Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only
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 Jan 13 2014, 08:43 AM
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#21
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Senior Member
1,104 posts Joined: Dec 2006 
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too bad that my card is on Dec. the CS said the GST cannot be waived and credited to my bill and i must paid it. So, i will continue using and get back as much as i can before nov 2014.
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Jan 13 2014, 09:42 AM
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#22
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Senior Member
1,104 posts Joined: Dec 2006
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QUOTE(cfa28 @ Jan 13 2014, 09:39 AM) Bos, if your monthly 1% CB is more than RM50, that means you're spending more than RM5K a month. In that case, you're better off with the Alliance Platinum as you get a tier-CB of up to 2%, capped at RM5K. thx for sharing. this is great analysis.So, if u do spend RM5K a month, your CB with Alliance Platinum is RM68.71 in Cash and you can redeem about RM20.58 in cash vouchers. Total cash equivalent is RM89.29 compared to Titanium of just RM50. But Alliance Platinum CB is capped at RM5K a month. You can also split your spending to the first RM1,667 to AEON Watami where you can get back RM150 every quarter (or equivalent RM50 per month) and charge the remainder (RM3,333) to Alliance Platinum where u can get RM35.39 in cash (combined is RM85.39) and cash vouchers of about RM13.70. Total cash equivalent is RM99.09 compared to just RM50 for the Titanium You should refer to Gen-X blog as he has outlined the best CC Combination for monthly spend of up to RM7K a month.  |
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Jan 13 2014, 10:08 AM
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#23
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Senior Member
1,104 posts Joined: Dec 2006
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QUOTE(cfa28 @ Jan 13 2014, 09:39 AM) Bos, if your monthly 1% CB is more than RM50, that means you're spending more than RM5K a month. In that case, you're better off with the Alliance Platinum as you get a tier-CB of up to 2%, capped at RM5K. thx for sharing. this is great analysis.So, if u do spend RM5K a month, your CB with Alliance Platinum is RM68.71 in Cash and you can redeem about RM20.58 in cash vouchers. Total cash equivalent is RM89.29 compared to Titanium of just RM50. But Alliance Platinum CB is capped at RM5K a month. You can also split your spending to the first RM1,667 to AEON Watami where you can get back RM150 every quarter (or equivalent RM50 per month) and charge the remainder (RM3,333) to Alliance Platinum where u can get RM35.39 in cash (combined is RM85.39) and cash vouchers of about RM13.70. Total cash equivalent is RM99.09 compared to just RM50 for the Titanium You should refer to Gen-X blog as he has outlined the best CC Combination for monthly spend of up to RM7K a month. |
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Jan 14 2014, 05:33 PM
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#24
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Senior Member
1,104 posts Joined: Dec 2006
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AEON watami
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Jan 15 2014, 08:41 AM
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#25
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Senior Member
1,104 posts Joined: Dec 2006
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QUOTE(andyyaosmurf @ Jan 15 2014, 03:41 AM) why not you consider getting citibank Cash Back... I think overall I am happy with it... and also the discount for dining food.. citibank got the most discount it is 5% on petrol and 2% on telco, grocery & phamarcy.Others 0.3% only. http://www.citibank.com.my/english/credit-...ck-platinum.htm |
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Feb 17 2014, 01:43 PM
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#26
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Senior Member
1,104 posts Joined: Dec 2006
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gov tax can be waived when you swipe your AEON card at any watami restaurant
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