Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

Credit Cards Maybankard 2 Gold & Platinum Cards V8, Pls read post 1-3 & use Search Topic 1st

views
     
kezman
post Dec 15 2013, 12:22 AM

Enthusiast
*****
Senior Member
992 posts

Joined: Oct 2005
From: Subang Jaya



QUOTE(Duckies @ Dec 11 2013, 07:08 PM)
Haiz. Just check at Maybank branch today. Looks like got rejected again. Didnt give me the reason but I guess should be due to first time rejection for Maybank 2 card due to using only 2 months salary slip + offer letter =/ Then now have 6 months cooling period
*
cooling period 6 months?

i got my application rejected, then i re-apply back the next day, with more supporting document, and still rejected. and i re-apply again same day, i give more supporting document, with the reason why i need CC, that time i have business trip to Qatar, then they approved tongue.gif tongue.gif
kezman
post Dec 17 2013, 07:05 PM

Enthusiast
*****
Senior Member
992 posts

Joined: Oct 2005
From: Subang Jaya



QUOTE(HeReLiSm @ Dec 17 2013, 05:58 PM)
Where did you applied your cards?

My application was rejected earlier this month, I believe because I didnt provide them my bank statement. I just applied with salary slips, offer letter, epf statement, and degree copy.  blush.gif just been working for 3 months.
*
i applied at Maybank at Wisma Consplant.

i gave them salary slip, offer letter, confirmation letter, degree and bank statement. that time i also just working for 5-6 months.
kezman
post Jan 27 2014, 02:06 PM

Enthusiast
*****
Senior Member
992 posts

Joined: Oct 2005
From: Subang Jaya



QUOTE(panasonic88 @ Jan 27 2014, 12:53 PM)
Having a question,

Assuming my Maybank credit card limit is RM5,000 only

But I need to swipe a RM10,000 value of transaction in the coming month

Can I bank in a RM5,000 cash into my credit card account before hand? So indirectly I have RM10,000 limit which is sufficient for me to swipe.

Can this be done?
*
yup can, my limit is only rm6000, but i swipe rm27000 last month one shot... but cannot use M2U to transfer, must use ATM or CDM....
kezman
post Feb 3 2014, 06:43 PM

Enthusiast
*****
Senior Member
992 posts

Joined: Oct 2005
From: Subang Jaya



QUOTE(David83 @ Feb 2 2014, 07:58 PM)
Annual amount swiped for 2013 is MYR 16674.93
*
how to check this?
kezman
post Feb 3 2014, 07:37 PM

Enthusiast
*****
Senior Member
992 posts

Joined: Oct 2005
From: Subang Jaya



QUOTE(Human Nature @ Feb 3 2014, 06:46 PM)
January statement
*
oh thanks, my total usage was RM 108454.94 doh.gif doh.gif
kezman
post Feb 3 2014, 08:10 PM

Enthusiast
*****
Senior Member
992 posts

Joined: Oct 2005
From: Subang Jaya



QUOTE(CP88 @ Feb 3 2014, 08:04 PM)
Wow. MBB high net worth custoemr.  rclxms.gif
*
but best thing is, total interest paid, RM 0... haha... kesian MBB... dont get a cent from me... rclxms.gif rclxms.gif
kezman
post Feb 3 2014, 08:24 PM

Enthusiast
*****
Senior Member
992 posts

Joined: Oct 2005
From: Subang Jaya



QUOTE(lamode @ Feb 3 2014, 08:15 PM)
re-rechecked, its not there.

Anyone e-statement user here can help to confirm pls?
*
my e-statement also got... last page....
kezman
post Feb 4 2014, 09:18 AM

Enthusiast
*****
Senior Member
992 posts

Joined: Oct 2005
From: Subang Jaya



QUOTE(Davez89 @ Feb 4 2014, 05:49 AM)
nice... salary 3k can spend until 108k  rclxms.gif
*
rclxms.gif how u know my salary 3k?hehehe.... rclxms.gif rclxms.gif rclxms.gif
kezman
post Feb 4 2014, 09:47 AM

Enthusiast
*****
Senior Member
992 posts

Joined: Oct 2005
From: Subang Jaya



QUOTE(victorywp @ Feb 4 2014, 09:33 AM)
can, pay for boss/family/relatives/friends for certain things like flights/hotels/foods then claim back from them.  brows.gif
*
haha, yup. the main user of my card is my mum. pay car insurance also 10k already.
then i got all the treat points and rebate for free, haha
kezman
post Feb 4 2014, 10:03 AM

Enthusiast
*****
Senior Member
992 posts

Joined: Oct 2005
From: Subang Jaya



QUOTE(Davez89 @ Feb 4 2014, 09:49 AM)
but i doubt he even has 9k credit limit to start with  sweat.gif
*
who? me? we can put in money in advance into the card if want to swipe big amount lah.
last month i swipe rm25000 one shot also no issue, just put in the cash via ATM or CDM doh.gif
kezman
post Feb 4 2014, 11:48 AM

Enthusiast
*****
Senior Member
992 posts

Joined: Oct 2005
From: Subang Jaya



QUOTE(fuelsave @ Feb 4 2014, 10:34 AM)
kezman, sure or not? i called to ask them temporary up my limit cause wanna swipe for my wedding venue, they say cannot, and no instructions further on..

so meaning if i wanna swipe rm48k i need to CDM RM36k then i can swipe rm48k? becuase my credit limit is rm12k
*
can, not increase credit limit. i go to cdm, and put in cash 18K into my credit card account , then I can swipe for 25k...

This post has been edited by kezman: Feb 4 2014, 11:52 AM
kezman
post Feb 4 2014, 01:57 PM

Enthusiast
*****
Senior Member
992 posts

Joined: Oct 2005
From: Subang Jaya



this is the example of my cash in so that i can swipe rm25000

user posted image

kezman
post Feb 4 2014, 02:00 PM

Enthusiast
*****
Senior Member
992 posts

Joined: Oct 2005
From: Subang Jaya



QUOTE(Seng_Kiat @ Feb 4 2014, 01:44 PM)
Good info mate. I tried to overpay via online not long ago but I can't. Will try CDM when needed. smile.gif.

thanks!
*
overpay use M2u memang cannot, must use CDM or ATM.

better use credit card, atleast got point and some chance to win the contest, rather than give 25k, but dont get anything.
kezman
post Feb 4 2014, 02:54 PM

Enthusiast
*****
Senior Member
992 posts

Joined: Oct 2005
From: Subang Jaya



QUOTE(fuelsave @ Feb 4 2014, 02:36 PM)
ooo bro kezman, thanks for the info, hahah u have wedding at sime darby ka? heh heh, i need big amount cos paying for my wedding at hilton >.<
*
tongue.gif tongue.gif tongue.gif tongue.gif tongue.gif

This post has been edited by kezman: Feb 4 2014, 05:29 PM
kezman
post Feb 4 2014, 06:00 PM

Enthusiast
*****
Senior Member
992 posts

Joined: Oct 2005
From: Subang Jaya



QUOTE(fuelsave @ Feb 4 2014, 05:55 PM)
wanna ask help, what is the extra rm5k plus inside? i only have 2 ezypay, but i tot ezy[pay is 0% installment??

the rm25 i think that is supplementary card fees
*
maybe annual fee?
kezman
post Feb 4 2014, 09:29 PM

Enthusiast
*****
Senior Member
992 posts

Joined: Oct 2005
From: Subang Jaya



QUOTE(janson_kaniaz @ Feb 4 2014, 09:19 PM)
kezman

don't you think for 70k spending, ocbc 1% unlimited rebate is a better choice? unless

1. ocbc doesnt allow spendng about credit limit
2. u dont have ocbc cc

forget about it if you have any of the above 2 points tongue.gif
*
RM70000 will give me 350000 treatpoints and with 250 equivalent to RM1, I can change it to RM1400 in Metrojaya, Parkson, Sony, Senheng, or any shop that can use treatpoints.

while 1% of RM70000 is only RM700, right?

and yes I dont have ocbc cc... i have M2card and Cimb Petronas (which i never use, sux to the max)
kezman
post Feb 14 2014, 11:07 PM

Enthusiast
*****
Senior Member
992 posts

Joined: Oct 2005
From: Subang Jaya



QUOTE(QuickFire @ Feb 14 2014, 10:52 PM)
Guys, just need a quick confirmation. For the usual Visa or MasterCard cards, we can pay the outstanding amount by transferring funds to the bank account number that is the same as the 16 digit cardnumber. Is this the same for Amex cards? I just transfer to the card number?
*
using ATM? you need to go to Other Transaction, Maybank Express, then Credit Card payment.

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0487sec    0.29    7 queries    GZIP Disabled
Time is now: 6th December 2025 - 01:46 AM