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 Fixed Deposit Rates in Malaysia V5

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esy
post Mar 17 2014, 03:30 PM

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QUOTE(HJebat @ Mar 17 2014, 02:25 PM)
rclxub.gif What's your point? huh.gif
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... BR is probably sitting on a huge pile of money as of now -- they don't need extra money. So, BR don't need to give more interest rates for depositor to come and put more money in their banks ...
esy
post Mar 18 2014, 07:34 AM

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QUOTE(HJebat @ Mar 17 2014, 08:28 PM)
Bole share share how you know the bolded part ka?
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... I use the word probably which i am just assuming only ...

QUOTE(davinz18 @ Mar 17 2014, 05:33 PM)
If that really true, Jibby gladly would use it for "development" purpose (via companies) hence the so-called increasing private sector loans exposure  sweat.gif
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... yup, I would personally think that way also cause as far as I understand household and personal debt is quite high ...

This post has been edited by esy: Mar 18 2014, 07:34 AM
esy
post Mar 19 2014, 02:49 PM

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QUOTE(HJebat @ Mar 18 2014, 11:51 AM)
If you're a shareholder of BR, help me pose my question to them during the AGM brows.gif
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... I am not a shareholder of BR and maybe you might like to do some reading from the link below ...

- Bank Rakyat Issues RM500m Sukuk

... a good day ahead to everyone here ... smile.gif ...

This post has been edited by esy: Mar 19 2014, 02:51 PM
esy
post Mar 20 2014, 04:50 PM

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QUOTE(tbheng @ Mar 19 2014, 03:23 PM)
Thanks for the news on Sukuk.
But the 3yr gives 3.30% and 5yr gives 4.45%; which are around their FD board rates (4.25% and 4.50% respectively as of last year end), does not looks attractive  yawn.gif
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... welcome ...

QUOTE(HJebat @ Mar 19 2014, 08:55 PM)
According to the source, BR is the country's largest Islamic cooperative bank with good growth record and sound financial standings. Makes me ponder even more now what triggers them to revise down the FD rate? hmm.gif
It's 4.30% biggrin.gif

Even with the rate been revised down twice since last year, BR's FD rate is still higher than everyone else. The only exception is their 5-year rate. For this particular tenure, BR eats MBSB's dust. MBSB offers 4.70% flex.gif
Are you referring to eFD?
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... you just answer yourself -- they don't have any competition cause the rest can't move their rates as high as them ...

QUOTE(davinz18 @ Mar 20 2014, 03:01 PM)
I think it's applied to all branch unless u deposited "huge" amount, then they may give a bit "higher" rate  hmm.gif
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... most banks seems to enjoy promoting the "huge" and "long" one ... heh heh heh ... just joking around ... laugh.gif ...

This post has been edited by esy: Mar 20 2014, 04:55 PM
esy
post Mar 31 2014, 10:22 AM

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QUOTE(RO Player @ Mar 29 2014, 08:17 PM)
Something worth to read...stop what you doing..

click here
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... tks for the link -- nice reading ...


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