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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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victorywp
post Sep 11 2015, 03:44 PM

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QUOTE(fruitie @ Sep 11 2015, 03:35 PM)
Sharing and can only drool. drool.gif

5 Credit Cards For The Super Rich

The legendary black AmEx. drool.gif
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the palladium card more interesting for me. card material cost itself already usd1k lol... drool.gif brows.gif
victorywp
post Sep 13 2015, 11:24 AM

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i would like to suggest to open a thread titled Merchant Category Code (MCC) especially to list those common dining/drinking places 5811, 5812, 5813, 5814 where cards like pbb vs, mbb2amex, hlb mach, etc offering cb.

for a start, maybe someone can compile from the list in existing threads like ocbc tmc, hlb mach, pbb vs, mbb2amex.

so whenever there's new updates no matter from among users from either these cards can help to contribute to the list. and it will easier for all to refer under one thread instead of needing to open few threads.

is this a workable idea? ronnie fruitie maskedchan cybpsych Human Nature
victorywp
post Sep 13 2015, 02:41 PM

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QUOTE(fruitie @ Sep 13 2015, 11:49 AM)
This sounds like a good idea but who will volunteer to compile?
hye and MilesAndMore, the responsible mods for this section needs to be informed as well.
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QUOTE(Human Nature @ Sep 13 2015, 12:37 PM)
Hi, sounds good. TS can just copy from the first page of existing threads and then add later on.
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QUOTE(MilesAndMore @ Sep 13 2015, 12:45 PM)
Definitely a good idea. I'm in full support of this suggestion.
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actually i prefer the type like how maskedchan did for amex thread. separated by each 5811, 5812, 5813, 5814 because not all cc include all this 4 mcc. but looks like other threads were combined. so seems like it can only start from maskedchan's work. so i would like to suggest him for this new thread?
victorywp
post Sep 13 2015, 06:42 PM

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QUOTE(Human Nature @ Sep 13 2015, 06:07 PM)
For Agoda book now pay later option, will it be based on the amount in MYR at the time of booking or the current exchange rate?

I just found that my pay later booking in Booking.com has increased by RM200 as it is based on local currency  sad.gif
add: just received reply from CS, payment based on amount at the time of booking...phew  biggrin.gif
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QUOTE(sj0217 @ Sep 13 2015, 06:40 PM)
I heard my friend said that if selected for "Pay later", the currency rate will be based on later when charging to your card, not the time you booking...
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yup, that's true. especially if it's in overseas currency.
victorywp
post Sep 14 2015, 12:35 AM

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QUOTE(maskedchan @ Sep 13 2015, 02:54 PM)
I have no problem to start the new thread..
Let me combine all the MCC and the thread should be up and running by tomorrow  icon_rolleyes.gif
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great, so what time will it be up today? now 12:36am lol...
victorywp
post Sep 14 2015, 11:29 PM

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QUOTE(prescott2006 @ Sep 14 2015, 11:20 PM)
Which card gives rebate to utilities? My Wise card has tied to categories of Petrol, Groceries and Mobile.
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pbb vs, uob vox, cimb cr, aeon watami...
victorywp
post Sep 15 2015, 07:56 AM

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QUOTE(prescott2006 @ Sep 14 2015, 11:36 PM)
My income is less than 100k, so pbbvs is out. UOB VOX can be used for utilities? Like TnB?

How much is the rebate of CIMB CR?
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for tnb, cimb cr is out. uob vox will be verified and confirmed by 30/9 as fruitie is currently testing on it.
victorywp
post Sep 17 2015, 09:56 AM

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QUOTE(ronnie @ Sep 17 2015, 09:16 AM)
what's it about?
victorywp
post Sep 17 2015, 10:24 AM

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QUOTE(fly126 @ Sep 17 2015, 10:12 AM)
US, UK shops have rejected Malaysia CC when shopping in Overseas
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what a bad news! must be due to many fraud cases by cc issued by malaysian banks.

p/s: thanks for the summary as it won't load on my phone due to either data slow or area coverage bad.
victorywp
post Sep 19 2015, 09:33 PM

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QUOTE(Yello_page @ Sep 19 2015, 06:54 PM)
Hi guys, im planning to get a citibank cash back credit card, i have a few question want to ask all the sifu here
1) is there any rebate for online transaction ( air asia, hotel, etc etc )
2) The annual fee is waived if there is a minimum swipes , is that apply to 2nd year and onward
3) Is there any cons that i should know of? I mainly use for petrol, some grocery and sometime online transaction
Thanks sifu!
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it's better to use uob one instead.
victorywp
post Oct 13 2015, 09:52 AM

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QUOTE(imationyj @ Oct 13 2015, 07:25 AM)
Hi all, may I know if my statement date is on 28th and I swipe on 27th but the transaction is not posted yet means I only will need to pay that swipe on the next bill cycle?
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yes
victorywp
post Nov 8 2015, 10:02 PM

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QUOTE(Parrot @ Nov 6 2015, 06:36 AM)
What's the word on Diners Club cards? I heard Diners Club is suspending services in this country indefinitely. What is the reason for their "rationalisation"?
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must be due to the new bnm regulations of lowering the interchange fee for all cc.
victorywp
post Nov 23 2015, 02:13 PM

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QUOTE(13aby @ Nov 23 2015, 01:47 PM)
not every month above 3000... but if total up 12 months is more thn 36000
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plus bonus surely much more above 36k already right?
victorywp
post Nov 24 2015, 01:31 AM

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QUOTE(Davez89 @ Nov 23 2015, 11:47 PM)
has anyone tried applying cc with just pledging FD and without proof of income?

is it possible ya?
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yes, it's possible.
victorywp
post Nov 24 2015, 07:52 AM

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QUOTE(Davez89 @ Nov 24 2015, 01:39 AM)
Lets say if really possible doing so..can I take out the FD once
The card gets approved?
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no, you need to sign an agreement whereby you have to terminate your cc first before you can withdraw your fd which is attched to it.
victorywp
post Nov 24 2015, 07:52 AM

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double post

This post has been edited by victorywp: Nov 24 2015, 07:55 AM
victorywp
post Nov 24 2015, 10:21 PM

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QUOTE(cybpsych @ Nov 24 2015, 05:49 PM)
user posted image

AFFINBANK BHPETROL ‘TOUCH & FUEL’ MASTERCARD CONTACTLESS

Just Tap & Save with AFFINBANK BHPetrol ‘Touch & Fuel’ MasterCard Contactless and enjoy the following benefits and privileges:

● Enjoy 2% petrol rebate on weekdays and 10% petrol rebate on weekends for all petrol transactions made at BHPetrol service stations’ island pump (only valid from 1 December 2015 until 30 November 2016).
● Earn unlimited AFFIN Bonus up to 0.8% on retail transactions (except petrol and government related transactions).
● Enjoy low finance charges of 9.99% p.a. when minimum payment made and received before or by payment due date.
● Free personal accident insurance worth RM30,000 for first year card issuance.
● Easy Installment Plan (EiPlan), Balance Transfer Instalment Plan (BTiP) and many more!

Annual Fee:
1st year: Free
Subsequent years: RM159
Waiver: RM2,400 spending per annum
 
Read further to know more about your AFFINBANK BHPetrol ‘Touch & Fuel’ MasterCard Contactless benefits and privileges.

http://www.affinbank.com.my/Consumer-Banki...MasterCard.aspx
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with this relaunch, i worry that the terminal at the bhp automated dispensers will be changed to affin. later all my transactions at bhp automated dispenser using uob one will fail to get smart$.
victorywp
post Nov 25 2015, 01:58 AM

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QUOTE(jimbet1337 @ Nov 25 2015, 01:36 AM)
Guys, what happened to OCBC thread?

All have been locked. No new thread?

user posted image
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do you want to takeover as the next ts for ocbc v6? brows.gif
victorywp
post Nov 27 2015, 03:44 PM

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QUOTE(ck23 @ Nov 27 2015, 03:36 PM)
I have 20 bills. u sure that way works?
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yes, it has been discussed earlier and you may check the threads below for more information:
https://forum.lowyat.net/topic/3757650
https://forum.lowyat.net/topic/3737412
victorywp
post Nov 28 2015, 08:39 PM

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QUOTE(Human Nature @ Nov 28 2015, 03:53 PM)
Quick question. Is Tesco still selling prepaid reload and can we use CC to pay?
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yes

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