Oh...now I get it....the word "issuers" but what about credit limit? Same issuer 2 cards will share the limit or separate limit. For instance 5k for 1st card and another 5k for the second? Btw...I am seeking for a card that gives rebates for petrol. Am currently using Uob one card for petrol but honestly I hate their online banking. The online banking available on smartphone is so limited.

thanks...now I get it...and I bet no one is stupid enough to hold 2 or more cards from the same bank with sharing CL if their income is below 36K. as if you earn 2.9k X 2 =5.8k on one card with 50 GST. second card still same 5.8k but pay 100 GST. no cards have all the benefits as I am having problem choosing another card for petrol other than UOB.

though the 5% is good but their online banking using smartphone is so limited not to mention foreign bank=no instant online transfer. actually HLB wise was my first choice. but thanks to their "verification" procedure, I cancelled my application half way thru as they wan clarification from my HR dept just for applying a credit card. at the same time, my salary credited into HLB and I have just get my car loan from HLB too(wanted to cancel application half way too but was told it has been approved) due to their service. the car loan was in January this year. so any suggestions for another good petrol cash back card besides UOB and HLB?