I am looking for insurance plan for my father age 68.

What is the most suitable plan for him?

Thanks

Medical RM250k annual limit RM1.15 million life time limit
CI RM70k
PA RM180k

Any quote from Great Eastern for this?

any one can tell me what is co-insurance? 

plus any one can recommend me medical card?
any other brand except hong leong

age 23 , budget monthly less than 200 if possible.

Calling Allianz agents, pls quote me:

Investment-Linked Policy:
Medical card with room & board RM200-250
Minimal Sum Assured on Life+TPD (I don't really need this, keep it at bare minimum...RM10K?)
Premium waiver on TPD AND/OR diagnosis of Critical Illness

That's all I need. PM me the monthly premium required, if I'm interested I will give u my e-mail to send me full product illustration and relevant brochures.

Unker roystevenung, u dun mind me shop around dulu har?

GE agents need not apply, I already have GE quote. I only want Allianz for comparison now.

1984
Smoker
Accountant

Err...*re-emphasise*

I don't NEED the life+TPD coverage, reason why I chose ILP over stand-alone medicard is just for the premium waiver on TPD/36CI.

I said I DON'T WANT standalone lar. Bro, bahasa England ada pass tak? sorry ar just kidding here

Anyone know about the new Allianz enhanced medicover?
What is the cost of insurance compared with the normal medicover?

wanna ask about the annual limit, if it is 50k and on that year say i undergo a surgery cost 75k, is it balance 25k i have to pay out of my pocket?

guys. need an advise. which one is better for a 25 male/teacher plan. an etiqa plan which gives cashback after 3 years or a ILP link plan like AIA or PRU?

much thanks

i have bought my medical card in 2012, which also covers death benefits from Alliaz...is it necessary to get another insurance for life coverage?

any idea how much monthly installment for RM1million insured?

Wow... insured 1 million...   how many percent of our income should one insured?

Hi
Thank you for the reply
Id like to know is it possible that I get good insurance coverage at max payment 4k per annum
Im 37 Female

can i get a discount on the premium if no claim has been made?

How much is "enough" for a life insurance?

Nowadays especially when age is growing older... the whole life insurance premium is super expensive a lot of peoples are going to those investment linked insurance.. what is the cons of having big sum insured with cheaper premium ?

Request conqu3ror to assist MNet?

Hello Insurance agents!

I need insurance.
Im looking for the type where i pay money either monthly or yearly, and i get insured from illness/accident.
I am not interested in Savings type.
I want to pay the minimal amount i can for insurance. and at the end, the money is burnt. no savings involved.

Can anyone suggest me something? Thanks!
PM me.

If company cover the medical already, then personal medical is not a priority already. (not to say one cannot have, just low in prioritisation )

For my knowing that most under employed people are poor to middle class people, and majority don't have unlimited budget or most can have little saving left every month.
To have double medical insurance (company + personal medical)? while every month left nothing for saving or for other purposes? It is a good financial planning?
Since budget is tight for most middle class people, there is always need to prioritise.

For eg.
Company already provide medical coverage, so don't need personal medical immediately, but look for life coverage.
While if the person is not bread winner of family, then life insurance is not the most important to have.

At young age, it is important to save enough for emergency fund, built up capital for investment.

As investment is the one that can turn a person faith of future down the road. As with capital, one can start a business, change the coarse of one entire life career, as well as investment can provide passive investment, and capital gain, that may also change the path of a person life.
vs
never can buy enough insurance, until left no money, then struggling for the rest of the life (extreme example only)

So take up or not to take up certain insurance is also an important part of financial planning.
Not taking up certain insurance is not mean that the person doesn't know financial plannning!