Well if the logic goes, I should be making millions on art pieces at 15yrs old.
(I do it for love, and my stuff isn't awful at all. Ouch?)
I don't use Fusion, it's just an interesting contrast to bring up.

And for stock photography...
Take Taiwan-based ImageDJ and Imagefarm as comparisions:
I-DJ has awsome images at >USD100 per collection.
IF has awful scans of what seemed to be half-hearted images taken using an APS (well, this is not true But it annoys me almost to make it true) at USD200+.

On the other hand, Digital Vision (part of Getty images now) sells most of it's CDs at USD500+. The quality is awsome, but is there anyone forking out money for 100 images of the same theme?

Money doesn't always get you what you expected. Lots of people don't charge HYPER for more talent, which would be the result of the majority of internet projects (Wikipedia, anyone?)

And no, using a cheaper app doesn't mean the website would deteriorate in quality. It  might appear differently in different browsers, but you could get some more code in to counter that. Simillarly, it doesn't give a gurantee that Dreamweaver would output unbreakable code even with its premium price tag.
I'd love to get Digital Vision stock collections, but IF ImageDJ collections do the job well enough, who gives a damn if they shot pictures without using SLRs?

Which is, why would I get a person who charges RM2000 for my personal flash site when a person who does it under RM200 outperforms him/her? So it HAS to be the latter person wouldn't give a damn about what I want, what I need? Nope. 

TBH I might be underestimate web designers' work. But I care for how the website works- in design first. And what I saw definately does NOT justify the price.