0.2% CB...!

SCB Just One Platinum

Spend (RM) per month	Rebate on Petrol, eCommerce & Auto bill	Other spend	Capping per month (RM)
1,000 to 1,499.99	5%	0.2%	12
1,500 to 2,499.99	10%	0.2%	28
Above 2,500	15%	0.2%	85

Yeah, 2 years AF Waiver for NEW signup & EZ Waiver with jz a Call (even Zero spending they also give AF Waiver to ME)...  
It's better than Nothing as Most of the CC now jz 0.2 - 0.5% CB Return on Retail Purchase 

Btw, U bukan HLB Wise Cardholder, meh why suddenly Jump Ship over to SCB...???