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 ASN, ASN2, ASN3, ASG, ASB, ASW2020, ASM, ASD, AS1M, AMANAH SAHAM NASIONAL BERHAD V5

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wil-i-am
post Aug 31 2014, 01:43 PM

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QUOTE(Hansel @ Aug 31 2014, 12:39 PM)
Wld lik to ask two qustion here :

1. If a bank teller 'accidently' keys-in more thn the limit tht a non-bumi can buy, wil the PNB systm reject that transaction basd on the name since it's a non-bimu name ?  brows.gif

2. Is there a non-bumi limit for over-the-conter purchases too or the limit is only for new launches ?  notworthy.gif
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Non bumi can buy any amt subject to availability of units
If u want to invest 2k n teller key in 3k (assume done), u will get 3k. Having said tat, u can reject if u dun have sufficient funds
wil-i-am
post Aug 31 2014, 01:52 PM

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QUOTE(wu ming @ Aug 31 2014, 01:09 PM)
I have tried many times and failed on the fixed priced funds. Therefore, I am considering both ASN3 or ASG.

I have a question; how do ensure profit maximization? Should I buy when the NAB unit is highest or lowest? Thanks.
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If u consider ASN3/ASG, wud advise u xplore fundsupermart/eunittrust as their SC is cheaper n returns r better
NAV (highest/lowest) dun have relationship with individual investment objective n risk appetite

wil-i-am
post Aug 31 2014, 06:17 PM

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QUOTE(wu ming @ Aug 31 2014, 02:10 PM)
Don't have any time to monitor such funds.
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U need to re-visit yo portfolio every 6/12 mths to ensure yo investment objective still 'on track'
wil-i-am
post Sep 2 2014, 07:40 AM

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QUOTE(penanghomes @ Sep 1 2014, 11:34 PM)
Hi,

My friend's mom got abt rm300k in her asb.

So next year,she may get another rm700k from sale of her property.

Can she put all that money into her asb account or is there a limit?

Btw,she has 2 children who also has asb account.
Another thing,lets say she got that rm700k property sale and combine with her rm300k savings,she will have ard rm1.1mil  sweat.gif ...all into asb savings.

Here is the question,she has a bank loan running for another 15 years,loan amount abt rm350k,monthly installment abt rm1800/month.

Shud she pay off the loan with the asb savings or wait another 3/4 years,use the dividend collected and pay off?

Tq sifus
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Max limit for each adult/teen is 200k/50k
May consider AS1M since there is no limit
Bank loan int < average ASB div of 7.70% pa

wil-i-am
post Sep 2 2014, 05:52 PM

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QUOTE(plumberly @ Sep 2 2014, 03:53 PM)
Managed to get RM6200 of ASW today. Ran out of bullets. Think there is still a lot more available.
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QUOTE(davinz18 @ Sep 2 2014, 04:30 PM)
Managed to get some 5k ASW2020 & only 1k ASM cry.gif  I tot can get bigger amount, but looks like there's a lot of people trying today vmad.gif 
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Congrats rclxms.gif
wil-i-am
post Sep 2 2014, 07:32 PM

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QUOTE(stanny @ Sep 2 2014, 04:53 PM)
What funds are available for non-bumi? 200k+.
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Refer post #1
wil-i-am
post Sep 2 2014, 07:46 PM

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QUOTE(davinz18 @ Sep 2 2014, 06:06 PM)
how much u got today? biggrin.gif
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ASW 2.4k ony cry.gif
wil-i-am
post Sep 2 2014, 09:17 PM

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QUOTE(aromachong @ Sep 2 2014, 08:56 PM)
so little... i thought i told u timing... hmm..

anyway manage to withdrawal all and close acc.... ask cash at branch but they want to issue cheque... so last they direct me to RHB bank .... wondering why asnb branch no cash money?
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I did try but...
Better to receive cheq instead of cash if sum is Big
wil-i-am
post Sep 2 2014, 11:04 PM

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QUOTE(plumberly @ Sep 2 2014, 07:04 PM)
Let me bet my bottom dollar, the dividend will be 6.60000%! Ha.
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Is there any specific reason u mention 5 decimal point?
wil-i-am
post Sep 3 2014, 11:41 AM

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QUOTE(Sarah Jessica @ Sep 3 2014, 10:33 AM)
non-bumi very hard to open new account. I cannot understand why those agents don't want to help us.

Yesterday is the best time to open new account, but they still give some stupid reason.

Even my best friend failed to open new account mad.gif
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I suppose Agents dun want to waste time to go step-by-step n can't cross d final hurdle
wil-i-am
post Sep 4 2014, 08:44 AM

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QUOTE(Sarah Jessica @ Sep 3 2014, 11:53 PM)
maybe that's could be one of the reason. 
do u know how much Commission the agents gets for doing ASNB transaction? $1 per transaction?  hmm.gif
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No idea icon_question.gif
wil-i-am
post Sep 4 2014, 05:27 PM

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QUOTE(smartinvestor01 @ Sep 4 2014, 05:24 PM)
I also believe so...

However, if the dividend is 6.7% which is 0.1% higher than ASW2020, I think it would be more satisfying for me..

At least AS1M outperformed ASW2020, which is what i hoped..  smile.gif
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Yo investment in AS1M must b substantial brows.gif
wil-i-am
post Sep 4 2014, 06:02 PM

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QUOTE(plumberly @ Sep 4 2014, 05:47 PM)
3rd try with opening a new account for my daughter and still empty handed!
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Keep trying until tis week
wil-i-am
post Sep 5 2014, 10:40 AM

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QUOTE(Pisanggoreng @ Sep 5 2014, 10:24 AM)
actually what is the best time to "serang" banks for units ya??
banks or pos office which one better?
Anyone managed to get during lunch time before??
hhehe
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There is no specific place n time coz it depends on LUCK
wil-i-am
post Sep 5 2014, 11:05 AM

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QUOTE(smartinvestor01 @ Sep 5 2014, 10:54 AM)
Not only i go to the asnb home branch, i went to post office, and some banks as well..

they said to me.. ''why take the hassle to try open the account and always try bank in for the fixed price unit trust if you can earn better returns in our ASG''..

MBB even backfire by saying ..''you see ASG returns so good.. next time when you come, just find me..''.
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U shld reply different PPL have different risk appetite

QUOTE(smartinvestor01 @ Sep 5 2014, 10:57 AM)
if you are talking about the returns of the fund, definitely have to be on a long term basis..

with the sales charge of 5%, the first year of investment might not be good but from 3rd year onwards, it should be ok..

but i am not considering any variable funds as i want peace of mind and predictable income every year.
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At least above 2 years

wil-i-am
post Sep 5 2014, 02:36 PM

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QUOTE(ResQ @ Sep 5 2014, 01:06 PM)
just open my asw and as1m at cimb today, deposit only 100. want to ask if i have 50k, shud i divide 25k to asw 25k to as1m or which one shud i put more?
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Both funds offer almost similar dividend
wil-i-am
post Sep 5 2014, 02:39 PM

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QUOTE(guy3288 @ Sep 5 2014, 02:07 PM)
today got some luck , got RM12500 ASM and 1500ASW
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Congrats...
U got via Banks/Pos?
wil-i-am
post Sep 5 2014, 06:56 PM

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QUOTE(Pisanggoreng @ Sep 5 2014, 06:50 PM)
for non bumi AS1M additional unit purchase through maybank2u already fully subscribed,

lets say I did a transaction through m2u for additional RM 100 and already deducted the money from account, is that means I managed to purchased the RM 100 units? (non-bumi)
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Nope
Maybank need T+1 to process yo application
wil-i-am
post Sep 5 2014, 07:01 PM

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QUOTE(Pisanggoreng @ Sep 5 2014, 07:00 PM)
what is T+1?
what if they are some small units available for non-bumi?
can i say that trying your luck at m2u is the same as trying over the counter, minus the hassle of actually going to bank/pos?
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Transaction plus 1 working day
If got units, u will b successful
I wud say Luck is better @ Banks/Pos
wil-i-am
post Sep 6 2014, 06:27 AM

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QUOTE(HJebat @ Sep 5 2014, 11:37 PM)
Guys,

Why is it more difficult to top up ASW than other fixed price funds?
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If u r non bumi, yes
If u r bumi, in fact quite ez
Anyway, the returns over d past 5 to 10 yrs is slightly better

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