SP Setia - EcoHill Semenyih (Ver 2), New Township in Semenyih
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 Oct 15 2013, 07:26 AM
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#21
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15,454 posts Joined: Nov 2011 
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QUOTE(cheryee @ Oct 15 2013, 07:20 AM) Natman kor, Cheryee, blr-2.45 only applicable to SemiD or loan amount more than 500k?? I been walked through a number of panel banks yesterday, all blr-2.40 nia... Yesterday I contacted my banker from HSBC, he sd ok, no problem for blr-2.45%, but got 3 yrs locked-in period commencing from 1st drawdown.   |
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Oct 16 2013, 01:34 PM
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#22
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Senior Member
15,454 posts Joined: Nov 2011
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QUOTE(darween13 @ Oct 16 2013, 01:29 PM) Yes and also another lady from Alliance. I dont know the forummers standard but seems alright. Just received a call from Alliance bank, they only can offer blr -2.35..  |
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Oct 16 2013, 01:47 PM
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#23
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Senior Member
15,454 posts Joined: Nov 2011
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 QUOTE(pingubabe @ Oct 16 2013, 01:37 PM) what's ur loan amount? About 400k. They said need to put in ~ about 10% of the loan amount in the saving accounts for 6 months, then perhaps can get -2.40. |
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Oct 16 2013, 05:21 PM
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#24
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15,454 posts Joined: Nov 2011
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QUOTE(kamilnu @ Oct 16 2013, 05:18 PM) For a semi-d or cluster house, the curtains will be among the killers. 2 years later during the VP, the renovation cost will be different again.. |
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Oct 16 2013, 05:25 PM
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#25
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15,454 posts Joined: Nov 2011
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QUOTE(robert82 @ Oct 16 2013, 05:24 PM) 2 years later economy will be very bad so everything will drop ... please minus -25% from projected renovation cost. yeah...  |
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Oct 17 2013, 07:46 AM
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#26
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15,454 posts Joined: Nov 2011
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Anyone got their loan approved? Can share the rate and package?
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Oct 17 2013, 09:43 AM
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#27
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Senior Member
15,454 posts Joined: Nov 2011
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QUOTE(cheryee @ Oct 17 2013, 09:19 AM) Sam kor, Cheryee mui mui, so nice leh. Full or semi flexi ar?I will apply today with RHB. Sherlyn sd BLR-2.45%, no locked-in period. If sps staff, she can give BLR - 2.5%. SemiD memang can get higher rate loh.. DSL best rate only -2.40% only... I dah applied many banks, so far only Alliance reply..  This morning went to show house want to take some pictures before they demolish it, but the guard say got Astro film shooting in Angusta show units for CNY programme, only can go in after 10am.. This post has been edited by samkps: Oct 17 2013, 09:45 AM |
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Oct 17 2013, 10:17 AM
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#28
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15,454 posts Joined: Nov 2011
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QUOTE(darween13 @ Oct 17 2013, 10:07 AM) Any idea when they demolishing it? Not sure leh, perhaps you should ask the SA. I just want to take some pictures for kenangan only.. Going again this weekend to apply with Maybank, the banker coming over to SEH. By the way, Pallida already started the piling leh... Oic, by the way, any difference between we apply through walk in and with the banker in WC?? This post has been edited by samkps: Oct 17 2013, 10:19 AM |
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Oct 17 2013, 10:18 AM
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#29
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15,454 posts Joined: Nov 2011
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QUOTE(cheryee @ Oct 17 2013, 10:14 AM) So fast demolish ga? I belum take a 2nd look woh! wah, ya kah? Ah beng show ar? Astro mau shooting there ah! Must be the Lam Tuck Weng show lo! |
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Oct 17 2013, 10:27 AM
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#30
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Senior Member
15,454 posts Joined: Nov 2011
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QUOTE(cheryee @ Oct 17 2013, 10:20 AM) Dunno which show but if Astro show for CNY, it wont be without Lam Tuck Weng lo wah, then lam tuck weng got potential to become the spokeperson for Setia Ecohill ya...   |
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Oct 17 2013, 10:36 AM
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#31
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15,454 posts Joined: Nov 2011
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QUOTE(robert82 @ Oct 17 2013, 10:25 AM) so fast piling? then i guess the demolishing is coming soon. But bungalow's show room just completed wo... maybe not so soon? I have been told all units sold out already, but I think they only will demolish it after all the SPA signed lah, who know got droup out unit? Yaloh, 2 years passed by fast mah, they need to do make sure everything can be on time I suppose. This post has been edited by samkps: Oct 17 2013, 10:36 AM |
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Oct 17 2013, 10:53 AM
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#32
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Senior Member
15,454 posts Joined: Nov 2011
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QUOTE(robert82 @ Oct 17 2013, 10:39 AM) all sold out including the bungalows? I only afford DSL and being told all sold out lah. SemiD and banglo me not sure loh.. |
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Oct 17 2013, 11:31 AM
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#33
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Senior Member
15,454 posts Joined: Nov 2011
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2 DSL vs 1 SemiD, price about the same. Which one can goreng more?
 This post has been edited by samkps: Oct 17 2013, 11:32 AM |
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Oct 17 2013, 12:13 PM
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#34
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Senior Member
15,454 posts Joined: Nov 2011
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QUOTE(darween13 @ Oct 17 2013, 11:32 AM) No difference. Only that the bankers that have been appointed at WC have direct access to customers as their branch has been appointed to process the loan. Well said.... But you can still choose your own bankers in terms of walk in. But, some of WC bankers are mobile, means they are more aggressive than the branch bankers (who can only submit through their branch). Mobile sales force can submit to their branch but park the loan anywhere and usually MSF bosses have higher Discretionary Power (DP) - approving limit - not necessarily need to go through credit committee. At the end of the day, you press the right buttons, everyone will dance to your tune.  So, is that mean the WC bankers shall have more access to the MSD bossess and provide higher MOF / better loan package compare to those branch bankers? |
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Oct 17 2013, 12:15 PM
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#35
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Senior Member
15,454 posts Joined: Nov 2011
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QUOTE(cheryee @ Oct 17 2013, 11:49 AM) Sam kor, Cheryee mui mui, ya hor.. then perhaps we can have Jack Lim within the neighbourhood of SEH already.. OK ma! Free publicity! Hahahaha ... |
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Oct 17 2013, 12:16 PM
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#36
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Senior Member
15,454 posts Joined: Nov 2011
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QUOTE(cheryee @ Oct 17 2013, 11:52 AM) KFC can goreng better! Not roti canai easier meh.... |
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Oct 17 2013, 02:36 PM
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#37
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Senior Member
15,454 posts Joined: Nov 2011
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QUOTE(allot77 @ Oct 17 2013, 02:22 PM) i think is possible, it up to SP seita allow you to do that or not.. T&C apply ?? better call SP setia to confirm.... If it is posssible, then perhaps should ask the possibility to pay the 20% in the last disbursment phase (before the VP), so that you can have more time to spend/invest the 20% instead.. |
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