I got offer from both GE and Prudential. Still considering which to take. There are some info I not fully sure yet, hope someone here can help answer or I'll clarify with the agent.

The package they offer is :

Great Eastern

Death : 100,000
TPD : 100,000
Critical : 100,000
Early Payout Critical Illness : 100,000
Medical card : 900,000 (limit) 90,000 (annual), cover to 80 years old
Room : 150
TPD Allowance : 12,000 per year
Hospitalisation Income : 150
Accident Death: 10,000
Waiver : TPD, CI
Premium : 200

Prudential

Death : 50,000
TPD : 50,000
Critical : 150,000
Early Payout Critical Illness : 100,000
Medical card : 1400,000 (limit) 70,000 (annual), cover to 70 years old
Room : 150
TPD Allowance : None
Hospitalisation Income : 100
Accident Death: 50,000
Waiver : Not sure yet
Premium : 250

Any suggestion?

ya, i get the agent to adjust to 80yo, then become 290

ohh.. why? allianz very good? germany comp? how good is their plan? seems not so famous in malaysia yet?