QUOTE(Johore @ Jun 23 2015, 09:09 AM)
Yes, of cause, could you PM me the DOB, Smoking Status, & Occupation and also the priority?Regards
ALLIANZ Medical Card -Best Insurance In Malaysia!, No Lifetime Limit& RM1.8mil Annual Limit
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Jun 23 2015, 12:14 PM
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#41
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Sep 22 2015, 02:40 PM
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#42
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Sep 28 2015, 10:05 AM
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#43
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Oct 23 2015, 01:47 PM
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#44
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Oct 26 2015, 06:49 PM
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Oct 29 2015, 08:31 AM
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Nov 3 2015, 05:19 PM
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Nov 6 2015, 08:46 PM
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Dec 15 2015, 10:18 PM
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QUOTE(akutaksempurna @ Dec 13 2015, 11:34 PM) QUOTE(memento81 @ Dec 13 2015, 11:55 PM) Hi,I had PMed you. Please let me know if any question. Thanks |
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Dec 21 2015, 12:03 PM
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#50
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Dec 24 2015, 05:37 PM
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Jan 7 2016, 03:38 PM
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Jan 18 2016, 09:51 AM
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#53
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Feb 3 2016, 05:56 PM
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#54
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Feb 28 2016, 04:46 PM
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Mar 6 2016, 11:20 PM
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Mar 14 2016, 11:43 PM
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QUOTE(roti bakar @ Mar 12 2016, 01:03 AM) Hi Guys, I very sorry to heard what you are facing.I'm 31 and finally I decided to get a medical card/ insurance. My medical condition as of today: 1. Ankle ligament torn (due to sports). Happened last year. - 1st doc suggested surgery. I consulted 2 more doctors in another hospital. 2nd and 3rd doc said I can carry on without surgery as long it doesn't stop me from my daily activities. So after 2 months of rehab session I ruled out surgery and I feel normal. 2. Fatty liver (health screening report September 2015). Are the above serious medical issues for the insurer? I don't want to hide my medical history because I know few years down the road it may cause me problem when if something related to the above strikes. What I need? Any medical insurance/ card that offers coverage without extra loading/ exclusion for the abovementioned condition. Are there any? I welcome feedback from agents who have handled the above condition and I'm willing to buy from you. I have met a few agents before. They are unsure whether the above case can go without extra loading/ exclusion. So please shed your opinion if you have come across similar case. Presumptions/ speculations will not help me. Otherwise what I have in mind is apply to a few companies simultaneously (of course declare the history). Select the one which offers me without extra loading/ exclusion and cancel the other policies within the 15 days cooling period. Is this a practical way forward? Indeed as we only able to provide consultation and assistance. The final call are make by underwriter and management. Yes, the only way is to attempt apply the insurance policy and hopefully the company willing to accept with minimum loading or exclusion. Some insurance company are more linear and accept your case. Hope all our friends and family understand the importance of Health Insurance before it is too late. Take care and hope you fully recover soon. |
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Apr 4 2016, 10:52 PM
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#58
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Apr 12 2016, 11:23 PM
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May 6 2016, 02:31 PM
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