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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq
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Alec.Yong
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Oct 27 2015, 08:15 AM
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QUOTE(enticing188 @ Oct 27 2015, 12:05 AM) we can apply for this card ? i frequent travel to china.. guess its useful as well.. but it mentioned documents required - chinese citizen id.. i am malaysian... hmm...? So when are you going to apply it?
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Alec.Yong
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Oct 27 2015, 08:16 AM
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QUOTE(fruitie @ Oct 27 2015, 12:24 AM) Why not? I have ICBC Debit Card issued by Malaysia and the Union Pay credit card is for Malaysians as well. We are Malaysian obviously. The first line says it all: "√ A copy of NRIC (both sides) or Passport for Principal and Supplementary card applicant (if any) " http://v.icbc.com.cn/userfiles/Resources/I...cation_form.pdfWhat a surprise when saw the application does have Chinese.
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Alec.Yong
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Oct 27 2015, 08:24 AM
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QUOTE(enticing188 @ Oct 27 2015, 08:19 AM) now? application must submit through branch? or can via email? Either thru branches or send by post, after you download and fill in all information..
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Alec.Yong
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Oct 27 2015, 08:27 AM
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QUOTE(enticing188 @ Oct 27 2015, 08:25 AM) may i ask how to send? or have to call telemarketing department? cause i wish to send all my documents through email ... Email? Never tried before.. Me just downloaded the form and submit together will all related docs via pos laju..
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Alec.Yong
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Oct 27 2015, 10:21 AM
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QUOTE(enticing188 @ Oct 27 2015, 08:29 AM) okay thanks.. will call their call centre and ask them guide whether can send via email or not.. wa... send via poslaju? they dun have fax or something? how long the application took you? i see they only need simple income documents Mine took about 1 month to process...
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Alec.Yong
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Oct 27 2015, 10:23 AM
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QUOTE(fruitie @ Oct 27 2015, 08:43 AM) China banks are not flexible comparing to our local banks and their online banking system sucks in my opinion but they said they have tight security. Have to install certificate in browser and etc. So far the worst online banking I encountered. This should be taken into consideration should you really want to apply for one. For applications, they prefer you to walk in. Well, the branch is near to me, opposite of KLCC. Yaya, I try to register the online banking, but end up give out..
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Alec.Yong
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Oct 27 2015, 05:37 PM
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QUOTE(fruitie @ Oct 27 2015, 11:58 AM) I managed to register one after I brought my laptop to ICBC near to KLCC.  That also means I cannot change my laptop.  I noticed recently there is an iOS App which caters for ICBC overseas and I managed to login just to view my account details, to perform transactions again I will need to walk in to register for it. I will do it as it is much easier to perform via app than on my laptop.  I m trying to install it in iPad. But seems not working at all..
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Alec.Yong
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Oct 27 2015, 06:24 PM
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QUOTE(fruitie @ Oct 27 2015, 05:56 PM) It works on my iPad.  If not, I guess you need to walk in to ICBC. Icbc far from my working place.. Unless I take leave..
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Alec.Yong
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Oct 28 2015, 02:48 PM
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QUOTE(fruitie @ Oct 28 2015, 11:44 AM) It depends on banks' discretion and your friend is very lucky because MBB is famous for being stingy when comes to CL. Most of us only got 3x or slight more from them.  MBB..... I think I m considered lucky too...
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Alec.Yong
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Nov 12 2015, 04:34 PM
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Just made a phone call to icbc card centre, informing them about my UnionPay card usage in Shenzhen and Hong Kong on next week. To my surprise was, CS said that no need to inform the bank about the overseas usage, as it is 'Worldwide' valid. Another thing I highlighted to them was my UnionPay card still signature based but not PIN based. If payment transaction PIN input needed, how? CS said just simply key in any random 6 digit numbers will do.. This is my first time usage on UnionPay card at Shenzhen and Hong Kong, hopefully everything is smooth...
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