Guys, what's best FD/etc for rainy day funds? From what I can see, seems like boils down to SCB bonu$aver vs CIMB regular FD

SCB https://www.sc.com/sg/save/current-bonussaver.html
1.88% on $25k
- need to spend $500 per month on credit card (easy enough)

CIMB http://www.cimbbank.com.sg/index.php?tpt=cimb_sg&tpl=sgdfd
1.1% on 1 year FD

http://www.cimbbank.com.sg/index.php?ch=sg...er_st_cur&ac=12 ... seems to have changed to $500/month now. Which anyway isn't a problem. Slight concern on branch location since I work east stay east. Lemme think about it, thanks!

Guess I need to queue with the cattle

Use credit cards lo. No opportunity cost. Need money just swipe. Apply all the banks if you need few hundred Ks.

Errr... 24% p.a. interest only if can't pay the bill right? Credit cards only used to cater for his emergency case with his already own cash parked at higher interest rate account. Got one month to convert the funds to cash and pay the bills. No asking him to over swipe beyond his saving, that one is another issue.

Think she talking balance transfer or fund transfer. I took one before, UOB put 50k cash (the CSO said the max amount is around 75% of the card's credit limit) into my OCBC saving account, with 1.5% processing fee (nego with them say you got better offer from other bank and they will push this fee down), 12 months interest free instalment with minimum payment each month like a credit card. Bought some shares, then end of the 12 months period sold it and pay it lump sum back. Borrowing 50k money for a year with only 750 extra charge, not bad I think. Can apply online, call the CSO, or the CSO will call you once in a while and bug you.

Something like this, not sure why can't find it anymore in UOB website:

http://info.maybank2u.com.sg/personal/card...s-transfer.aspx

I have a friend recently went JB and buy laptops and monitor.. then when he go through custom.. he managed to escape from the laptop gst charges..
but he kena charged for his monitor.. which cost less than 200 sgd....

Guys, just wondering any of you drives and KEEP a malaysian registered car in Singapore? I checked from ITA such that



EP holder can drive in, and from 3., we gotta pay like 20$ per day for 2am-5pm entry, thereafter is free. I also read from somewhere that maximum number of days per entry is 90 days. Is this true?

Well, in short, what is the maximum number of days with extension we can keep our car in SG, and also what is the ballpark figure charges per day?

CFO Salary Guide: Which Country Pays the Most?

PPP dollars measure the affordability of living in a particular place, but they are not real currencies. You would need hard currency to buy property and invest in stocks and bonds. Since mutual funds, executive savings plans and international mortgages are usually denominated in US dollars, the more of it your local-currency salary can buy, the better for you.

Malaysia or Singapore:
The 2014 Hays survey notes that, while finance salaries in Malaysia are still lower than in Singapore, “they are starting to align.” This is a key finding for Malaysians who are working abroad, typically in Singapore, Hays suggests. “Businesses are keen to attract these returning Malaysians as they recognise that candidates who have worked and studied abroad excel.”

At this point, however, Singapore salaries still trump those in Malaysia in both PPP and US dollar terms (see chart below). 

Annual Salaries*: Malaysia vs. Singapore

*Salaries do not include bonuses. US$ exchange rate as of 4 February 2014. Purchasing Power Parity (PPP) conversion factor is 0.7 for China, 0.9 for Hong Kong, 1.1 for Japan, 0.4 for Malaysia and 0.6 for Singapore, which are the 2012 factors used by the World Bank. Sources: 2014 Hays Salary Guide, CFO Innovation, OANDA

Sure la. You are competing with the herds of indians just off the plane knocking on doors for a banking job. These ppl have the experience and qualification(although the uni nvr heard before) and willing to work hard for a pittance and most importantly can talk and sell themselves. What do you have above and beyond them?

India 2nd most populated country in the world, still acceptable for Indian CEO heading the Asia part. CEOs and the management are also employees. They still need to answer to their boss which is the board, who need to answer to the shareholders. All these still under the tight control of the authorities here. Anything illegal, unfair employment etc, authorities step in, can pack bag go Changi airport or Changi prison already.

My department still majority locals, only one Indian, but the guy is LSE grad, should be competent enough. If you think there is any biased selection/discrimination during the recruitment process, you can complain to the bank or the authority. They will investigate for sure. I heard people got sacked and charged because of this. I don't know you, but I certainly won't risk my job and future for some countrymen I barely know. For relatives and friends who are applying, we have to disclose the relationship and most of the time another department head will take over the interview process to avoid complication.

The internet is a freedom that people choose to live their life in a happier way.

Ladies and gentlemen,

I'm going back to KL next thursday night. My flight is 10pm and I'm boarding the plane at Senai airport.

I'm working until 6pm that day. My friend told me that if I were to leave my company (at woodlands) at around 6pm, I might not be able to catch the flight as the custom queue will be very congested.

Question : Is my friend right? What time do you think I should leave my company in order to be able to catch the flight at senai airport without being too rush.

internal flight...can still check-in an hour before right?