Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
3 Pages  1 2 3 >Bottom

Outline · [ Standard ] · Linear+

Credit Cards Maybankard 2 Gold & Platinum Cards V9, Pls read post 1-3 & use Search Topic 1st

views
     
cx2531
post Mar 24 2014, 11:32 PM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


hi, where can get the amex card immediately if i apply the card? maybank card centre at mv? summore? thanks alot
cx2531
post Mar 25 2014, 12:03 AM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


QUOTE(namh @ Mar 25 2014, 12:02 AM)
Answer as below:
*
sure,

thanks alot
cx2531
post Mar 31 2014, 01:39 PM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


QUOTE(cybpsych @ Mar 29 2014, 03:37 PM)
here's a simplified table:

Maybankard 2 CardsBenefitsLimitMonTueWedThuFriSatSun
Visa/MasterCardTreatsPointsUnlimited
1X
1X
1X
1X
1X
1X
1X
American ExpressTreatsPointsUnlimited
5X*
5X*
5X*
5X*
5X*
5X*
5X*
American ExpressCashBackRM50 per calendar month
-
-
-
-
-
5%
5%
*2X for Government Bodies, Education Institutions and Insurance Providers

If you plan majority of your spending on weekends, you'll gain more using Amex than Visa/MC.

Amex's 5X TPs is equivalent to 2% (in TPs), higher than OCBC Ti's 1% (in cashback). Effectively, Amex in weekends give you 5% in cashback and 2% in TPs, that's 7% worth of gain each month..

If you have other cards to complement, e.g. OCBC Titanium or HLB Wise, then use those for weekdays and/or higher spending.

some recommended readings:
http://generationsxyz.blogspot.com/2012/02...an-express.html
http://generationsxyz.blogspot.com/2013/12...edit-cards.html
*
Amex's 5X TPs is equivalent to 2% (in TPs), higher than OCBC Ti's 1% (in cashback).

I dont understand about this. is it weekday got 2% cash back ?
cx2531
post Mar 31 2014, 05:57 PM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


QUOTE(cybpsych @ Mar 31 2014, 01:44 PM)
it's equivalent value only, not cold hard cash.

you see, you need 12,500 TPs to redeem a RM50 voucher. in order to obtain 12,500 TPs, you need to spend/swipe RM2,500 (2,500 X 5 = 12,500).

So, RM50/RM2,500 = 2%
Now, work the numbers the other way round:

SpendAMEX 5X TPsEquivalent Value
RM15
RM0.02
RM1050
RM0.20
RM100500
RM2.00
RM1,0005,000
RM20.00
RM2,00010,000
RM40.00
RM2,50012,500
RM50.00

In short, you swipe RM2,500 to give you 12,500 TPs to redeem RM50 voucher.

Advantage: Higher equivalent-value in TPs than OCBC's.
Disadvantage: TP redemption only.
Now, let's compare OCBC's 1% cashback: To get RM50 cashback, you need to swipe RM5,000 using OCBC.

Advantage: Cashback can be used immediately to offset some of your cc outstanding. The more you spend, the more cashback you get, no limit.
Disadvantage: Low 1% cashback.
*
hmm.. thanks alot.

so in another meaning, weekend will get extra 2% rebate right? if weekday only 5x treatpoint.


cx2531
post Mar 31 2014, 08:56 PM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


QUOTE(victorywp @ Mar 31 2014, 06:11 PM)
no, weekends will get extra 5% not 2%...
*
okay noted. thanks.
cx2531
post Mar 31 2014, 10:37 PM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


wanted to know it is possible to use amex card to pay for other credit card bills? then end up i use m2u to payback amex.

btw, did anyone know how to use m2u to pay for amex cc ?

thanks in advance
cx2531
post Apr 1 2014, 10:09 AM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


QUOTE(Human Nature @ Mar 31 2014, 11:49 PM)
you cannot use a credit card to pay off another credit card
*
oh.. okok tq
cx2531
post Apr 1 2014, 10:10 AM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


QUOTE(cybpsych @ Apr 1 2014, 06:43 AM)
curious: is this your first time using M2U / Amex?

here's how you make payment to your amex. it's simple and straightforward. if you have multiple savings account, you can choose which one to draw the payment from.

user posted image
*
ya just got it last friday. went to 1u and get the card on the spot.

thanks
cx2531
post Apr 7 2014, 02:45 PM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


how do i reload the touch and go to get rebate?

thanks.
cx2531
post Apr 7 2014, 03:11 PM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


QUOTE(victorywp @ Apr 7 2014, 02:53 PM)
at petrol station that accept amex during the weekends.
*
i realise alot petrol station dont allow us to use cc card for touch and go reload wor. i been tried at caltex and shell.

btw weekend got 5% cash back + 5x treat point. so if give them charge 50 cent should be worth right?
cx2531
post Apr 7 2014, 03:27 PM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


QUOTE(cybpsych @ Apr 7 2014, 03:14 PM)
check this topic instead.

https://forum.lowyat.net/topic/1803385/latest

Petronas Kinrara accept cc reload for TnG. Amex accepted. 1% cash surcharge, so, still worth it paying with Amex.

I did my RM400 TnG reload last month.
*
sure, thanks alot.

can i know where is kinrara petronas? opposite bukit jalil golf club or much further? as i know along bukit jalil highway from lumba kuda to puchong, there are 1 shell and 1 petronas opposite golf club. and also 1 caltex nearby kinrara mrt development and 1 shell as well.

if from puchong to bukit jalil, 1 petronas and 1 shell petrol station.

so i assume the petronas is the 1 from puchong to bukit jalil right? beside all the second hand car / recond car shop and furniture shop

correct me if i am wrong

cx2531
post Apr 7 2014, 03:29 PM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


QUOTE(chongaik82 @ Apr 7 2014, 03:21 PM)
Hard to find is true. If you found one do share with us.
cybpsych have inform you the Threads you can find more info
*
yes, based on what he mention is correct. petronas beside bukit jalil highway but i will go for more searching.

maybe federal highway as well. thanks
cx2531
post Apr 7 2014, 03:31 PM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


QUOTE(victorywp @ Apr 7 2014, 03:29 PM)
yes, not many petrol station accept amex for tng. so far only heard (still accepting) one petronas charges 1% and one caltex charges 3% for tng with amex.

if you can get 50 cents charge for payment with amex, that would be the best.

another way to get tng rebate is to use aeon watami cc for 3% rebate at tng hubs or selected plus toll cs.
*
because normally top up with cash, there are 50 cent surcharge. not so sure with amex / cc as well.
i just get maybank2card, dont plan to get much cc if not spend over then facepalm
cx2531
post Apr 7 2014, 03:36 PM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


QUOTE(cybpsych @ Apr 7 2014, 03:32 PM)
Google Map http://goo.gl/maps/2qQNx

it's nearer to LDP/Sunway Toll than coming from Bukit Jalil/TPM cuz u need to make a u-turn back.  thumbup.gif
*
ya i am right.

argh like tis if i come from sunway, how i get to there? because normally i take the bridge on right hand side and keep left then go to bukit jalil.

i dont think is possible for me to get myself to there even through i take left hand lane / under bridge and wait for traffic light? the traffic light will lead me to puchong
cx2531
post Apr 7 2014, 03:46 PM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


QUOTE(cybpsych @ Apr 7 2014, 03:40 PM)
yes, go up the bridge, and keep left heading to Bukit Jalil.

Always keep left and you'll see the Petronas. Be careful on this left turn cuz there are speeding cars coming from left lanes (those who took the "under the bridge" roads from Sunway or coming from Puchong).

I think to be safer, take left lane (before going up the bridge/flyover). stopped for a while at the main crossroads below (traffic lights). Go further ahead past traffic lights, and keep left instead.

This way, you wont have conflicting cars hitting you smile.gif
*
but if not mistaken, the traffic light will lead us to puchong but not bukit jalil right? if traffic light turn green, we need to turn right?

or still can turn left to bukit jalil highway? been long time nvr stop at traffic light. haha
cx2531
post Apr 7 2014, 03:49 PM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


QUOTE(victorywp @ Apr 7 2014, 03:46 PM)
yes, if you take left lane under bridge, it will lead you to a left turn to puchong. then you will need to u-turn back and turn left towards the kinrara furniture street.
*
u mean follow the traffic light and go to puchong and make a turn? just like go to ioimall?

if yes, then quite troublesome. haha
cx2531
post Apr 7 2014, 04:01 PM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


QUOTE(cybpsych @ Apr 7 2014, 03:51 PM)
i also long time didnt take the lanes below. i guess there is an exit to head back up to Bukit Jalil.
*
QUOTE(victorywp @ Apr 7 2014, 04:00 PM)
to the left, not right. yes, it's troublesome if go under the bridge.
*
argh, if wan get cashback that the only choice. thanks btw
cx2531
post Apr 7 2014, 06:21 PM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


QUOTE(cybpsych @ Apr 7 2014, 04:42 PM)
Don't go there on purpose. Only when you're nearby, e.g. Subang, Subway Pyramid/Lagoon, IOI Mall, etc.

It cost me RM5+ of tolls just to go there, so I only plan my reload if I got activities at Pyramid. brows.gif
*
QUOTE(victorywp @ Apr 7 2014, 06:19 PM)
or if you have any programs around puchong like ioi mall, boulevard, setiawalk, etc. doesn't cost extra toll from puchong to kinrara furniture street.
*
hahaha. sure. if not cost me 1.6 x 2 just for the toll
cx2531
post Apr 10 2014, 07:18 PM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


can we use amex through online to pay tnb, astro etc bill and get 5% cash back on weekend? or just treat point only?
cx2531
post Apr 10 2014, 07:39 PM

On my way
****
Senior Member
568 posts

Joined: Jun 2011


QUOTE(ckyow1 @ Apr 10 2014, 07:24 PM)
I used amex to pay my unifi bill every month during the weekend through maybank2u. You will enjoy both 5x treat points and 5% rebate. Take note not all bills can pay through amex. Depend on which company you refer to and whether they accept amex or not.
*
QUOTE(Human Nature @ Apr 10 2014, 07:29 PM)
TNB yes, Astro no
*
mostly tnb and streamyx. gonna help me fren etc to pay and earn 5x rebate. haha

3 Pages  1 2 3 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0491sec    0.10    7 queries    GZIP Disabled
Time is now: 9th December 2025 - 07:04 AM