Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

views
     
karcity
post Aug 20 2015, 09:29 PM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(Human Nature @ Aug 20 2015, 08:24 PM)
He didn't put income range mah, so assume no issue. Anyway, I hope other banks will offer a challenger to PBB VS for no fuss online or utility categories. Confirm card application hit target.
*
I will be the first few to apply. Haha
karcity
post Aug 21 2015, 03:38 PM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(un.deux.trois @ Aug 21 2015, 03:35 PM)
I'm pissed with Maybank. I made purchases on Amazon a number of times and all transactions failed! I recall a few years ago there was no issue at all buying from Amazon. I called the customer service close to 10 times and they kept saying about having to call them to inform before making a purchase from Amazon so they can open line etc to avoid fraud. I did what they told but was still unsuccessful. Now thinking to apply other credit card for online purchase. Which is the best CC for online purchase, domestic or international? Sick of having to keep calling Maybank CS but still unsuccessful.
*
My purchase on Amazon via MBB no issue. Till now still very satisfied with MBB. Suggest you use CIMB cash back or UOB VOX for online purchase as they have cash rebate
karcity
post Aug 21 2015, 03:42 PM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(fruitie @ Aug 21 2015, 03:39 PM)
I believe CIMB will have cross border charges if buy via Amazon.
*
Yes, you are right. So UOB VOX is the best la for online purchase.
karcity
post Aug 21 2015, 03:49 PM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(deity01 @ Aug 21 2015, 02:05 PM)
sorry, just now see wrong card..PBB VS should be giving 6% if I pay my bills online..
*
Just stick to what I mentioned as above. It is real life experiences and I get the maximum rebates.
karcity
post Aug 21 2015, 08:15 PM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(alexanderclz @ Aug 21 2015, 06:27 PM)
i thought no cross border charge if u pay in foreign currency?
*
Yes. No cross border charge if pay with foreign currency
karcity
post Sep 9 2015, 03:18 PM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
I recently apply maybank cc and received Lazada voucher. rM 200. May I know this Lazada voucher has any minimal spending? Or I can choose an item worth RM 200 and spend it?
karcity
post Sep 10 2015, 04:41 PM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
I swipe in a cafe today , half way swiping, the worker say it didn't go through and press cancel button. However, I received a SMS stating the transaction successful. The worker request for another cc to swipe again. When I call the bank, the bank say the transaction is successful. But when the merchant call their bank, then their bank say the transaction is not successful. Should I allow the worker to swipe again?
karcity
post Sep 11 2015, 10:13 AM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(chiahau @ Sep 11 2015, 10:02 AM)
I think the worker cancelled too early laugh.gif

Happened to me once when the line was bad at the cafe.

Was double charged for my transaction.

I did let them swipe again and I called Maybank to ensure that only 1 transaction was performed.

Took them 14 days to reverse the charge thou.
*
I call maybank, maybank say check transaction after 7 days, if they charged 2 times, then fill in dispute form.. So much hassle.
karcity
post Sep 11 2015, 10:26 AM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(chiahau @ Sep 11 2015, 10:15 AM)
Like this one lo.

They have to follow procedure also what.

I did write a complete email with detailed timeline and I scanned the copy of the CC slip which I was given as a proof that only 1 transaction was authorized.
*
After so many years using credit card, now I found this is the drawback. It spoil the my mood when I was disturb with this small thing. Also I noticed the important of setting SMS alert to RM1. or else, the bank not even will SMS me and I not even know the merchant swipe 2 times!

And actually in the past I encounter this before also, but I always allow them to swipe second times, third times because my cc SMS alert was set at rM 500. So I don't know whether in the past someone charged 2 times on same item!

This post has been edited by karcity: Sep 11 2015, 10:28 AM
karcity
post Sep 11 2015, 11:43 AM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(fruitie @ Sep 11 2015, 10:42 AM)
I had about the same problem with my MACH as well. The merchant swiped three times and I didn't have any SMS alert. sweat.gif
I knew it went through the first time but the shop said no, tried second time only noticed the machine was out of receipt rolls and third time only had paper came out. mad.gif

She assured me only one transaction went through. The fact is three went through after my CC application agent helped me to check my unbilled transaction. At that time, I had issue applying an online account as well. doh.gif

Anyway since transactions went through, I had to go back to the shop to request for refund. I had the printing of the transaction as proof.

Fortunately for me, the boss was damn nice and she knew my card was charged three times when she closed her transactions that night. In fact, she has prepared the money for me and waiting for me to collect the money from her. laugh.gif She was saying she didn't know how to contact me because she didn't have my details and she knew I'll be back. laugh.gif
*
Thanks for the useful info. I will keep the receipt and in case anything, I will go back to the shop.

karcity
post Sep 21 2015, 12:58 AM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
Anyone success to pay Indah water via credit card? Except posonline which incur additional service charges. Last time I used to pay via standard chartered online banking, but now they don't allow payment IWK via cc. I tried M2u but it doesn't seems working. Hope someone can help.
karcity
post Sep 21 2015, 06:54 PM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(alexwsk @ Sep 21 2015, 11:24 AM)
m2u all the while cannot
pbebank can pay using credit card
*
If pay with Pbb , are we entitled for cash back under online transaction?
karcity
post Sep 28 2015, 05:13 PM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(chiahau @ Sep 28 2015, 03:44 PM)
Will do.

Anything else to ask? I might have overlooked something so if anyone has any questions, just post em here.

Will compile and send to Master/Visa tomorrow for a more detailed explanation.
*
Good job! Will wait for your update! I am very angry with those merchant charge extra 2% for using cc!
karcity
post Sep 28 2015, 11:37 PM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(irresist8899 @ Sep 28 2015, 11:05 PM)
curious to know because i saw my friend holding more than 10 cards while her salary mere 6k+ above.. hmm any tricks?
*
Yes, as long as your salary above RM36k per year, you can hold as many cards as you want, subjected to the bank approval. Holding doesn't mean spending.
karcity
post Oct 6 2015, 12:07 AM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
Could someone teach me how to pay bills via m2u with other cc?? Seriously need help
karcity
post Nov 27 2015, 03:45 PM

Enthusiast
*****
Senior Member
700 posts

Joined: Oct 2014
QUOTE(ck23 @ Nov 27 2015, 03:36 PM)
I have 20 bills. u sure that way works?
*
Then you need to split your bills I guess. I used to bring 5 bills one shot, the cashier face is changed. I think if I give her the six bills, she would say no to me. may be fruitie can share with us her experience.

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0551sec    0.38    7 queries    GZIP Disabled
Time is now: 4th December 2025 - 08:56 PM