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 ASN, ASN2, ASN3, ASG, ASB, ASW2020, ASM, ASD, AS1M, AMANAH SAHAM NASIONAL BERHAD V5

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shankar_dass93
post Mar 12 2014, 03:59 PM

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QUOTE(plumberly @ Mar 12 2014, 03:39 PM)
I went after lunch as well but the bank lady told me the ASNB system was not available/running.

hmm.gif
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Went at 9 something first and couldn't get anything. Then went army around 1 something and got it but it was a bloody small amount for sure.
shankar_dass93
post Mar 12 2014, 05:29 PM

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QUOTE(plumberly @ Mar 12 2014, 04:22 PM)
Thanks.

The lady who told me was not the one covering the ASNB customers (I went to the side to pick up some ASNB forms to prepare for the coming ASM dividend fire sale! Ha). Maybe the ASNB counter staff was not at the counter then (like you said, "away"? Ha.

Why do they lie on things like this?

One thought came to mind some weeks ago. Some staff will minimise the strike rate to discourage people from coming back. If place X has high strike rate, then many people will be frequent customers trying their luck. So, to lighten their work load, just try all the things mentioned in this thread (system down, try once only etc) to discourage return customers.

If they could do a data check/survey, they will find some banks and some counters with unusually low strike rates while some will have unusually high strikes (> 2 * standard deviation statistically speaking). There are indeed some good staff helping their customers.

My 3 cents.

Cheerio.
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I got to agree with you.
Probably I wouldn't blame the bank staff for doing that as many of them would be tired for trying it multiples times when knowing that its a low chance of getting it now.
Though they should still assist customers in getting it as a banker is defined as an individual that serves a relationship with its customers in performing various financial transactional needs for the customer.

Saddest thing is that I'm in a different department. If I'm with their personal banking division, I would make sure that every bank teller does make an effort to try it for their customers.
shankar_dass93
post Mar 12 2014, 05:48 PM

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QUOTE(davinz18 @ Mar 12 2014, 04:04 PM)
Which fund u managed to get?  hmm.gif  Anyway congrats bro  rclxms.gif
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AS1M.
shankar_dass93
post Mar 12 2014, 11:17 PM

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QUOTE(davinz18 @ Mar 12 2014, 11:10 PM)
Normally people start from fixed pricing fund then slowly move towards variable pricing fund, lastly invest into equities & forex.

why people start from fixed pricing fund because maybe they lack of investment knowledge & need low risk investment to start of first  icon_rolleyes.gif

some people who already invested in equities also invest in fixed price products because if equities make losses, the fixed price fund can "cover" some of the losses  sweat.gif
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Strongly agree with what you have said above. Based on my experience, I know a few people that just wouldn't want to loose too much money on high risk investments due to the fact that they do not know much about the product well.
A person wouldn't mind just getting about 3.00++ on FD knowing that their investment is 100% guaranteed rather than putting it in a riskier investment like unit trust or playing with forex.

Person A may only have a total savings of RM10,000 and he/she wouldn't have the capacity to invest in a risky investment that has a high chance of him/her loosing their entire savings.

However, someone that has RM100k wouldn't mind putting in a certain percentage of his savings into a riskier investment as he has the capacity to do so.

In short, it could be said that the higher an individuals savings is, the higher the risk that that individual would be willing to take.
shankar_dass93
post Mar 12 2014, 11:32 PM

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QUOTE(davinz18 @ Mar 12 2014, 11:30 PM)
We need to also see age group.  Some people with high individual saving with older profile also don't take big risk. They tend to invest in low risk investment. That's why u see mostly uncle & aunties queuing when any fixed pricing fund is launch or on normal days "top-up"  nod.gif
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Yeah there's many factors that would be taken into account when an individual chooses to invest in.
shankar_dass93
post Mar 13 2014, 08:35 AM

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QUOTE(wil-i-am @ Mar 13 2014, 08:30 AM)
Mind to share more info?
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What he means I guess is about those plans by AIG that requires you to pay a premium of a certain amount for let's say 10-15yrs.
shankar_dass93
post Mar 13 2014, 04:13 PM

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QUOTE(csl1987 @ Mar 13 2014, 10:12 AM)
Yeah, something like that...maybe they will add on some Critical Illness coverage...but just wondering how many % they able to give us? they always showed us 2 columns, one is lower % and the other one with higher % (if they perform well)

Do these kind of saving plan attracted to you guys? personally, I don't really fancy it due to they have certain maturity date to comply before you can withdraw the money hence limited the flexibility as compared to ASX fund...am i right?
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My only advice to you is that you would have to really check on the actual effective rate of return. They could say that you could earn up to 12%p.a but that's not tha case when your investment expires.
I would only opt for insurance companies when I'm looking for stuffs such as insurance products (life,health,etc) and not for saving products.
That's just my point of view. Others may strongly disagree with my view.
shankar_dass93
post Mar 13 2014, 06:22 PM

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QUOTE(csl1987 @ Mar 13 2014, 05:53 PM)
Do you mind to give me some ideas on the calculation?  thumbup.gif
I do agree with that and that's why i rather hunt for ASX fund than saving in those plan...just wanna gather some opinion here...hehe  rclxms.gif

Anyway, I managed to top up another RM1450 into my ASM today

RM 350 + RM 150 in the morning

RM 100 + RM450 + RM400 in the afternoon  rclxm9.gif

Actually I am wondering is there any associated risk with this ASX fund? if government changed (if only if  sweat.gif ), will it affect this fund?
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Yeah I guess something is wrong now. Having a lot of my non-bumi friends getting to too up their amanah saham accounts. I guess many people are selling off their units.

Is there anything to be worried off ? Signal of anything ?

shankar_dass93
post Mar 14 2014, 02:44 PM

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QUOTE(wil-i-am @ Mar 14 2014, 02:37 PM)
Just open new ASG a/c today
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Which ASG did you opt for and why ?
shankar_dass93
post Mar 14 2014, 02:53 PM

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QUOTE(wil-i-am @ Mar 14 2014, 02:47 PM)
Choose all the 3 segments
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So that means its 3 separate accounts ?
I'm not familiar with ASG.
shankar_dass93
post Mar 14 2014, 03:02 PM

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QUOTE(wil-i-am @ Mar 14 2014, 02:59 PM)
2% service charges -v- 5% next week onwards
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So the quotas for ASG isn't full yet ?


I would read up about ASG more tonight.
Only thing that I know bout this product is that it isn't a fixed price fund and there would be charges imposed against transactions.
shankar_dass93
post Mar 16 2014, 11:50 PM

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QUOTE(wil-i-am @ Mar 16 2014, 11:25 PM)
Any1 know where is d venue of MSAM 2014?
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Not too sure. It was in Perlis last year right ?
shankar_dass93
post Mar 18 2014, 01:57 PM

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I seriously wonder why are people selling off their ASM units now when there's a few days more for the financial year to end.
shankar_dass93
post Mar 18 2014, 02:15 PM

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QUOTE(plumberly @ Mar 18 2014, 02:11 PM)
For me, kosong for yesterday.

Kosong again for today though I went to 2 places, PM and CIMB.

The one at CIMB suggested that I should try at ASNB. Ha. Why I wonder.

Cheerio.
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Guess because the staffs of Cimb are annoyed with customers trying to purchase units now lol.
shankar_dass93
post Mar 18 2014, 03:31 PM

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QUOTE(davinz18 @ Mar 18 2014, 03:11 PM)
Maybe they really need the money for something important like to pay house down-payment brows.gif
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If I'm not mistaken they are going to cut any transactions for asm on the 21st or 25th for the purpose of monthly interest calculations.

shankar_dass93
post Mar 19 2014, 12:31 PM

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QUOTE(wil-i-am @ Mar 19 2014, 09:15 AM)
M xpecting 7%
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I don't think it's going to touch 7%.
The highest would be at 6.7-6.8%.

What time are they announcing it ?
shankar_dass93
post Mar 19 2014, 04:38 PM

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QUOTE(davinz18 @ Mar 19 2014, 03:44 PM)
ASNB Declares 6.60 Sen Dividend For ASM Investors

Amanah Saham Nasional Bhd (ASNB), a wholly-owned subsidiary of Permodalan Nasional Bhd (PNB), on Wednesday announced a 6.60 sen dividend for a unit of Amanah Saham Malaysia (ASM) for the financial year ending March 31, 2014.

The 6.60 sen income distribution is higher than the 6.50 sen normal dividend and 0.30 sen special dividend per unit paid last year, PNB Chairman Tun Ahmad Sarji Abdul Hamid said.

He said the income distribution entails RM947.10 million in total payout, up from RM913.85 million last year.

The payment will benefit 530,000 unitholders, who currently hold 14.34 billion ASM units, he told a press conference.

He said that until March 17, 2014, the Fund  has a gross income of RM1.61 billion. Profits from the sale of shares contributed RM544.94 million or 46.8 per cent of gross income.
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Looks like my prediction went well.
It would be pretty impossible for them to give out about 7% due to many factors such as carrying forward their income for the next year just incase their investments don't work well next year.
shankar_dass93
post Mar 20 2014, 03:12 PM

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Althought PNB didn't give out a return as what has been expected by many over here which is at around7%, we should still be happy with the dividend rate that they have declared as its still higher than kwsp's rate. So yeah I guess we should be happy with it.
shankar_dass93
post Mar 30 2014, 02:01 PM

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QUOTE(wil-i-am @ Mar 27 2014, 02:24 PM)
Tat 1 was when they offer new units for subscription
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Whys this thread damn dead now ? All sifus here are excited with their returns on ASM ? brows.gif

This post has been edited by shankar_dass93: Mar 30 2014, 02:02 PM
shankar_dass93
post Apr 2 2014, 09:00 PM

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QUOTE(plumberly @ Apr 2 2014, 06:16 PM)
Apa ini? Adding salt/acid to injury lah. Non bumi cannot apply and now extra give-away.  cry.gif

This is really stretching their power a bit too far.  vmad.gif

Sorry, off topic.
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I'm sure that Jibby would do something. Probably he would launch ASB2 first than would look into getting something done for the non-bumis a few months before the next election.
That's just my predictions.

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