different types of camera..

one is a prosumer PnS

one is a hippie camera with hybrid OVF n fixed focal length

in many ways the X100 is superior than the S120 (looks, sensor size, IQ, etc)...

but for most ppl, the main question is r u comfortable shooting only with a 35mm lens?

35mm is considered wide when 50mm is the "standard", but not too wide that it distorts faces...



everything in the mosaic above taken using X100

for your case, i would suggest the S120... i have seen the S110 in action and it is a pretty good package for that price

if u got money to splash, u can consider the sony rx100 mk2... still zoom-able PnS but better performance...