Hmm .. I just applied this card at the Uptown branch .. looks like ppl there also quite blur about this ... well to be safe just swipe RM1500 (not including petrol and insurance) to get full RM50

Coz it says need above 1500 only get 5% but 5% of 1500 is already RM75 (but cap is 50 only).. so I think someone said correct ... spend RM1000 (cannot have insurance or petrol) and insurance and petrol can go up till 500 so u reach RM 1500 .. then u get 5% of the RM1000 = RM50 ...

Oops, I overlook ur post last week.. If u r using the luggage, then is better to take luggage in term of value..I rmb ringgitplus have same offer for smart tag in Feb n I missed the promo.. Now it is back.. So I will prefer to get smart tag as it is more useful to me.. I've too much luggage bag from bank d.. N it is bulky, my house store room is full of luggage bag.. N only can use the most 4-5 times a year only if I travel that frequent..

Just want to apply gold cashback card for backup purpose if I have any big retail spending during the month..

The TnG Smart Tag device worth RM120, right ?

SC worldmiles no longger competitive

last time its RM 3 for 1 worldmiles for local spending
now its RM 6 for 1 worldmiles for local spending

That's RM170 worth in total right ?

https://www.sc.com/my/campaign/worldmiles/

u can see for local spending RM 3 = 1 worldmiles
However next columen shows u need 2 wordmiles to change 1 airline points
so its RM 6 = 1 airline point

i have SC worldmiles card
they sent a letter early March to informed on the changes wef 1/4/16

Hi All,

I would like to ask regarding the SCB cash back gold card. let say i would like to qualify the 5% rebate, it has minimum spending 1500, and 1000 including Petrol and insurance.

DOes it means if I only spend 1000 for non petrol and insurance, I still able to enjoy the 5% rebate?
or I still need to spend until 1.5K? and for non Petrol and insurance spending mist exceed 1K?

Touch 'n Go SmartTAG with RM50 credit - so total value of the free gift is around RM100+ RM50..

For luggage, it is for first 10000 successful eligible customer.

Again, it is depend on the usefulness of the free gift..

To be fair, the promo is from Nov 2015 to Apr 2016. But seeing how they still actively promote the luggage lately makes you go

Normally I applied the card for usage, not for the free gifts. If got then will treat it as a bonus, if not then it's ok. But my wife is like "I want that luggage "

how to get the luggage. from ringgit plus website or direct sc website.

noted.
thanks

website did not show the luagge.

so, the luggage still got stock? otherwise apply at ringgit plus can get smarttag and touch n go more worth it.

I applied end of last year till now haven't got my bag yet

Did you say SURE HAVE ? Last time i apply PB Visa they also say SURE HAVE luggage .. i send email until sien ... screw it la ... sorry to say i dun trust ringgitplus

Can we set the SMS transaction alert to RM1? I know the fact that the minimum amount you can set online is RM250.

Gold is old cash back card design, while Black is the latest cash back card design

urm... maybe i used the wrong word as in sure have... but they do send it to you but it takes a very very long time. I have a friend who submitted his form from ringgit plus and his touch n go card still haven't received after few months. only received the device. lol.. but for people who wants to sign up for the card, i think we won't be able to make it for the luggage campaign so just try to get from ringgit plus for the device and 50+ touch n go. that's my opinion.

from what i observed, your ptptn payment record will definitely added into ccris if u owe ptptn for approximately 24 months give or take few months.

all my friend who also graduated at the same time, blacklisted by ccris almost at the same period and time frame.

Some ppl said we can just call SCB for waiver

i have outstanding balance on my ptptn loan, but i already made a a full payment.

the thing is, sc should be dont know i have paid my outstanding balance, but they still call me. very weird

Maybe they want to still offered me the sc credit card even though my ccris report was bad at 1st place, i was the one told them i knew why i got rejected and i have paid the ptptn outstanding balance. What if i didt told them? they called me because want to offer me something right?