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Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only

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beyond86
post Mar 11 2014, 08:27 AM

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QUOTE(cdspins @ Mar 11 2014, 08:11 AM)
Care to share how?  tongue.gif
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i'm using this old package, 2 mbps, RM83+ RM1 (statement) = RM84/mth
TM autopay rebate = RM2 + RM2 = RM4/mth



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beyond86
post Mar 11 2014, 05:53 PM

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QUOTE(cdspins @ Mar 11 2014, 09:36 AM)
Nice package you have there. I guess the calling between local line is not free right? Anyway now no more such package...so worth it, if one didn't call much
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ya, call between local need to charge.
beyond86
post Mar 12 2014, 08:34 AM

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QUOTE(cybpsych @ Mar 12 2014, 08:32 AM)
the RM5 rebate is from cimb, right? that offer valid for 12 months smile.gif

from digi, only first 6 months get rm5 rebate.

but nice trick too, nonetheless.  thumbup.gif
Sources:

CIMB http://www.cimbbank.com.my/debitcard/DiGi_cashrebate/

DiGi https://new.digi.com.my/cs/Satellite/Page/f...sy_payment_plan
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for TM Autopay, dun forget

Rebate of RM2 will be given for each billing account, with minimum payment of RM20. The rebate will be reflected in your following month’s bill statement

https://www.tm.com.my/OnlineHelp/Services/D...topay%20BAU.pdf
beyond86
post Mar 12 2014, 10:03 AM

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QUOTE(Sesshoumaru @ Mar 12 2014, 10:16 AM)
Besides GST, has anyone went into the 2nd year for the OCBC World card and got their annual fee waived? Sorry I am not too sure when it was launched, but I am interested as it has slightly higher rebate of 1.2% compared to Titanium 1%.
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i think this card only got ppl start to use since last year end of Nov/Dec....
beyond86
post Apr 7 2014, 02:15 PM

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QUOTE(ronnie @ Apr 6 2014, 11:12 PM)
Last Monday called in for Titanium card replacement... it arrives on Friday by snail mail. Now I can add the Blue Titanium MasterCard to my collection
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How much have to pay?
beyond86
post Apr 17 2014, 03:52 PM

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just confirmed by CS that my OCBC Titanium card has been cancelled directly.
now failed to login to internet banking

This post has been edited by beyond86: Apr 17 2014, 03:58 PM
beyond86
post Apr 17 2014, 06:02 PM

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QUOTE(sj0217 @ Apr 17 2014, 06:23 PM)
I have just cancelled card recently, and tries to log in my internet banking just now, it is still available for me
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hmm.gif
they cancel it directly if we agree, not like others bank, temporary stop use & wait for retention team call
beyond86
post Apr 17 2014, 06:05 PM

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QUOTE(sj0217 @ Apr 17 2014, 06:23 PM)
I have just cancelled card recently, and tries to log in my internet banking just now, it is still available for me
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now tried again, still cannot

Service temporarily unavailable. Please try again later. (552)
beyond86
post Apr 18 2014, 04:49 PM

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QUOTE(ExpZero @ Apr 18 2014, 02:00 PM)
Thanks for the suggestion. Wouldn't it be too troublesome? Personally I feel very weird hassle even to maintain 2 cards, not to mention 3 cards. ohmy.gif
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ya, i just cancelled OCBC Titanium, next week going to cancel CIMB Petronas Platinum, next month will cancel SCB Worldmile.

Only left MBB 2 cards

beyond86
post Apr 19 2014, 01:11 PM

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QUOTE(hkboey @ Apr 19 2014, 02:22 AM)
But sometimes no sms alert then u lost track. tongue.gif
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ya, when autobilling
beyond86
post Apr 28 2014, 08:09 AM

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QUOTE(notmycupoftea @ Apr 28 2014, 02:07 AM)
[attachmentid=3948732]

bravo!! at least i know that if i had not applied it in the past, i can't hold this card now  tongue.gif
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a few banks such as uob, hsbc also increase the income requirement, requested by bnm
beyond86
post Apr 28 2014, 07:13 PM

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RM0.00 Introducing the new OCBC Online Banking. Login and start making informed financial decisions. T&Cs apply. Visit ocbc.com.my/online for information
beyond86
post Apr 28 2014, 09:23 PM

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QUOTE(sj0217 @ Apr 28 2014, 10:21 PM)
I have received this SMS as well...

Btw, I can still able to login their internal banking even cancel credit card, but need to browse via IE, unavailable for Chrome
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i also cancelled, but cannot login
beyond86
post Apr 30 2014, 03:16 PM

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QUOTE(DM3 @ Apr 30 2014, 03:00 PM)
no la, after  1 week,they told me must wait for coming statement so that can see how, but i insist on getting it before my statement as later get charged and im stcuk with it, so eventually follow call back say now they dont practiced that so i cancelled it  right before i get the coming mth statement
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me too, just told them cancel directly

This post has been edited by beyond86: Apr 30 2014, 03:16 PM
beyond86
post Apr 30 2014, 03:18 PM

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QUOTE(DM3 @ Apr 30 2014, 02:42 PM)
yeah same, i spent mor than 15k and called them to waive last mth but say cannot . so cancel
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i spent about rm20k as my insurances/bills all Autobilling.....
but the CS told me GST can't be waive anymore
beyond86
post Apr 30 2014, 04:02 PM

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QUOTE(cybpsych @ Apr 30 2014, 04:48 PM)
20K for insurance/bills in autobilling <-- every month?

for bills, you can shift it to other cards, but high-spending, e.g. insurance, OCBC Ti is ok la.

u got other cards besides OCBC Ti for insurance?
if just once a while high-spending, then can cancel OCBC Ti liao. save the hassle.
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20K is annual.
Ya, all bills shifted to Amex, while insurance Visa.
Currently holding MBB2cards, SCB Worldmiles.

beyond86
post Apr 30 2014, 06:08 PM

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QUOTE(cybpsych @ Apr 30 2014, 06:38 PM)
i see. current cards (without OCBC Ti) should be ok liao.

unless if you constantly max out mbb2card every month, then maybe getting new Aeon Watami/HLB Wise would reward you better.

thumbup.gif
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ya, mbb2 card should be enough... less worry
beyond86
post May 1 2014, 02:11 PM

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QUOTE(Andrew G @ May 1 2014, 01:37 PM)
Since everyone has knew most OCBC's credit cards, especially Titanium which got less reward and benefits nowadays, then you're definitely deserved for getting less benefits from it of course; as you're asking for it yourself by still continue using it, WHY??  doh.gif

So, stop complaining for its less reward and benefits, if you're still stupidly refused to cancel/terminate their lousy credit cards IMMEDIATELY!!
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overall, 1% still alright if ocbc wiling to waive the rm50 gst
beyond86
post May 2 2014, 07:57 AM

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QUOTE(DarReNz @ May 1 2014, 11:14 PM)
the other unlimited 1% is hlb essential, not sure if they waive the gst for that  hmm.gif
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last time i held essential card about 3 years, almost same benefit with current ocbc, just that essential pump petrol not entitle 1 % rebate.
I never paid GST ....
beyond86
post May 2 2014, 08:05 AM

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QUOTE(hkboey @ May 2 2014, 02:49 AM)
I think u have been pampered with the 5% too much. 1% unlimited with no category restrictions is quite a good card. Just like HLB essential too.

I went to book store today and spent around rm900. They don't accept amex and I don't have watami, so ocbc is the best candidate here, and for MANY other occasions too.
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ya agree, we spend a lot in clinic, restaurant, insurance & etc., which doesn't accept amex...

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