Not a glitch, allowed as in the T&C those hotel-related MCC.

Applying thru RINGGITPLUS u get Smarttag n Rm50-TNG foc.
But is d first year AF waived?

This post has been edited by MGM: Aug 22 2016, 08:26 AM

Agreed, average only, optimum use is to spend rm540 on CB transactions (=rm81 CB), balance of rm1960 non-CB trans gives rm3.92.

AFAIK, retail trans are either CB trans or non-CB trans(NCB, like insurance n petrol etc).
When CB+NCB is 500-799.99 , u got CB*2%(capped at rm10)
When CB+NCB is 800-1499.99, u got CB*3%(capped at rm25)
When CB+NCB >=1500, u got CB*5%(capped at rm50)

Hope I am right.

This post has been edited by MGM: Sep 4 2016, 07:58 PM

I agree with u. Depends on card and bank.

After reading this thread, n also T&C, I am totally confused.

My statement date is 19th. so the below trans would fall on the same statement cycle of 20-8-16 to 19-9-16.

10/09/2016  AK   MYR 523.60 DR
29/08/2016  MAX  MYR 1,153.60 DR

Pls reconfirm my understanding:
August CB is rm25 (based on 1153.60)
Sept CB is rm10 (based on 523.60)

The dates above taken from online account are actual transaction dates.

Why then this T&C refers to as shown in your credit card statement?


5) Cashback
We give you cashback in the following situations:
(a) 2% cashback on your cashback transactions when you spend a minimum of
RM500 but less than RM800 per month in retail purchases (local and international) on your
CashBack Gold MasterCard as shown in your credit card statement, subject to a cap of RM10
per month

This t&c sounds like refering to CB based on statement month:
5) Cashback
when you spend a minimum of RM500 but less than RM800 per month in retail purchases (local and international) on your
CashBack Gold MasterCard as shown in your credit card statement.

My statement date is 19th. so the below trans would fall on the same statement cycle of 20-8-16 to 19-9-16.
10/09/2016 AK MYR 523.60 DR
29/08/2016 MAX MYR 1,153.60 DR


But this t&c says based on calender month:
6) Meaning of words
A month is defined as the period which runs from the first day of a particular calendar month to
the last day of that calendar month. Retail purchases must be posted to your account within a
particular month to be included towards meeting the minimum of RM500 per month in retail
purchases. If a transaction is posted in the following month, it will only be included in the
following month’s calculation.

This post has been edited by MGM: Sep 14 2016, 12:46 PM

Now that Alibaba bought over Lazada, hope the same event here will be more interesting.

Nowadays G5 no longer disclose vendor's info until u got the invoice or from fellow lazada customers.