I'm either UUU nor DDD camp. Am not concern whether bubble burst in 2014 or not! Since no one has ctr ovr it, why waste time n energ to worry/guess sky will fall or not? (Btw, I enjoy reading responses frm various forumers!)

Is it the flipper forumers here caused the property up in local market? I don't think so, instead they r many invisible hands in the market frm all directions (locally n overseas) with tons of CA$H$ n easy access to decision maker$, who can easily fund the projects, or/and buy en-blocks. When so called bubble burst, they still profitable by selling u with 30% disc. Hard to believe! then do more research....

we also had no clue when KWSP willl shutdown the EPF Acc 2 withdrawal for members. that for either home loan principle reduction or monthly payment. we know they kwsp already discontinue to skim beli komputer.

but when there is serious need for MOF (kementrian kewangan). the reserves are thinning out. they will stop the scheme as i mentioned. because the terms are subject to changes.

then the rest of all will............ u know i know.

My hunch tells me that our epf money might be in local stock market.

not everyone is good fund manager. some withdrawal are out of desperation. they engage agents that inturn find provisional to make fraudual withdrawals...