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 Maybank 2 Cards Premier, Fastest Air Miles Conversion

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JC_jun
post Nov 23 2015, 09:16 AM

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QUOTE(chiahau @ Nov 23 2015, 07:58 AM)
Welcome to the club then laugh.gif
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just wanted to share, it's actually worth to pledge.

i came across Gen-X 's blog January this year, got to know about how this premier card works, and before this i was so proud to be M2Card Gold card holder because every year i earn RM600 cash rebate + earning RM1000++ jusco voucher from my spending.

after reading Gen-X 's blog, then i realized what i have wasted so far. so without hesitation i find my way to do whatever necessary to get the premier card.

I successfully got my card by mid of Feb, and with the points i earned so far, managed to redeem 4 business class upgrade for long haul flight to europe.

Attached Image


JC_jun
post Nov 23 2015, 09:47 AM

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QUOTE(chiahau @ Nov 23 2015, 09:31 AM)
Honestly, I am in the same situation as you right now laugh.gif

Quite happy to max out my Visa Signature's CB every month for payment on behalf of other people but if I were to spend the same amount to the Premier, I would've been able to go to Europe already  tongue.gif

I did submit an application for Premier but guess my income still below the threshold for MBB to be generous.
*
premier card now doing promo, only require income 120k per annum.
if still cant meet (like my case), go pledge FD


JC_jun
post Nov 23 2015, 11:20 AM

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QUOTE(guy3288 @ Nov 23 2015, 09:37 AM)
i also use MBVS, max out the cash back need swipe only RM1766 (petrol grocery), 5% max at RM88 per month.

If use MB premier cards to swipe those expenses can get so much Miles to earn flight ticket? i thought it earns alot of miles only for overseas swipe...
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if you use amex, every RM0.954 spent, earn you 1 flying miles
if you use visa infinite, ever RM2.385 you spent locally, earn you 1 flying miles.
JC_jun
post Nov 23 2015, 11:21 AM

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QUOTE(chiahau @ Nov 23 2015, 09:54 AM)
120k means FD need to put 20k roughly.

Not bad, can consider to top up.

Wait for their rejection email only I go ask laugh.gif
*
how you know is 20k?

are you maybank card holder now? what is your current credit limit?
JC_jun
post Nov 23 2015, 11:56 AM

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QUOTE(chiahau @ Nov 23 2015, 11:23 AM)
Signature's requirement was 120k last time no?

I put 20k for VS and I got it the next 3 days.

Assuming 120k is the current rate, so 20k like last time should be no problem? laugh.gif

As for VS limit, after they revise, around 40k CL.

I have another Ikhwan with 10k limit, I think.
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Premier limit is RM30k

so if you already have existing card with CL equal or higher than RM30k, then you can straight away apply to have this premier card, no pledge
JC_jun
post Nov 23 2015, 12:02 PM

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QUOTE(chiahau @ Nov 23 2015, 11:58 AM)
Ah.

You have a point there.

Later I go to branch and ask ask.

This place punya MBB all face very black.
*
dont go branch, call to card center, tell them you want the card, they can process for you.

or, go to 1u card center, midvalley card center.. those place you can get within few hours.
JC_jun
post Nov 24 2015, 05:54 PM

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QUOTE(Kerry1136 @ Nov 24 2015, 05:25 PM)
Yeah not an issue since I'm "upgrading" now, cut infinite apply premier.

If I do not satisfy their needs, I will then cut premier and re-apply infinite. Not an issue.

I'll see how well the premier cards serve compare to my existing infinite.

I also noticed that there aren't many shops that actually accepts AMEX.
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i remember if one terminate a card, bank will block your application for 6 months.
so, you better apply first, once got your card, then follow by card termination.


AMEX acceptance, i will say it depends on your spending patterns.

from 2012 till now,
up to now, my spending is
73% on AMEX,
27% on Visa.

most of my spending == utility bills, travel expenses (flight, hotel, petrol), dining, hypermarket

source of my statistics:
m2uplanner.maybank2u.com.my

using this m2uplanner i can monitor how much i have spent, check if i already qualify for annual fee waiver or not.
JC_jun
post Nov 24 2015, 10:01 PM

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QUOTE(Mr Gray @ Nov 24 2015, 08:18 PM)
For those of you who can't spend 80k annually to qualify for waiver, do you think it's still worth it to keep the card?
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Get a card that suits you. Not worth to pay RM 800+RM48GST
JC_jun
post Nov 24 2015, 11:23 PM

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QUOTE(Kerry1136 @ Nov 24 2015, 10:46 PM)
That's very good analysis and deep thought.
As a matter of fact I'm actually content with my infinite with the 50k annual fee is simple to achieve however I was thinking of what are the methods to maximize my card spending because I've also spend an average 60-70k annually and I'm losing out alot since the infinite doesn't give you a x5 spending so I thought maybe I can try out the premier and see whether I do hit the 80k mark or if I don't I'll probably revert back to my infinite.
Even if I don't hit the annual fee, I don't mind paying the waiver actually knowing that the expenditure rewards me with x5 points and ultimately buys me a return ticket to xxx which I thought a price of RM800 a year is not as bad.
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if you just short of RM10k or RM20k to reach the requirement for Annual Fee waiver

here is the trick

BUY JUSCO VOUCHER with your AMEX
or whatever hypermarket voucher that you shop regularly.

My friend was doing this with his M2gold card, last time there was this 5% cash back during weekend, capped at RM50/mth, so he will spend exactly RM1000 to maximize his 5% cash back, what ever amount short he will just purchase voucher from Jusco (with his AMEX), so he was earning points+5% cash back.


he is giving his parents some money every month, so instead of giving cash, he gives them voucher.
some of the voucher he sells to his co-worker, selling RM49.50 for the voucher value of RM50.


you can buy voucher at AEON Jusco customer service counter

JC_jun
post Nov 24 2015, 11:25 PM

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and those aunties at his office sapu all the voucher he has, RM0.50 saving is a big deal to a lot of people.


JC_jun
post Nov 25 2015, 10:27 AM

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QUOTE(Kerry1136 @ Nov 25 2015, 09:38 AM)
That's really good idea though I won't be buying any vouchers I might be thinking of buying nessesities for my parents instead or perhaps stock up on baby items etc.

However I wonder how do we track on the spending in the card to know whether we are eligible for the annual fee waiver? A year spending is tough to track to know whether can waive the AF or not.

At the moment I'm just doing a high level estimation since averagely a month I pay about 7-8k for credit card payment.
*
Login to Maybank2u

Click M2U planner
Use that tools to track you spending
adjust the period
JC_jun
post Nov 26 2015, 09:03 AM

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QUOTE(genkis3 @ Nov 26 2015, 02:01 AM)
hello guys,
im frequent flyer of Singapore airline, so im only have krissflyer account.
their business class to europe is zurich 160,000, amsterdam 120,000 points as example.

curious to know MAS businees to europe need how many points?

MAS business seat can lay down to become flat bed by one touch on button ?or need to manually flip down just like SQ business class... which i hate the most.
*
For distance 4800 - 7200 miles
150,000 miles required to redeem for return ticket in business

If you redeem by login to MH enrich website, you save 15percent of miles. Which means 127,500 miles to travel in business.
JC_jun
post Nov 30 2015, 08:12 AM

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QUOTE(nestahng @ Nov 30 2015, 05:59 AM)
Hi all sifu,

Does M2CPremier gave discount for dining in Mandarin Oriental hotel? Mandarin Oriental in London to be specific. Thanks.
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Those dining privilege only for local.
JC_jun
post Dec 4 2015, 08:59 AM

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i find this CIMB Singapore's VISA INFINITE privilege much better than malaysia 1
http://www.cimbbank.com.sg/en/personal/pro...inite-card.html
JC_jun
post Dec 6 2015, 07:54 PM

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QUOTE(Vinci777 @ Dec 6 2015, 06:33 PM)
Thanks a lot. But is that also means once I withdraw all from fd my card will be automatically cancelled?

I have 2 other cards (Pbb vs and bsn) with 30k CR. What are the chances for me to raise 30k CR for my current m2c plat lol. Should I save those cards? I seldom use them though
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nowadays bank will not fight CL with other bank

each bank has their own standard to decide your CL

so, before you go to pledge anything, try to visit card center, fill up a form to request PERMANENT credit limit increase.

wait 1 week, they will sure increase something for you. then only you pledge the diff between your new limit to 30k

JC_jun
post Dec 7 2015, 11:55 AM

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QUOTE(Vinci777 @ Dec 7 2015, 10:47 AM)
That's even better LOL. Thanks alot.

Just wondering how is this pledge FD thingy. If un-pledge, card will b auto cancelled? hmmm
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you need to write in to request for FD uplift, 3 months notice. you have to terminate your card
JC_jun
post Dec 7 2015, 11:57 AM

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QUOTE(maskedchan @ Dec 7 2015, 10:30 AM)
no need go to card center to apply for permanent credit limit increase..
just download the form from maybank2u website, then submit via email together with supporting documents..
*
email might not get quick response.

my experience, went to 1utama card center during weekend, submit all support doc there.
the next business day, limit increased.


JC_jun
post Dec 7 2015, 02:31 PM

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anyone know how this VISA Airport Speedpass works?

mbb visa infinite card get 5x free pass?
JC_jun
post Dec 7 2015, 05:15 PM

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QUOTE(laymank @ Dec 7 2015, 02:50 PM)
Where did you see it stated 'free'?
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https://ringgitplus.com/en/credit-card/Mayb...sd-crcd-mayb003

From this
JC_jun
post Dec 11 2015, 02:43 PM

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Anyone got their Hilton HHonor upgraded to gold? Where to call?

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