Ah Long is not like bank, have cagaran, and see u income statement.
Also Ah long not like bank, bank if u no bayar they have thousands of other people that simpan their money in bank, and thousands of other people already bayar hutang with interest. So can pusing-pusing and will not bankrupt compare to Ah long.

That's why ah long always have high interest, and potong-potong threat if u dont bayar, or they will become bankrupt.