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Investment 4 Critical Signs of a Bubble Market, Property Investment

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TiramisuCoffee
post Dec 16 2013, 08:42 PM

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QUOTE(puchongite @ Dec 16 2013, 08:35 PM)
The No 1 problem with condo management is collection. That's their life line, their KPI. Many of the badly managed ones are poor in collection. They often blame it to the owners. But owners are the same everywhere !
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I know of committee members makan wang oh... whistling.gif Quite a few court cases.

TiramisuCoffee
post Dec 16 2013, 08:53 PM

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QUOTE(ManutdGiggs @ Dec 16 2013, 08:46 PM)
Keep the bank stocks boss. I'm holding tight to all my hk n cina bank stocks. Div is gd wat.
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How many % d dv? drool.gif how many times a year?
TiramisuCoffee
post Dec 16 2013, 09:04 PM

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QUOTE(ManutdGiggs @ Dec 16 2013, 08:58 PM)
Depends boss. Lowest 3% oso got. Most r 6% la in total. Can recall how many time. Just total up once a yr. Some dji bank stocks oso gd but now is not the time to buy if u r planning to keep long term.
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Today bimb wa went up so much hor... Got buy or not? I watch n watch... Plan 2 enter d scene only next year... Still doing my research...
TiramisuCoffee
post Dec 16 2013, 09:06 PM

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QUOTE(Llchieng @ Dec 16 2013, 08:59 PM)
Stock market to come down by 1st quarter of 2014, something big is coming liao, kakaka...
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Really? What news u got? Share generously!

TiramisuCoffee
post Dec 16 2013, 09:16 PM

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QUOTE(icemanfx @ Dec 16 2013, 09:08 PM)
So time to load gold?
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My fear is gold diarrhea thereafter... Last year, you guys are optimistic of 2013 or not? Even me a newbie in this forum, after reading up what u guys wrote, feel quite pessimistic about next year... Was it just me? Normally I'm d optimistic type. blush.gif

TiramisuCoffee
post Dec 16 2013, 09:21 PM

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QUOTE(ManutdGiggs @ Dec 16 2013, 09:18 PM)
Trust ur instinct. Dun listen to too many comments or suggestions. Afterall, u r to decide ur future.
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Thanks, Boss! nod.gif Good advice!
TiramisuCoffee
post Dec 16 2013, 09:25 PM

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QUOTE(Llchieng @ Dec 16 2013, 09:21 PM)
ya I repeat something big is heading our way (the next black swan) that will first hit stock market worldwide in the weeks or months ahead.
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Don't make us suspend la! What is it that next black swan? How sure yr news? So u r suggesting back away fr stock market?
TiramisuCoffee
post Dec 16 2013, 09:38 PM

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QUOTE(Llchieng @ Dec 16 2013, 09:21 PM)
ya I repeat something big is heading our way (the next black swan) that will first hit stock market worldwide in the weeks or months ahead.
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Is it this the black swan?
http://www.forbes.com/sites/robertlenzner/...ast-four-years/
Also watch:
http://m.youtube.com/watch?v=6lvHZSwJIDc&d...v%3D6lvHZSwJIDc
TiramisuCoffee
post Dec 16 2013, 10:37 PM

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When Jib Kor says w/o gst we'll go bankrupt, MAYBE it's not a slip of tongue / misprint after all. cry.gif

But Let's not panic. Instead let's put our heads together to see how to save our own skin!

2014, you all going to invest or not? unsure.gif Any good solutions?
TiramisuCoffee
post Dec 17 2013, 01:56 PM

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QUOTE(Balrog @ Dec 17 2013, 12:34 PM)
NY also dropped during the US bubble burst  - http://research.stlouisfed.org/fred2/series/NYSTHPI, but nowhere near as severe as others, perhaps only 20%.

But yes, agreed that it will strongly depend on locale. Surely most at risk in Malaysia at the moment is Klang Valley, Penang, Iskandar
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If u were 2 survey a newbie such as me, I'll tell u truthfully I'll wait until a unit has gone down at least 30%+ in KL area. D math is simple. 5% untung, 25%+give gomen/agent/lawyer fee/misc expenses etc. Yet still have to hold at least 4 years. Anything less than 5% untung, I rather go share market. Faster n easier to sell,zero maintenance fee, no bank interest, no holding costs n risk of no buyer/tenant. I'm referring 2 properties in d region of 750k-1.25m max. in klang valley only. 1m property, only gain 50k, really no big deal.Penny stock 10sen, goes up 5 sen that's 50% profit already. Noticed properties shares going south these days?

What about u guys?
TiramisuCoffee
post Dec 17 2013, 02:40 PM

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QUOTE(yeelong @ Dec 17 2013, 02:20 PM)
That's why you calling urself newbie, waiting for Klang valley property to depreciate 30% is like asking BN not to barang naik. The property price in Klang valley will only halt after the recent policies imposed by gomen. Those will go down are the rural overprice properties. Prime area's demand will be there whether you like it or not.
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-30% can only come during recession. That's what I was hinting. Anyway, come what may. I've no rush to invest if the price keep shooting up like rocket. See who buy! What goes up, must come down. Anyway, just HMO. Just a newbie ma.. Also to share, I've picked up properties 5 yrs after cf at developers original prices before. Good developer, good location some more. rclxm9.gif Cerita Benar. Maybe just lucky.... biggrin.gif
TiramisuCoffee
post Dec 17 2013, 02:42 PM

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QUOTE(Llchieng @ Dec 17 2013, 02:35 AM)
Be cautious boss 1) stock valuation is high oledi 2) interest rates trending up worldwise due to out of control deficit spending & printing of $$$$.
An unexpected events or black swan (maybe related to qe/tappering may trigger the selldown, guess onli)
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Will be careful. Thank you for your advice. thumbup.gif
TiramisuCoffee
post Dec 17 2013, 02:44 PM

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QUOTE(zk9 @ Dec 17 2013, 01:25 AM)
Im optimistic towards other investment smile.gif. Take chance, getting old now. Sigh. Of course gov need GST noww, they want to reduce deficit lar if not die.
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U optimistic towards what type of other investments? What's yr reason?
TiramisuCoffee
post Dec 17 2013, 02:57 PM

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QUOTE(yeelong @ Dec 17 2013, 02:43 PM)
yup, luck also play big part of investment, 5 yrs ago, price still good and affordable, and regretted for not gut to invest due to conservative mindset of me. Managed to pick up 2 property to rent and 1 property to stay. But will see how it goes after this year.
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Not many units one can buy if use loans. You know how much interests if u take a few millions $ loans. Come recessions, it's like kamikaze! doh.gif Recession coming already. My friend closed 7 retail branches in klang valley this yr alone! The first to kena is usually retail, then slowly spread ...... Good to stay conservative, in fact! thumbup.gif

This post has been edited by TiramisuCoffee: Dec 17 2013, 02:58 PM
TiramisuCoffee
post Dec 17 2013, 03:29 PM

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QUOTE(yeelong @ Dec 17 2013, 03:02 PM)
Retail has been dying since 5 yrs ago as i came from that industry. It's that BAD. And currently the last straw i grapping is hoping BLR not to increase otherwise. i will considering selling off 1 of the apartment liao.
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BLR will sure go up one. How many yrs have u been holding that apartment? Don't wait till price tsunami hit then only u let it go! Rugi besar! Normally apartment, not much untung, if u take into consideration d maintenance fee etc
TiramisuCoffee
post Dec 17 2013, 03:34 PM

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QUOTE(yeelong @ Dec 17 2013, 03:30 PM)
6 plus years already. waiting for it to appreciate more coz it's nearby the MRT project.
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Oh! Good le! thumbup.gif no RPGT!
TiramisuCoffee
post Dec 17 2013, 05:22 PM

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QUOTE(yeelong @ Dec 17 2013, 03:36 PM)
Yeah lo, but so far rental still can cover everything la... need to think hard before selling, coz of it strategic location.
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If rental can cover everything, why sell?
TiramisuCoffee
post Dec 17 2013, 11:54 PM

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QUOTE(Wiredx @ Dec 17 2013, 10:03 PM)
7 branches? Bubble tea?
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Furniture.

TiramisuCoffee
post Dec 18 2013, 12:01 AM

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QUOTE(ManutdGiggs @ Dec 17 2013, 10:11 PM)
If bubble tea then its exceptional case. Most bubble tea brands r dying now cos they r selling poison. brows.gif
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Are u serious? Poison? Care to elaborate?
TiramisuCoffee
post Dec 18 2013, 04:39 PM

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QUOTE(MishimaZ @ Dec 18 2013, 02:36 PM)

"Aiya, build cannot sell no problem one... Contractors and consultants will be 'buyers' on what we built  tak laku lah..."

Already happened to a few of their projects. Last last building contractor yang bankrupt and consultant in debts but developers still developing.
Interesting. Can you elaborate on how the contractors n consultants became buyers?

My contractor friend was given a few units to pay for his services when developer tarak wang. Rotting away, those units cos it's a no one wants punya location.


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