Property investors please choose your T-shirt





This post has been edited by aberdeen: Jan 14 2014, 11:23 PM

Where to put your money, if not property...

1. Stock mkt? I believe there is a bigger bubble in the stock mkt...indexes are at record high...the truth is that it is a sophisticated mkt which most of us do not understand, where insiders and large institutional investors are always ahead of us, where you can buy at the wrong time and lose heavily. Just look at the recent penny stock fiasco in S'pore where investors are losing their pants and some really die standing...ending up with nothing...zero..further playing the mkt takes time, you got to be monitoring the mkt every minutes when mkt open.

2. Invest in business? Potentially, the most profitable way, but most new companies fail, at least 50%, and the risk of your investment is enormous.

3. Gold? The biggest shocker of 2013 was the crash in gold prices. people are still dumping gold, some said it will have further correction...below USD1,000 by year end. Some people who had invested in gold the past years now looked like zombies...or more like"hum yee" salted fish..cry also no tears

4. FD? Low investment returns and offer poor protection against inflation.

5. Forex? Very much based on speculation, very technical and super volatile...not for those with weak heart.

Why not property then? Property has a proven long history as an asset that delivers consistently high returns over the medium to long term. Property provides a secure form of protection against inflation and has proven to be less risky than other investment strategies such as buying and selling shares. Property investment also provides effective avenues to minimise the level of tax payable. Property is a tangible asset that you can see, feel, control and add value to. Banks are often happy to lend against property up to 80% of its value, or higher depending upon your individual circumstances. Property will always be in demand, whether it be to rent or to purchase, ensuring a consistent ever increasing return on your investment.

If you want to succeed as a property investor, you must get in the game. If are living a life as a spectator, waiting for the elusive bubble to burst, you may have missed a lot of opportunities already. How long have you been waiting...3 years ago people has been talking about the bubble going to burst, and still talking...it may happen or it may not..how long more..

These are the people still waiting...



You want to wait until your neck look like this..




Don't get me wrong, I am not suggesting that everyone should just blindly jump in and grab whatever properties you can get your hand on...you still need to do your homework...buy objectively, not on emotion..no panic buying, no excessive greed..must be within your budget, don't get over-extended with debt or over leverage, do due diligence...and so forth..

One of the biggest mistake for investors is waiting too long to start investing in property, whether for own stay or as investment.

What is your view? This is only for discussion purpose... please don't overreact...thank you.

Why not, if I find a good deal. Just 3 mths ago, received sms early morning from Setia Ecohill, if interested to book, bring along RM20k cheque...I went with my cheque hoping to get one of their terrace house...too late the crowd already too big...all terrace sold out by noon...just within a few hours! The terrace selling from 400+k, I think is a good deal, heard the 2nd phase launch..the terrace will be from 600+k

You are just another troll....why people like you can't have a meaningful discussion?

Don't waste my time....no point arguing with a troll