Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsRecommendation for Credit Cards V2, Please post according to Format stated.
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 Jan 26 2015, 10:13 AM
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#1
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Senior Member
2,050 posts Joined: Dec 2009 From: DC 
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Hi, could you guys recommend me a card other than Maybank and AEON (already have this).
Plan to use it for BT. Looking for card that are annual fee free or waive-able. |
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Jan 26 2015, 05:18 PM
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#2
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Senior Member
2,050 posts Joined: Dec 2009 From: DC
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QUOTE(fly126 @ Jan 26 2015, 04:59 PM) I Would said RHB... Thank for the suggestion. As Sometimes They do offer a 0% Balance Transfer to NEW Approved Cardholer http://www.rhb.com.my/cards/benefits/smart...ml#.VMYBOtKUd3s  I do give a read on their cards, but all are with annual fees. Just, didn't find out how to waive them. Some do give certain amount of minimum amount to waive the annual fee, but the min amount might hit or miss since this is gonna be my 3rd card. I do have rhb platinum but never activate it since the annual fee is rm500. Thinking to terminate this card. Since aeon change their T&C, need to find more or less replacement for BT with free AF. |
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Jan 27 2015, 09:10 AM
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#3
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Senior Member
2,050 posts Joined: Dec 2009 From: DC
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QUOTE(fly126 @ Jan 26 2015, 09:14 PM) It's quite EZ to waive the AF by Calling the CS to request for it as long as You Keep on Retain as their Cardholder... You mean its easy to waive RM500. Just by calling CS. Even though not met their minimum usage of RM36K? |
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Jan 27 2015, 11:56 AM
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#4
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Senior Member
2,050 posts Joined: Dec 2009 From: DC
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QUOTE(victorywp @ Jan 27 2015, 11:36 AM) i recently signed up rhb plat and the salesperson said just need to swipe 3x a year to waive the af. yup, the saleperson also told me that.It's also mention on their promo leaflet, but only applicable for the first year. Can you confirm that with CS, since I'm not activate my card yet? |
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Mar 19 2015, 03:23 PM
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#5
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Senior Member
2,050 posts Joined: Dec 2009 From: DC
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QUOTE(fruitie @ Mar 19 2015, 02:10 PM) OK, still thinking if I should get the Clear Card or Cash Back Plat, will read further before deciding. Cash back Master Plat also got PPL. I choose this compare to clear as I not use their benefit. |
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Mar 19 2015, 06:20 PM
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#6
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Senior Member
2,050 posts Joined: Dec 2009 From: DC
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QUOTE(fly126 @ Mar 19 2015, 04:52 PM) Citibank Cash Back Platinum Where got Plaza Premium Lounge (PPL) Privilege, Me Having the CARD since 2013 pun TAK TAU ADA ...??? I go to their website also not found cash back plat master. FYI, ONLY the "Authentic" Platinum, Citi Prestige, Citi PremierMiles Visa Signature Card, Citi PremierMiles American Express® Card can give Us Access to Plaza Premium Lounge (PPL)...      But its on the application form. so, can't prove to you. I know that since CS told me so. So, don't blame me if I'm wrong. I want a master since got a lot of visa already, so he suggest me to take cash back plat master. Although the annual fee is higher, hopefully will manage to waive or else, cut. 
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Mar 20 2015, 06:30 PM
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#7
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Senior Member
2,050 posts Joined: Dec 2009 From: DC
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QUOTE(fruitie @ Mar 19 2015, 11:18 PM) Sorry but which part of the application form mentions that it is entitled for PPL?  I can't seem to locate it, probably sleepy.  You may refer to this thread for eligible cards.  https://forum.lowyat.net/topic/1791878 QUOTE(fly126 @ Mar 19 2015, 11:45 PM) So, Your Meaning...??? I mean, I know that there is a PPL info from CS. I even X Understand What he tried to tell Us here...  Btw, fruitie have you decide Which Card U want to apply, yet...???  I thought I already mention that in the previous post. QUOTE(Gen-X @ Mar 20 2015, 01:49 PM) A few people have reported they did not managed to get their annual fee waived for the Citi Cash Back. wow... that hurt.will sure ask CS before lapse 1 year the requirement to waived |
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Apr 16 2015, 12:13 PM
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#8
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Senior Member
2,050 posts Joined: Dec 2009 From: DC
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QUOTE(sms2u @ Apr 14 2015, 10:49 AM) Just read it and only realize this type of feature. I would consider it is a good feature for those need to buy expensive thing and no affored to make payment immediate. Any credit card offer this auto IPP? They also mention its the first cc in Malaysia that offer this (auto IPP).Hassle-free Auto-IPP (Instalment Payment Plan) Remember, it's automatic. So all you need to do is spend more than RM500 with your OCBC MasterCard (Silver) and we will split that payment into several months for you. • 3 months’ Auto-IPP for retail transactions between RM500 and RM1,000 • 6 months’ Auto-IPP for retail transactions above RM1,000 So far, no other bank has the same feature. |
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Jun 8 2015, 03:57 PM
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#9
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Senior Member
2,050 posts Joined: Dec 2009 From: DC
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QUOTE(chiahau @ Jun 8 2015, 09:52 AM) Hi boss, any other recommendation for weekday cards for cashback? 3% watami for RM3K-RM5k per quarter. That RM150 per quarter.Already having 2 cards and Ikhwan ( both definitely will get 50 bucks cashback due to family spending and etc ) but kinda need another card for weekdays cash back since I'm traveling out often. Eyeing HLB Mach/Wise or UOB One or Citi's card but no idea which to pick up. Any good recommendations? Since your spending is high too |
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