Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq
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 Jul 23 2015, 07:09 PM
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#21
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1,488 posts Joined: Oct 2009 
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QUOTE(chongaik82 @ Jul 23 2015, 11:47 AM) Just look around only. Who know bump into a card is worth as replacement for M2C I think no more for the 0% BT.. Not sure now do they still have 0% Balance Transfer If remember correctly some time ago they have  |
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Jul 27 2015, 05:20 PM
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#22
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Senior Member
1,488 posts Joined: Oct 2009
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Very nice surface, better than its WMC.
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Jul 29 2015, 09:16 AM
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#23
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Senior Member
1,488 posts Joined: Oct 2009
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Just got my replacement card due to card faulty. To my surprise, they had changed the card number.
Further more, the new card number is bringing backward. My faulty card number was 6259 2120 1000 xxxx, but the new card number is 6259 2120 0000 xxxx |
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Aug 5 2015, 02:55 PM
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#24
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Senior Member
1,488 posts Joined: Oct 2009
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QUOTE(cklimm @ Aug 5 2015, 01:31 PM) Guys, i learnt that card usage at Genting Casinos are counted as cash advance, They do have a special terminal for cash advance in the casino. so what if i swipe my card at Genting First world for hotel room? will it be treated as cash advance also? It's not 'worth' to do cash advance at the casino, as they will charge 1.85% apart from standard bank cash advance charge. This post has been edited by Alec.Yong: Aug 5 2015, 02:55 PM |
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Aug 5 2015, 05:44 PM
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#25
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1,488 posts Joined: Oct 2009
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QUOTE(cklimm @ Aug 5 2015, 03:26 PM) i know, i was worried if my hotel bookings also counted as cash advance by their system Haha.. Unless they slot in your card into the cash advance terminal.. |
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Sep 29 2015, 08:01 AM
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#26
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1,488 posts Joined: Oct 2009
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QUOTE(irresist8899 @ Sep 28 2015, 10:56 PM) just want to ask if anyone here holding more than 10 credit cards from different banks? Me... |
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Sep 29 2015, 09:14 AM
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#27
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Senior Member
1,488 posts Joined: Oct 2009
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QUOTE(irresist8899 @ Sep 29 2015, 08:10 AM) wow.. hmm mind to know how much roughly your salary to get trust from them? If base on my salary, sure I m not qualified for some of the card... Me just lucky to get those cards during those days, based on speding power..thanks |
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Oct 26 2015, 11:19 AM
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#28
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1,488 posts Joined: Oct 2009
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QUOTE(fruitie @ Oct 26 2015, 09:51 AM) I must admit when I travelled to a smaller province in China, they don't accept non-China banks cards, so even if it is HSBC or Citibank is the same. What about Malaysia issued CUP card? Do they accept?Well, that is China and I believe NZ is still far advanced than China when it comes to this. |
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Oct 26 2015, 11:46 AM
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#29
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Senior Member
1,488 posts Joined: Oct 2009
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QUOTE(fruitie @ Oct 26 2015, 11:30 AM) CUP? China UnionPay ....😛😛 |
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Oct 26 2015, 11:52 AM
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#30
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Senior Member
1,488 posts Joined: Oct 2009
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QUOTE(fruitie @ Oct 26 2015, 11:48 AM) I don't have that card but I guess yes because they accepted my debit card that has UnionPay logo which is issued by ICBC Malaysia. So in simple words, as long as the card bearing the CUP logo, no matter it's issued in China or other country, they will accept it. Right? |
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Oct 26 2015, 11:59 AM
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#31
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Senior Member
1,488 posts Joined: Oct 2009
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QUOTE(fruitie @ Oct 26 2015, 11:55 AM) Yes, I supposed because UnionPay automatically has the pin which they are looking for. Local issued CUP still signature based.. Talking about that, I wanna visit ICBC soon for my banking matters, maybe can apply for a UP credit card...  But I can qualify for gold only.  Some more not many merchants accept this card... Anyhow, I saw many AMbank signboard showing this CUP logo, however, when making payment, the cashier told that not accepted....  |
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Oct 26 2015, 12:11 PM
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#32
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Senior Member
1,488 posts Joined: Oct 2009
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What about Malaysia issued cup, when use at local or overseas? Cashier asked for pin, what to do?
This post has been edited by Alec.Yong: Oct 26 2015, 12:12 PM |
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Oct 26 2015, 12:17 PM
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#33
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Senior Member
1,488 posts Joined: Oct 2009
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QUOTE(fruitie @ Oct 26 2015, 12:00 PM) I will only use it in China and it will come with pin. You mean your icbc debit cup card comes with pin?Not really, my China friend used her UP cards here and if they accept UP, will ask her to key in pin. The pin is same as atm withdrawal pin? |
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Oct 26 2015, 02:49 PM
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#34
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Senior Member
1,488 posts Joined: Oct 2009
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QUOTE(fruitie @ Oct 26 2015, 01:29 PM) Key in pin. Hmm.... If the icbc credit card without the pin. Shall call to the bank to request one? I mean the pin for purchase transaction, not the atm withdrawals.Yes, comes with pin.  I think can be different but I set the same. |
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Oct 26 2015, 04:13 PM
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#35
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Senior Member
1,488 posts Joined: Oct 2009
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QUOTE(fruitie @ Oct 26 2015, 02:57 PM) By default it should come with pin. When did you get the icbc debit card?At least that is my ICBC Debit Card, once they gave it to me already asked me to create pin number for retail transactions. |
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Oct 26 2015, 05:23 PM
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#36
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Senior Member
1,488 posts Joined: Oct 2009
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QUOTE(fruitie @ Oct 26 2015, 04:49 PM) Around Sept or Oct of 2013. Hmm... I just called to icbc cs and as usual the line is in China. But however their CS are busy and I have left my contact number to wait for them to call back. Let's see what they will say.. This post has been edited by Alec.Yong: Oct 26 2015, 05:24 PM |
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Oct 26 2015, 05:45 PM
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#37
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Senior Member
1,488 posts Joined: Oct 2009
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QUOTE(fruitie @ Oct 26 2015, 05:30 PM) All Union Pay cards must have pin. QUOTE(fruitie @ Oct 26 2015, 05:30 PM) All Union Pay cards must have pin. Mine dont have lah...Last time I used it at Parkson Pavilion, the cashier asked me to key in pin, I just simply keyed in.. And it works. I m not sure does it work or not in mainland China with the simply key in pin... This post has been edited by Alec.Yong: Oct 26 2015, 05:45 PM |
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Oct 26 2015, 06:10 PM
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#38
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Senior Member
1,488 posts Joined: Oct 2009
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QUOTE(fruitie @ Oct 26 2015, 05:47 PM) I see. Icbc... Anyway, I m still awaiting for boc Malaysia to issue the cup card..Which card are you holding now? BOC or ICBC? Only both of us are interested in Union Pay cards, else can open a thread for Union Pay. Too bad no one interested in this card.. |
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Oct 26 2015, 06:27 PM
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#39
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Senior Member
1,488 posts Joined: Oct 2009
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QUOTE(fruitie @ Oct 26 2015, 06:20 PM) Yeah, just noticed BOC doesn't have credit cards, only debit cards. Now the annual fee is waive with any 5x usage per annum. http://malaysia.icbc.com.cn/ICBC/%E6%B5%B7...ing/CreditCard/ Will read through it first before signing it up.  For its visa no problem, but its cup, susah sikit... |
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Oct 26 2015, 10:08 PM
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#40
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Senior Member
1,488 posts Joined: Oct 2009
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QUOTE(Alec.Yong @ Oct 26 2015, 05:23 PM) Hmm... I just called to icbc cs and as usual the line is in China. I have a missed call, phone number is +8610xxxxxxxx, I guess it's from icbc cs..But however their CS are busy and I have left my contact number to wait for them to call back. Let's see what they will say.. |
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