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 Fixed Deposit Rates in Malaysia V5

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JuneResources
post Oct 28 2013, 04:21 PM

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From: Kuala Lumpur




Hi, just want to ask anyone about FD upliftment about BSN (Bank Simpanan National)

I open the BSN FD at Malacca there, now currently at Sarawak. Is it possible to withdraw FD at BSN sarawak branches there? blink.gif

I asked their staff already (At Malacca), they say can withdraw my FD anytime, anywhere. Meaning that can withdraw my FD at Sarawak.

So, I just want to double confirm, is it can withdraw my FD at Sarawak whenever I previously open my FD at Malacca?

This is because I feel their BSN customer service seems like don't have any communication each other and even branches. shakehead.gif BSN Customer service (By Call) say can, BSN Malacca branches say can, just afraid BSN Sarawak branches there cannot~ cry.gif
JuneResources
post Oct 31 2013, 08:35 PM

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QUOTE(HJebat @ Oct 28 2013, 09:46 PM)
My personal experience, yes can withdraw FD from different BSN branch. Just take note that if the branch is located in small town area, you'll probably face difficulty to withdraw large amount of money. Not sure about banker's cheque tho.
*
Ok, thanks for your personal experience information~ laugh.gif


Sorry, might asking a noob question. Is it possible request to withdraw by cash, but not cheque? This is because there is a withdraw charges if using cheque. (If I'm not mistake~ hmm.gif )


JuneResources
post Nov 1 2013, 01:25 PM

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QUOTE(HJebat @ Nov 1 2013, 08:16 AM)
Of course it is possible to withdraw by cash, but it depends on which branch you make the withdrawal. If the branch is located in a small town area, there is a cap on the amount of money you can withdraw. If your FD amount is higher than the capped amount, then you need to get the approval of the BM/ABM.

Which BSN branch do you intend to make the withdrawal?
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Sorry for asking noob question. What means of BM/ABM? Just new using FD~ blush.gif


Not big amount of money~ I'm so poor girl, just earn a little bit interest, plus at least safety put money in bank~ cry.gif

BSN at Miri branch there. Did the BSN service branches at Miri good? blink.gif
JuneResources
post Nov 1 2013, 01:28 PM

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From: Kuala Lumpur




QUOTE(bbgoat @ Oct 31 2013, 06:56 PM)
Have horrible experience in UOB today. Waited nearly 1.5hrs just for the queue.  vmad.gif  Looks very inefficient for their counters. People leaving as cannot wait for their queue. Once to the counter, while waiting for the banker's cheque, the counter should have served another customer. Instead she was just waiting for my cheque to be finished/prepared. Just 15 minutes there already. No wonder the queue is so long !!!  mad.gif

They should hire some consultant to do some time study to improve their efficiency !!

KFH no queue, very fast and got my FD cert prepared. Caught last minute 3.98% Junior FD promotion (ends today).  tongue.gif
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BSN at Melaka one also damn inefficient too~ EPIC Fail~ vmad.gif Only not more than 10 people, still can wait more than 1 hour. The staff seems like so relaxing and slowly slowly serve their customers~ mad.gif




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