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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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Bonescythe
post Apr 22 2015, 02:28 PM

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QUOTE(Gen-X @ Apr 22 2015, 01:37 PM)
Bro, that was when VI was first introduced and they gave me cash reward if not mistaken. Now so many people hold the Maybank 2 Cards Premier, I guess I no longer in Top Spender Category, hahaha. But Maybank did recently once again wanted to invite me to play golf.... but I don't play golf.

And thank you for reading it... how come I did not get the payment  tongue.gif
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Ooo. But u still havent answer me the agak agak figure to be there le..
u giv a range la for me to do study a bit..

kikiki

payment ? I didn't come across payment.. u meam subscription paypal rm 15 tat payment ?

Aiyoh.. i giv u a 4d better gua ?
Bonescythe
post Apr 27 2015, 05:29 PM

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Recently with no gst... looks worth to get more card to use and activate and get freebies..
I had so far pledge fd for maybank n hong leong bank for credit card.. both of the bank charge me rm10 for stamping.

so lately got public bank promo.. free phone n watch n so on..

So i went to get freebies again by placing some fd to get card again..

to my shock.. public bank say the fee is not rm10 stamping.. it is 5% of the total limit..
if u want place 10k, then charge 5% as stamp duty, which is rm50 and on top of that, need to make a banker cheque for dunno wad reason and charge rm5.xx

I was like... waddaffffd ????

Anyone encounter this same thing with this kiam aap bank ????

Bonescythe
post Apr 27 2015, 11:00 PM

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QUOTE(Wongchoy @ Apr 27 2015, 06:22 PM)
Can share my experience with you. Last year, my initial application for PBB VS is unsuccessful. Tried appeal thru my cousin , a branch manager and offered him to pledge if my appeal is overruled. He say he try his best to recommend but in case I really need to pledge, it will be 0.5% of my FD value. Luckily, my appeal was upheld and do not need to pledge.
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bro.. it is not about 0.5% of FD value that matters..

it is the processing..

lets say i want to pledge for PBB VS.. minimum is 35k..

so in order to get this card to FD pledge.. i need to pledge 35k.. let's say i pledge 40k for easy counting.

So the stamp duty for the 40k pledge will be 5% of the value.

40k x 5% = RM200

means i need to pay rm200, in order to pledge 40k FD to get the PBB VS with a 40k credit limit.

Other bank is RM10.. while PBB use 5% on the credit limit applied for..


Bonescythe
post Apr 27 2015, 11:01 PM

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QUOTE(victorywp @ Apr 27 2015, 10:34 PM)
for pbb it's 0.5% of fd value. or they called it rm5 for every 1k fd.
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No more such ruling already.

it is 1 to 1 already now.
Bonescythe
post Apr 28 2015, 09:37 AM

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QUOTE(victorywp @ Apr 28 2015, 09:30 AM)
1 to 1 stamp duty??? blink.gif shocking.gif
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sorry..

i mean the FD value = credit limit value.. so it is 1 to 1..

confusing..haha

yea stamp duty is 0.5% instead of what i am saying 5%.. my typo.
Bonescythe
post Apr 28 2015, 02:22 PM

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Maybe there is no such rules at all.. self created rules ?
can report to bnm on this anot ?
Bonescythe
post Apr 29 2015, 10:10 AM

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QUOTE(virgoguy @ Apr 29 2015, 10:07 AM)
so does that mean I can just pledge RM2k FD just to get the  card for 2k CL? after all this card is only good for first RM1k spend.  biggrin.gif
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most bank practice 5k
Bonescythe
post May 2 2015, 11:00 PM

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QUOTE(chiahau @ May 1 2015, 07:17 PM)
Can always try to complain tongue.gif

If BNM feels like you have a case, you might get something back.

Thou I recently pledge 10k for each of the 2 different cards from Maybank, they did not charge me stamping fees at all.
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wow

not even stamping fee?

Why so many different standard one?

You are their special customer?
Or the agent who process this waive it for u?

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