Not everyone qualify to use EPF money to invest 

I was scared to check this but seeing my interest increase from 4.95 to 5.2 is really sad 

I already chack all the info, it still say the same repayment amount as last month, tenure also remain. Maybe wait next month to see any changes?

Because of bigger return compared to ASB. But I do read about unit trust got pro and con too. A Mutual Fund agent advised me to buy PUBLIC STRATEGIC SMALLCAP FUND unit.

Well, I hope someone can tell me why ASB is better? Or else, I allocate RM10k for Mutual Fund and the rest at ASB.

I think many still struggle to understand that UT is for medium to long term goals only. Anything less than 3 years you're really better off in equities for sure. And ISC or redemption charge (either one normally not both) is common in UT, the only thing that differs is the % rate being charged.

Also, UT works best using the dollar cost averaging (DCA) methodology rather than lump-sum style of investments. That's why its investment time horizon is classified as medium to long term. Expect the service charges to come down once the competition heats up and mind you, if you say 5% is high... Check around the other UT providers and you will see that 5% isn't the highest in the market.

Should refer fundsupermart or eunittrust for lower s/c

Glad to report that I managed to get 1+1+2+3K at ASNB today. Ran out of money after the 4th strike.

Good luck to those who try today.

Thanks.

You read it incorrectly.

RM1 + RM1 + RM2 + RM3K

Ha.

7K 

Ha ha.

I was trying to down play this with smartinvestor by saying 3004 only. But he is smarter than me thus he is called smartinvestor!

Total = 7k.

I am speculating here. I think the reason why they say the system is offline before 2 pm is because of lunch break (no staff to man the ASX counter).

"System offline" is an over-used phrase in banks and also over-abused words. Staff not available (sick leave, lunch break) too many people queuing up, etc.

My 2 cents.

ASW2020 declared 6.60%

Tis was below 6.70% in 2013

Underperformed due to they c/f profits for next yr distribution

Let me bet my bottom dollar, the dividend will be 6.60000%! Ha.

I think even at ASNB branch, the staff won't help to open new ASW account unless you're bumi. If you realize, they're actively promoting the variable pricing fund to non-bumi.

correct me If I'm wrong 

Yo investment in AS1M must b substantial 

plumberly

u went to HQ or state branch? Happen recently or long time ago?   

so even if one go visit ASNB branch, they would also divert u to variable price fund & won't open new ASW account    if like that, no use also go there 

anyway it's kinda misleading to tell that the variable fund performance is better than fixed price fund 

U shld reply different PPL have different risk appetite
At least above 2 years