don't la buy a car that'll be pricey to maintain.
surgery can be covered by insurance.
if you want to put all these unpredictable into the picture, 80k also not enough

me also ....

yes. in my dreams.
like how i am his mistress in his.

thats why must menabung like rosmah lor
[truestory]if u have 2 cars kena bang bang from behind, ur workplace truck 2-3 break down all of sudden
with no monee u cant repair the 2 cars nor having extra trucks to carry out ur job [/ truestoryend]

i beg to differ.

i can't bring myself to part with my hard earned cash for some name.

she didn't teach me when i was young. it's too late for me now.
why 2 cars banged at the same time? insurance cannot cover?
if u got money to own your own business, i think 12k scenario doesn't apply to you

Sign package get phone for 2 easily 400 already . Unifi also 150 la . So 600 is normal ok

agak agak la u guys, got ppl butthurt ady. lel

claiming insurance will nullify ur NCB and not worth it for bumper dent
me just peasant, my balls as small as peanut and have only 1" didi

I believe rm12k is not enough too
Got too many commitments, house loan, car loan to serve

high class maintainence sure tak cukup la

They have not face the problem yet. Earn 5k still can chiong sure rent house or staying with parents. Nowadays house price keep going up , 5k really not enuf at all . rm 400k house u will need to pay 2k for the monthly installment . If u get a 80k car 7 years installment monthly also 1k . Left 2k only and many more need to pay like groceries , food ,petrol , tolls and so on . To buy a house need at least 10k combined income....

thats their prob ma, i just telling the tales of what i see from my surrounding lol

Is it true if I ask you out, I need to pay?

a great yuppie lifestyle, a designer suite at vibrant Mont Kiara or equivalent, a decent car (varies on requirement, some think Honda/Toyota is decent enough)
then yes, RM12k/month Gross salary is pretty much just-nice.


But if want to be able to save up money to have a sustainability of 1 year -> this mean, u r ok to leave your job for a year (whether got retrenched or just for fun taking a year break) and maintain the lifestyle
Then, RM12k nett

i spend very less. All i put back into investment. I am saving it for the next downfall of malaysia. Thats where i will put all my money.

I am selling alot things i have now, sold 2 houses saving the money.

This post has been edited by aspire2oo6: Dec 29 2013, 10:16 PM

RM12k nett or RM12k gross? A lot of difference. If gross, then a family with 1 child can barely make it. Also depends on how one want to survive. If merely survive like a cat, then enough, but if want to live with a dignity of a human and socializing, then not enough.

how often will you be signing up for phone package?

i never thought of that. but bumper saja shouldn't be that expensive? i changed my proton front bumper is less than 200.

i have those too. i don't earn half of that.

buy cheaper car and houses.

depends.

On what?

Keyword: Survive.

Therefore, RM 12k, is beyond surviving. Its a life of luxury, when comparing to surviving.

I find it silly for anyone suggesting that RM 12k isn't enough to survive.

in b4 it's BN propaganda to put down DAP's ruling in PG

why not no yuppie lifestyle, and still manage to save up for the sustainability?

wish i could too.... only thing i can sell off now is my butt

what you are looking for.

i think someone created another thread on 8k can't survive but his had a more realistic n believable breakdown

Even RM 8k is still more than sufficient to survive. No matter what, there are people surviving with much less, but with more financial burdens.