Slight pain will be felt when subsidy rationalization kicks in coupled with several rounds of adjustment in BLR.

provided people are willing to buy/paly the game.. buyers can see these tactic already...

rental i recalled cannot cover installments by 30% or more.. that is not inclusive of maintenance and etc..

does it sounds better to have:

"Oh cannot sell for capital appreciation, so what, can still rent what... same game here.. too high a rental, same effect no one rents expensive units"

they took advice mostly from seniors who fall out from college/property agents of which education background is very very .... haha

u r right...Myself always go lim kopi O teh O at kopi tiam n eat chap fan or chicken rise at kopi tiam type of shop lot restaurants....but when I bring my family out, always end up in those air con restaurants which need to pay many more...dont know am I grooming generation Z for the next 10 years???

Yalor...now I often heard people said earn hard n spend hard...15 years ago I was in that category.....end up pocket kosong every month end....

haiya this word and GST is feared by many... that means less money to spend or not enough money to spend in the public...

For me debt is ok as long as good debt and have a safety margin..if too conservative u can't invest in property.

Bottom line I have property loan is better than heavy fancy car loan, that my principle.

My pa am not invest in property n leave nothing to me.. I invest to leave something to my children..but I will not give anything before I die

Haha last time babyboomers mana ada barang macam ni. Many of them didn't live through hard life due to inheritance from parents, but bare in mine that one day, these 'inheritance' will also deplete when the value of money drops and inflation rates where things bcome more expensive and worse is when they don't hv proper financial planning.

If there's a review, I would like to see the current credit card debts of Gen X and what's the justification behind to luxurious lifestyle. I owe too much money, at night cannot sleep one leh??

Just finished lim kopi O n teh O with 2 different property agents. Getting them to rent out my new vp-ed semi D. They asking me to sell, why keep? I said no problem if u can sell at this xxxxx price but they said hard as it is more than the market price. Then I said, if not,I rent even the rental cant even cover the installment amount. I said no problem n get me 2 years contract as few neighbours already rented out at that price.....end up I got to go do up the basic amenities l8ke lighting n fan now in preparing to rent out. But if got durian drop from the sky, I ll sell it n use that cash to catch fire sales later....may be I got to change myself into high rise players...as bear bear got a long list of durian runtuh orchards spreading the whole KV...

As I say when u buy ,u don't go overload and safety margin..

I not deny your statement that some is low holding power...

But my advise is if u play property investment then U have to mean it business..IQ and EQ equally important..

Those fallout actually is not investor but is gambler..u have to differentiate these

This post has been edited by Jliew168: Jul 17 2014, 03:31 PM

I read in the news paper saying that GST ll lighten our burden...then why fear GST???

Yup...those gamblers is no different than those gamblers in genting casino. No pity them if they fall out...

Many of this gambler. They will affect your house price. Actually the reason our house price went up is because of this gambler. So if it went down also because of this gambler. Damn!!!

Haha.....give u a like

Nowadays... papers say punya barang can believe one ah?
Since steering lock also can make it to front page. They really have nothing else better to cover..

on a funny side.. you believe it will lighten ur life burdens/commitments?

actually, gambler is ok... but lately the gambling out of hand.. like genting started to think for some small win 1k.. suddenly change plan want to win jackpot.. that is the problem..

first thought of small profit like 50k or less, suddenly change to retirement plan "200k to 300K" under professional advice like property agents... haizzzz

Haha I not sure if provide a luxury lifestyle to children is good or bad.
My dad did not provide me much luxury end up I very motivated to achieve what I lack...
My relative quite rich retired old guy with many property end up son do nothing...anyway I also found no reason why his son need to work if have a loaded father.

I always remind myself don't treat my kid with luxury end up I always bought the best item I can afford to them.
Haha talk is easy but when come to own children seem I can't excuse myself from most of the parent do.

Then, why many DDD keep on upload articles published in the paper here???

When I was a kid, I played biji getah....my daughters already playing ipad at 1 year old. The only electronic games I play was the nintendo which people called "tik tik" game n some more it was my classmate punya. We share to play at recess time only....

First u must learn no to be greedy unless u very loaded.

For me when time to sell is when your bank instalment left with 15 months of your reserve .always make sure up have more than 1 years reserve for instalment..start to rent out cheaper price so that your reserve can last longer..

Sell at minimal profit if reserve less than 10 months... Do t greedy coz selling proses can took very long.

Don't forget to pay your instalment...relation with bank very important..when borrow u pawn your credibility.
You can't go anywhere without credibility.

Be fierce when u confident and most important when u think u can , be safe than sorry when luck not on your side.