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> RM12k not enough to survive, agreed/disagree?

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TSsiowgirl
post Dec 29 2013, 08:44 PM, updated 12y ago

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According to this , RM12k is not enough for young family.

QUOTE
One of them is Caroline Wong, who believes her combined household income of RM12,000 is not enough to sustain a living in Penang, famed for its beaches as much as it electronics manufacturing sector.

The 34-year-old clerk lives with her husband, a sales manager and their young daughter are starting to feel the pinch despite earning an income that was once sufficient to live comfortably.

“We are always eating in at home now and we can no longer afford to buy goods like branded clothing,” Wong told The Malaysian Insider in Penang's capital city George Town.

According to Wong, every month the couple have to fork out RM4,000 for the house and car, RM1,500 on food and another RM1,500 on daycare, baby food and milk for their child.

On top of that, there is RM750 on insurance and a family medical card, RM700 on petrol, RM600 on phone bills, WiFi and broadband, RM120 on Astro, RM140 on water and electricity bills and RM110 on a weekly housekeeper.

“We put aside RM500 every month for road tax and car insurance. Come May next year, we will have to spend another RM1,500 a month on our second child when it arrives,” Wong said.

Her tale is just one of many who are living in Penang, the country’s most expensive city.


I think i should just sell my butt instead since I don't even half of that cry.gif
0168257061
post Dec 29 2013, 08:45 PM

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You din see they wanna buy branded clothing?
That is the keyword.

Branded clothing can be anything yo. Not only necessary to cloth brows.gif
Bag also ma. Must come in one set wan brows.gif
cellfreezer
post Dec 29 2013, 08:46 PM

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Branded to them are shiat like h&m, zara, topman hahaha pfffttt!
kendrickkeng
post Dec 29 2013, 08:46 PM

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rubbish news

my pekerja gaji RM900 sebulan pun cukup daah
sometimes ot RM1000+ a month
SUSHuman10
post Dec 29 2013, 08:46 PM

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Zanei Gundan
post Dec 29 2013, 08:47 PM

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>phone bills
>rm600

daffark

use mobile internet pay-per-use ?
ayanami_tard
post Dec 29 2013, 08:47 PM

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selow
TheEvilMan
post Dec 29 2013, 08:48 PM

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QUOTE(siowgirl @ Dec 29 2013, 08:44 PM)
According to this , RM12k is not enough for young family.
I think i should just sell my butt instead since I don't even half of that  cry.gif
*
pm best price plox
0168257061
post Dec 29 2013, 08:48 PM

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QUOTE(Legolass @ Dec 29 2013, 08:46 PM)
thats why i have to do part time escort.

oh wai
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Blackops981
post Dec 29 2013, 08:48 PM

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>600 on phone bills

get the f*** out
fantasy1989
post Dec 29 2013, 08:50 PM

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no choice la

he didnt drive dugong aka god car

that why he need to spend 700 on petrol

700 = 333 litre of petrol

1 day he will use 11 litre of petrol ..wow

This post has been edited by fantasy1989: Dec 29 2013, 08:50 PM
SUShambaallah
post Dec 29 2013, 08:51 PM

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4k for house n car
stupid why buy expensive car
TSsiowgirl
post Dec 29 2013, 08:51 PM

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QUOTE(0168257061 @ Dec 29 2013, 08:45 PM)
You din see they wanna buy branded clothing?
That is the keyword.

Branded clothing can be anything yo. Not only necessary to cloth brows.gif
Bag also ma. Must come in one set wan brows.gif
*
laugh.gif LV, gucci, dior?

QUOTE(Legolass @ Dec 29 2013, 08:46 PM)
thats why i have to do part time escort.

oh wai
*
don't spoil the market please

QUOTE(cellfreezer @ Dec 29 2013, 08:46 PM)
Branded to them are shiat like h&m, zara, topman hahaha pfffttt!
*
rclxms.gif those are still branded to me.

QUOTE(kendrickkeng @ Dec 29 2013, 08:46 PM)
rubbish news

my pekerja gaji RM900 sebulan pun cukup daah
sometimes ot RM1000+ a month
*
icon_idea.gif precisely. which is why the example they quoted in there is just way off.

QUOTE(Zanei Gundan @ Dec 29 2013, 08:47 PM)
>phone bills
>rm600

daffark

use mobile internet pay-per-use ?
*
dunno. i'm also curious.

This post has been edited by siowgirl: Dec 29 2013, 08:52 PM
0168257061
post Dec 29 2013, 08:53 PM

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QUOTE(siowgirl @ Dec 29 2013, 08:51 PM)
laugh.gif LV, gucci, dior?
don't spoil the market please
rclxms.gif those are still branded to me.
icon_idea.gif precisely. which is why the example they quoted in there is just way off.
dunno. i'm also curious.
*
I guess so.
Just name those brands that pavillion has.

Women sure like branded things ya.
TSsiowgirl
post Dec 29 2013, 08:53 PM

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QUOTE(ayanami_tard @ Dec 29 2013, 08:47 PM)
selow
*
what to do , i'm only using RM149 internet, not RM600

QUOTE(TheEvilMan @ Dec 29 2013, 08:48 PM)
pm best price plox
*
pm full.

QUOTE(jikennugget @ Dec 29 2013, 08:49 PM)
I am not making 12k, but I am survived?
*
are you survived by a next of kin?

QUOTE(fantasy1989 @ Dec 29 2013, 08:50 PM)
no choice la

he didnt drive dugong aka god car

that why he need to spend 700 on petrol

700 = 333 litre of petrol

1 day he will use 11 litre of petrol ..wow
*
hmm.gif
TheEvilMan
post Dec 29 2013, 08:53 PM

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QUOTE(siowgirl @ Dec 29 2013, 08:53 PM)
what to do , i'm only using RM149 internet, not RM600
pm full.
are you survived by a next of kin?
hmm.gif
*
sad.gif
all i want for xmas is you
oh wai....xmas already over

This post has been edited by TheEvilMan: Dec 29 2013, 08:54 PM
lamode
post Dec 29 2013, 08:56 PM

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QUOTE(siowgirl @ Dec 29 2013, 08:44 PM)

I think i should just sell my butt instead since I don't even half of that  cry.gif
*
ok, i tips 12k. pm for fast deal nod.gif
boonhan
post Dec 29 2013, 08:56 PM

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QUOTE(Zanei Gundan @ Dec 29 2013, 08:47 PM)
>phone bills
>rm600

daffark

use mobile internet pay-per-use ?
*
its for whole household, everyone got one phone now.
kendrickkeng
post Dec 29 2013, 08:56 PM

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QUOTE(siowgirl @ Dec 29 2013, 08:51 PM)
laugh.gif LV, gucci, dior?
don't spoil the market please
rclxms.gif those are still branded to me.
icon_idea.gif precisely. which is why the example they quoted in there is just way off.
dunno. i'm also curious.
*
if every month buy Prada, LV
salary MYR20. also not enough
AngAng26
post Dec 29 2013, 08:57 PM

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4k installment most likely their debts are around 400-500k...
assuming they buy in their house before 2008 and sell it now..
most likely they can record a nett profit around 400k..
acquire another cheaper property in mainland by paying minimum DP and invest the remaining..
ROI around 12% per annum .. 5 years down the road.. fuhh money grow many times jor....wahahahahah..



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