EMPLOYEE

Under the Act, an employee is defined as a person who has been employed by an employer under a contract of service or apprenticeship.
• Employees Monthly Earning At RM3,000 Or Less
Employees Monthly Earning At RM3,000 Or Less must contribute to SOCSO. SOCSO's coverage is only for employees who are Malaysian citizens and who are permanent residents.

•  Employees Monthly Earning More Than RM3,000
Employees Monthly Earning More Than RM3,000 who never registered or contibute to SOCSO are given an option to be covered under the Act provided both the employer and employee have agreed upon the coverage by submitting 3 copies of the Notice of Election and Form 2 to the relevant SOCSO office. That particular employee will only be covered under the Act from the date the relevant SOCSO office accepted the notice.

• Principle Of "Once In Always In"
Employees who have been previously registered with SOCSO and now earn more than RM3,000 must continue to contribute in line with the principle of "Once In Always In" under the First Schedule of the Act. Once an employee is eligible under the Act,  he will always be eligible for coverage irrespective of his next monthly wage. All employees eligible for coverage under the Act must register and contribute to SOCSO.

It means ur FIRST salary if is above 3k then you can be exempted , if not you will always contribute

yes, exempted from contributing to perkeso, but is it entitle to enjoy same insurance benefit as those who paid for it month?

yes, exempted from contributing to perkeso, but is it entitle to enjoy same insurance benefit as those who paid for it month?

you pay for it you enjoy, you dont pay for it you dont enjoy, its all the same . I dont really get your question.

You expect not to pay and still enjoy the same benefit?

its not about what do i expect, i just need a clarification as there isnt a clear statement of exemption from paying = no protection;
which i reluctant to make any assumption unless someone who is experience or with a positive answer.

If one's first salary is above 3k, should or should he not take SOCSO? Any advice?

Two totally opposite answers. Haha. I was more inclined to not taking it, and the extra money can go to buying an insurance. But can't weigh which ones better.

I would advise that you subscribe to SOCSO especially if you are married and have school-going children because you will not know when accidents can happen to you. Supposing you meet with a road accident and you die SOCSO will pay monthly allowances to your spouse and children until the day they are legally married. If you don't have SOCSO then it will be difficult for your wife and children to survive unless you have other insurance coverage for accidents. SOCSO subscription just cost you a few RM per month compared to outside insurance coverage. I know of a friend who died 13 years ago due to a road accident but the family enjoys SOCSO allowances until today even though some of his children are already working, but because they are still single.

yeah , for the death part it is useful , especially if you're high paying individual ( E.g. Rm 20k per month basic salary , your family gets 50% of the monthly salary - RM 10k per month for life ) Wonderful if you die at the right timing before 60 years old.

This is not true. Monthly allowance that employee received is limited to maximum of 65% of average monthly salary or RM1,917.50, whichever lower.

If one's first salary is above 3k, should or should he not take SOCSO? Any advice?

I am >5k but still pay RM14 for SOCSO, so i should not be paying at all?