no hurt to keep the cc until next annual year come. cos it might have  other campaign or promotion.
or u can still use this cc if u have hit the cap at other cc.

so at the end of the bill have more than RM50 rebate then. Am I right? 

people, i just spoke with OCBC CS.

the RM50 rebate per month is pro-rated, so it's unlikely to max out with only 5% rebate catergories unless ur statement date is on 29th.

for example, the statement date is 14th (half a mth to 29th), the max rebate can get from 5% is only RM25. For the rest, you need to spend 2.5k to get 1% rebate after that day.

good news is the RM50 usage bonus for 10k spending to offset GST is still there.

now the best card to compete with this card would be Maybank card and HLB Wise card?

Hi all,

i just checked from OCBC website that effective 29 November, 5% rebate on petrol, groceries no longer available and all retails purchases are now 1% no matter what purchases.

Correct me if i am wrong

swipe >10k, waive GST RM50 --> correct!

This 1 seems no sure after 29 Nov 2013

you will reach annual in next few weeks? if no, how can know the answer?

since u talk about 29 nov, see below

[attachmentid=3728612]

maybe mbb want to sapu all titanium holders   

anyone can purchase in groupon today?

seems like from morning until now keep having error like 'bank declined the transaction'

called ocbc, they say maybe mastercard line have problem.

It could be Groupon side got problem too. Please somebody could help to verify this for you.

just like HLB Essential card which i cancelled last week....
the CS talk more than 20mins just want me to maintain the card..

Just wanted to share with you the face of the guy who signed off on the recent Love Letter that we received from OCBC

http://www.ocbc.com.my/assets/pdf/Media/20.../OCBC_Cards.pdf

http://www.theborneopost.com/2013/12/05/oc...s-on-all-items/

Its funny, he says that he wants OCBC to be the favourite 'Number 2' card for every MY.

Why No. 2 and not number 1.  The OCBC Titanium was my Number 1 card and I have charged all my expenses (save for Petrol).

Now, I am not going to charge anything save for one off annual items. That also, I am rethinking as even Alliance with the combined Cash Back and Reward Points gives higher effective returns of 1%.

If I keep the Titanium, my net returns from the Card is probably going to be less than RM50 per year (after GST).

which simply means hong leong essential is the first card? 

I didn't get the SMS. Not a valued customer I guess.

What is the different between Hong Leong Essential Credit Card and Ocbc Titanium Credit Card beside 1% unlimited cashback? which one better?

i still like the idea of unlimited cashback as i dont have to always keep trap on number after i max out on MBB 2 cards

The cash back for the online bill promo is in:

04/03/2014  Cash Bonus Rebate

Time to use up the credit and cut 

mine is 384kbps combo with phone line, just for my mum to check emails and occasional browsing
btw, can sign up for TM auto debit to get the RM2 rebates and then pay using M2Amex (don't pay full amount of the TM bill) before statement date to get extra M2Amex discount

the RM5 rebate is from cimb, right? that offer valid for 12 months

from digi, only first 6 months get rm5 rebate.

but nice trick too, nonetheless. 
Sources:

CIMB http://www.cimbbank.com.my/debitcard/DiGi_cashrebate/

DiGi https://new.digi.com.my/cs/Satellite/Page/f...sy_payment_plan