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 Great Eastern VS Prudential

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abaraikun
post Dec 2 2015, 05:04 PM

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WRONG POST!

This post has been edited by abaraikun: Dec 2 2015, 05:05 PM
JIUHWEI
post Dec 2 2015, 06:16 PM

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QUOTE(neo_6053 @ Feb 15 2014, 11:24 PM)
I got offer from both GE and Prudential. Still considering which to take. There are some info I not fully sure yet, hope someone here can help answer or I'll clarify with the agent.

The package they offer is :

Great Eastern

Death : 100,000
TPD : 100,000
Critical : 100,000
Early Payout Critical Illness : 100,000
Medical card : 900,000 (limit) 90,000 (annual), cover to 80 years old
Room : 150
TPD Allowance : 12,000 per year
Hospitalisation Income : 150
Accident Death: 10,000
Waiver : TPD, CI
Premium : 200

Prudential

Death : 50,000
TPD : 50,000
Critical : 150,000
Early Payout Critical Illness : 100,000
Medical card : 1400,000 (limit) 70,000 (annual), cover to 70 years old
Room : 150
TPD Allowance : None
Hospitalisation Income : 100
Accident Death: 50,000
Waiver : Not sure yet
Premium : 250

Any suggestion?
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May I suggest AIA?
Medical Card: Starting at 1.1mil (annual), no lifetime limit, cover till 100 years old.
Room: 150

This post has been edited by JIUHWEI: Dec 2 2015, 06:16 PM
JustcallmeLarry
post Dec 2 2015, 06:36 PM

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But is great eastern ok or not? Will they pay what is promised??? Bcs I see their packages are very much cheaper compare to prudential???
JIUHWEI
post Dec 2 2015, 07:33 PM

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QUOTE(JustcallmeLarry @ Dec 2 2015, 06:36 PM)
But is great eastern ok or not? Will they pay what is promised??? Bcs I see their packages are very much cheaper compare to prudential???
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An insurance contract is a legally binding contract.

Cheap or not, good or not, there are two ways to find out:
1. Ask the agent.
2. Read the Product Disclosure Sheet.
ZurichVictorT
post Dec 3 2015, 03:10 PM

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Buying insurance, can never finish comparing all the companies, all these insurance companies are making money everyday, all in all, we just need the coverage.
SUSsniperz
post Dec 17 2015, 10:04 AM

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QUOTE(JustcallmeLarry @ Dec 2 2015, 06:36 PM)
But is great eastern ok or not? Will they pay what is promised??? Bcs I see their packages are very much cheaper compare to prudential???
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Deal with the right agent or manager. Any insurances would still be the same. Customers want is the claim and benefit. rclxms.gif
kennykong85
post Dec 17 2015, 12:41 PM

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QUOTE(Colaboy @ Mar 3 2014, 10:23 PM)
thumbs up  thumbup.gif  thumbup.gif  i have clients working in manulife & great eastern as well . . . .
we have the reputation in processing claims,  icon_rolleyes.gif
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I know u, such a small world. rclxm9.gif
Superkian
post Dec 17 2015, 12:55 PM

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i dont see the alliance brochuer that desribe the annual charges like manulife and great eastern health protection.
alandhw
post Mar 10 2016, 12:09 PM

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Need some advise here.
I already have SmartProtection from GE. Looking for increase the TPD and CI coverage value. I should upgrade the existing policy or buy new policy?

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