Not so soon leh, my guess is around 12-18 mths from now

me no sms oso

So long?
My neck also long d.
CY tkc u know how many dsl units for phase 2?
And the land size?

No one knows atm. It is just too early...

i also received a sms from SEH this moring, ask for my confirmation for their SPA preparation. Cheers.

Dunno how many units but from the masterplan, I can tell that the next launch will have 22 x 75 = Samanea n Saraca n the units in the pocket next to WC

i assume those who got SMS has signed their Loan offer?

probably.

[quote=vislai,Oct 30 2013, 11:36 AM]
probably.

[/quote

How will SEH know if we have signed or not signed LO from bank leh? Bank will tell SEH issit ?

[quote=divingfaces,Oct 30 2013, 11:42 AM]
[quote=vislai,Oct 30 2013, 11:36 AM]
probably.

[/quote

How will SEH know if we have signed or not signed LO from bank leh? Bank will tell SEH issit ?

[/quote]

banker will send the signed document to the solicitor appointed by SEH.

Hahaha, whats with the smirky smile bro vislai.

Oh, alright. True also, limits the view; but, space wise, this is effective unless the land is huge where you can have 2 entrance.
Anyways, for the Arroyo - you think the designs will be given by SEH or owners will have an option to build as they like - if the former, there will be some uniformity - which SEH may want, but owners who have such deep pockets may not like it, and if latter - no uniformity.

Hahahaha! Good one!

Hahaha, Bro Ambang2, after serving 3 banks in 7 years, I am still unsure of how these people do credit evaluation.
It seems like the rule is custom one - can be adjusted as they like. Nowadays, Branch managers (selectively) are given DP (Discretionary Power) to approve certain sum of loan; i.e.: say RM1m, and as such your credit / loan application will not go to HQ for approval but just secondary judgement and notation. So, if you kam ching with the BM even though high DSR can still lepas at times. Hence, I never really bothered.

Bro cooleq, it is almost the same at every bank, higher pay = higher DSR.
But, also, if your income is based on bonus / commission (variable income) but high pay - then it comes down to how they calculate your variable income; though you might get 90% DSR but if income recognition is lower than banks who can recognise more but 80% DSR - then it is pointless. Thats what happened in my case with RHB. Because, I have so called Fixed* bonus annually but they recognised a mere 40% thus my income was understated.

Any idea what will be built in the pocket? Also dsl?

i just went there yesterday. All DSL is sold out. Left SemiD and Bungalow.
Currently there's no info at all regarding the new phase in terms of date and price. But I was told that it will be DSL phase 2. Not sure how true is that. Looking at the location (beside the welcome centre), I think mostly will be DSL because the place is between the DSL and the welcome centre.

Bro Ambang, honestly, BLR going up by 100bps is not immediate and it would not happen one time - it will be gradually increased to curb inflation. However, expect 25bps up on BLR by end of this year or early next year as BNM has to do something with the inflation level - even then, when it goes up, the tenure of your loan will be extended - always opt for this because you never know when it will come down; its better to allow the market to correct itself rather than stressing your pocket to pay which will not be refunded at the end of the day when interest comes down. However, if you choose to extend your years and if interest comes down say, 5 years later - your loan tenure will correct itself.

Bro Joo,

No insider news yet, but would not be anytime soon. Perhaps, Q3 2014.
Stay tuned on this thread, you will find out eventually.

Hahaha, same case - but mine with pre-approval. Ridiculous.