apa lagi TS mau? tak ada wang, jangan makan luar...
why above rm50 only can use credit card?
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 Oct 9 2013, 04:46 PM
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Senior Member
1,851 posts Joined: Apr 2005 From: kuala lumpur  
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Oct 9 2013, 04:46 PM
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Senior Member
855 posts Joined: Jun 2008
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rich people dont use credit card la
they carry a lot cash |
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Oct 9 2013, 04:47 PM
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Senior Member
1,150 posts Joined: Oct 2009 From: KBR-BKI 
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abg x de duit pegi la mkn meal 1malaysia di restoran 1 malaysia. ini pakai kad hutang buat apa. jib gorr sudah bantu ni
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Oct 9 2013, 04:47 PM
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Senior Member
3,772 posts Joined: Jan 2003
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ya overseas 6 euros also i use card no problem
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Oct 9 2013, 04:48 PM
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Senior Member
699 posts Joined: Nov 2008
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TS. how much is your monthly income to eat rm 50 for lunch?
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Oct 9 2013, 04:48 PM
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Senior Member
3,385 posts Joined: Aug 2006 From: Sao Paolo, Brazil 
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debit card oso they want above rm50....bolo
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Oct 9 2013, 04:48 PM
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Senior Member
1,930 posts Joined: Aug 2005 From: o( *ﾟｰﾟ)┘miao^miao Status: Perm Banana 
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coz u do not know what bank charge is.
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Oct 9 2013, 04:50 PM
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Junior Member
245 posts Joined: Sep 2010 From: /k/uala Lumpur
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ts ditipu
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Oct 9 2013, 04:54 PM
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All Stars
21,962 posts Joined: Dec 2004 From: KL
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QUOTE(chokolato @ Oct 9 2013, 04:37 PM) i read a book that says we should love ourselves before loving others. so todei i decided to love myself and took myself to a nice place for lunch. Coz whenever they sell via credit card, they also lose some money due to interest charge by bank between 1-3%i ordered a plate of spaghetti meatball marinara and a cuppa coffee. i was enjoying my meal and the nice environment. i feel very loved. then i asked for the bill. It was RM33 and I took out my credit card. The waiter then say "Sorry Sir, we only accept credit card for amount more than RM50" I terus furious. Cos I only have RM5 in my poket... so I komplen la "why must only RM50? What kind of policy is this..." blablablablba then the waiter give stupid excuse said is bos decide wan.. then i said "why i go tesco i buy any amount also can use credit card" In the end... i terpaksa tapao additional cake and coffee to make my bill more than rm50 to use the credit card. Damn stupid man....waste my money...  Hence they set the limit, by right its actually not legal but then again this is Malaysia where consumer rights are always not protected. Btw Guardian/Watson how much amount also they accept card. |
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Oct 9 2013, 04:54 PM
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Senior Member
3,785 posts Joined: Dec 2005 From: Shah Alam
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QUOTE(Fusion @ Oct 9 2013, 04:43 PM) i think the bank charges are just excuses to set a base limit to use credit card because the charges are by percentage....if we use 10 bucks the charges are 2% and if we use 100 bucks and the charges are still 2% ...it makes no difference between RM10 or RM100 depends on what discount package the bank is offering to the merchant... some banks only offer discounts/rebates/benefits/what not if both sales volume and amount is reached... so even if they have a transaction, in your e.g. 2% but the volume is not reached, there will be no benefits to the merchant and yet they still need to pay the bank transaction fees... so might as well just tell you don't use your credit card if less than RM50 |
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Oct 9 2013, 04:55 PM
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Staff
2,797 posts Joined: Nov 2007 From: On the beach
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QUOTE(WintersuN @ Oct 9 2013, 04:41 PM) tesco buy rm5 can use credit kad? Ya can. Other places that I know are like Giant, Watsons, Guardian, Starbucks also will accept card for any amount. But some smaller grocers will only accept card for purchases above RM20. |
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Oct 9 2013, 04:56 PM
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Junior Member
81 posts Joined: Mar 2013
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kesian.. rm10 use credit card...
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Oct 9 2013, 04:58 PM
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Junior Member
62 posts Joined: Jan 2013
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QUOTE(Joey Christensen @ Oct 9 2013, 04:40 PM) RM33 use cash lah. i dont have RM 33 CASH lahQUOTE(RoyMcAvoy @ Oct 9 2013, 04:43 PM) STupid giler. u no read my first sentence? once a while eat something nice tak boleh kerrrrrrrrrrrrrrrrrrrrLess than RM50 also wanna pay cc? Takde duit buatlah cara takde duit bai QUOTE(PhilHellmuth @ Oct 9 2013, 04:48 PM) TS. how much is your monthly income to eat rm 50 for lunch? no la.. normally i eat road side makcik nasik campur rm3 saja... todei i feel like want to eat propery. i gaji rm3k+ |
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Oct 9 2013, 05:00 PM
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Senior Member
1,201 posts Joined: Jan 2003
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QUOTE(kenji1903 @ Oct 9 2013, 04:54 PM) depends on what discount package the bank is offering to the merchant... but by limiting the usage to only RM50 and above, they will have less CC transaction and it would be even harder to reach the volume needed because the sales volume is based on total CC transaction for the whole month....it still doesn't make sense on why they need to limit it to RM50 and abovesome banks only offer discounts/rebates/benefits/what not if both sales volume and amount is reached... so even if they have a transaction, in your e.g. 2% but the volume is not reached, there will be no benefits to the merchant and yet they still need to pay the bank transaction fees... so might as well just tell you don't use your credit card if less than RM50 |
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Oct 9 2013, 05:03 PM
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Senior Member
699 posts Joined: Nov 2008
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QUOTE(chokolato @ Oct 9 2013, 04:58 PM) i dont have RM 33 CASH lah okla.. 3k+ u no read my first sentence? once a while eat something nice tak boleh kerrrrrrrrrrrrrrrrrrrr no la.. normally i eat road side makcik nasik campur rm3 saja... todei i feel like want to eat propery. i gaji rm3k+ spend rm50 to pamper urself is good takde amoi ke? |
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Oct 9 2013, 05:03 PM
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Junior Member
88 posts Joined: Feb 2012
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I like credit/debit card because dun have to carry so much cash in the wallet.
Last time when I was in US, credit card is accepted almost anywhere and any amount. Very convenient indeed. |
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Oct 9 2013, 05:03 PM
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Senior Member
687 posts Joined: Jan 2003 From: S Van Buren St, IA
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Used to buy lunch using debit card even the amount is USD5++, because I hate carrying quarter/pennies around (price after silly GST tax).
Oh wait, it only happened when i was at the states. |
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Oct 9 2013, 05:04 PM
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Senior Member
1,160 posts Joined: Dec 2004 From: Subang Jaya USJ
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malaysian business. thanks to malaysian bank charges.
no point la using cc |
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Oct 9 2013, 05:05 PM
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Senior Member
3,785 posts Joined: Dec 2005 From: Shah Alam
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QUOTE(Fusion @ Oct 9 2013, 05:00 PM) but by limiting the usage to only RM50 and above, they will have less CC transaction and it would be even harder to reach the volume needed because the sales volume is based on total CC transaction for the whole month....it still doesn't make sense on why they need to limit it to RM50 and above all the better cos they still prefer cash (not paying any fees at all to the bank) and they cannot remove credit card service in case some people buy in bulk... cos they know they definitely cannot reach the volume... |
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Oct 9 2013, 05:06 PM
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Senior Member
3,785 posts Joined: Dec 2005 From: Shah Alam
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QUOTE(gestapo @ Oct 9 2013, 05:04 PM) malaysian business. thanks to malaysian bank charges. cash back is addictive no point la using cc  |
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