Hi all,

Yesterday my maybank mastercard(apply with amex) was fraud for online transaction. How come some of those online transactions doesnt need MSOS code to proceed and some need MSOS code to proceed? My cards successfully go through 9 transactions over 30 attempts..

Me myself also curious sometimes I purchase online, doesn't need MSOS as well..

Example I purchase phone in Xiaomi Malaysia website payment through Paypal, I dont need wait for MSOS code to proceed..just key in credit card number, name and the 3 digit code will do..

My concern is, what is the most secure credit card that I can get for online purchase?

Then I just continue use Maybank 2 Cards, since the benefits so good..Yeah, I'm waiting my new card, and I'll need to fill in the dispute form when collect my new card at my chosen branch as what the call center told me..

So I just need to fill in all transactions that I received SMS right? or they will print out my statement for me to see which transaction was fraud?

There are a few merchants from US and UK..but UK one I think didnt go through because need MSOS code..those go through one is in US and I think using Paypal, because I receive Paypal USD1 for register my card..

So insecure

This post has been edited by Lineage: Oct 10 2014, 06:05 AM

Same like Paypal right?
Paypal dont use securecode as well..

At first I also quite interested with the 10% cash back, but read carefully the T&C..

You're right. Free money doesnt come easy. If its easy, sure got T&C like monthly cap, min amount per transaction, or very low cash back at 1%..

If want higher, its in point rewards..exchange for something..Maybankard 2 Cards Amex is the best now..high rewards point + weekend 5% cash back but capped at RM50/month..

After my credit card fraud case, yesterday my CIMB DEBIT card has been fraud also..
The debit card I never use for online purchase and never swipe to buy things..this is saving account and its ONLY for saving..

Really fed up with this world..so many scams..

I know I can fill up dispute form and get back my money back..but this is so troublesome..waste my time for doing something that not because of my fault..

This post has been edited by Lineage: Oct 16 2014, 04:48 PM

I got my new card replacement, and I already deactivate the debit function..

Serious? But I receive a few calls from RHB..at first they called, but HR not around..after a while, they call again..few times a day looking for same staff..

Anyone using Mach Credit Card? What is the different with HLB Wise Credit Card?

HLB Wise Credit Card require to make a minimum of any 10 retail transactions monthly (with a minimum of RM50 per transaction) to enjoy the 10% cash back on the selected categories..

Just trying to get a backup card..

I'm using Maybank2Cards, and I was thinking to use MACH as backup, not HLB Wise Card..

Erm..I dont want any more MBB card since I got MBB 2 Cards already..looking a backup card..

I got ask my friend who working UOB..If got FD with the bank, credit card easy approve or will get higher CL..he said same only..but FD do help in house loan..