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 Recommendation for Credit Cards V2, Please post according to Format stated.

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sj0217
post Oct 2 2013, 05:30 PM

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QUOTE(mashimoro85 @ Oct 1 2013, 07:27 PM)
1. Annual Income: RM30K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: cash back or good reward points on groceries, bills

4. Existing credit cards if any: Nil

5. Looking at CC from: Nil

6. Others: Need it urgently as will be going singapore on next week. Currently only have 2 months payslip

Thank you!
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QUOTE(zenquix @ Oct 1 2013, 07:50 PM)
Not sure whether your variable income is 30k basic + 30k variable commission. However I would recommend OCBC Titanium. It covers "cash back or good reward points on groceries, bills" and has promotions in SG.

Challenge is getting by next week tongue.gif

Else go for 1h approval MBB2 cards.
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For more information about OCBC cc, u can refer as per link as well

https://forum.lowyat.net/topic/2703542

sj0217
post Apr 2 2015, 08:30 PM

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QUOTE(adele123 @ Apr 2 2015, 10:59 AM)
i'm not sure if plaza premium lounge access is what you are looking for but with your income... you can upgrade to citi plat, get unlimited access to PPL (with no conditions, but selected airports) and should get very decent credit limit from citibank... since citibank is very generous.
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If no mistaken, Citi Platinum is no grant for PPL entry
sj0217
post Jun 4 2015, 08:55 PM

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QUOTE(nickz91 @ Jun 4 2015, 04:18 PM)
300 Petrol, 600 Car Loan, 200 Insurance, 600 Food,200 Entertainment
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Please note that car loan cannot pay by credit card, only those retail transaction
sj0217
post Jun 6 2015, 02:14 PM

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QUOTE(DT8 @ Jun 5 2015, 09:56 PM)
If anyone went to Mid valley last weekend in conjunction with the Minions-HSBC event, the sales was keep promoting how good is HSBC cards with 8% cash rebate in any day. Is it true?

So HSBC > MBB2 Cards now?
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Ya what the staff told you is true for 8% rebate BUT need to spend over rm2001 first only get 8%, some more weekend if no mistaken.

For sure they will just told you the point and TnC you need to figure out yourself

sj0217
post Jun 6 2015, 09:54 PM

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QUOTE(yeohsheng @ Jun 6 2015, 09:25 PM)
1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: yes

3. Card required for: Petrol, Cash Back/Rebate Only,

4. Existing credit cards if any: none

6. Others: First time looking for CC, thinking to get it for shell petrol and maybe auto-payment for telephone bill. so far, couldn't think of any other usage for the card. maybe some online purchase?
please suggest me a CC. thanks
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You may consider for MBB 2 Card since your main point for petrol, telephone bill can pay by it too

Kindly look for MBB thread for more information
sj0217
post Jun 6 2015, 11:29 PM

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QUOTE(yeohsheng @ Jun 6 2015, 10:35 PM)
by mbb2 card, you means the mbb 2 gold? arent this require a 30k annual salary?
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Yup, referring to MBB2cards with 30k requirement

Or else, maybe can look for uob one card with 24k requirement
Petrol:
-weekday 2%
-weekends 5%
sj0217
post Jun 18 2015, 08:17 AM

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QUOTE(xxx306 @ Jun 17 2015, 08:20 PM)
Tq fruitie. May i know where the branch? How about cimb at sunway pyramid?
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Citibank at sunway pyramid, 1U also got Citibank kiosk
Took my card within 60 min
sj0217
post Jun 19 2015, 10:13 AM

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QUOTE(aeiou007 @ Jun 19 2015, 09:56 AM)
Need advice, currently i pay the insurance premium by using OCBC Titanium, been using this for many years. But since May, the cash rebate has adjusted to 0.1%, and I am thinking to cancel this card, may I know which card can replace this card? Monthly payment around 3-4k, include 1k+ of insurance premium.TIA.
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You may consider for Watami Credit card (3% rebate), more information as link below
https://forum.lowyat.net/topic/3609846

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