the rebate will be given either by end of this month or beginning of next month. rebate is calculated on calendar month basis. now the min spending to get the 5% rebate is RM50 IINM

i got paid even when my accumulated rebate was less than RM5. as i have said, you will get your rebate by end of this month or beginning on next month. may not inside your sept statement

now it is all e-statement, i think you may opt for paper statement, not sure if any charges

uob personal internet banking, login from uob website. you need an id and password. if you don't have, refer few pages back on how to get an id and password

dont believe what is stated at the website, they can easily offer you 5 years waiver on annual fees when you say want to cancel the card

it is not like you can always see their road shows around. the moment you made up your mind, the terms may have changed just like OCBC.

most of the time, i see cc agents giving away plasticware. you may try your luck

it has been mentioned some time ago, 5% rebate for RM300 petrol spending for classic and 500 for platinum

ocbc does not accept new application for OCBC Titanium Card at the moment, not sure bout later. therefore the option for petrol rebates credit card is limited now.

anyway, i thought PBB still has the ESSO MOBIL Credit Card which offers petrol rebate as well

their online transaction criteria is less restrictive but UOB exchange rate is rather high. overall not much gain after deducting the forex difference

so far they are still able to.solve my problems on the phone. they will always request you to write in if you want to change something.

for the RM50, call them everyday until you get it or just cc an email to Bank Negara

their annual fees is very easy waive, RM50 cash back for first time applicant upon meeting some conditions. i think such info can be found at their website

GST they may not waive for you but annual fees is very waive. once you say you want to cancel, they will offer you 5 years waiver without condition.

disclaimer
the above happened a year ago. i even applied a second UOB card also got the RM50 welcome cash back then i cancelled my UOB One Card, they offered me RM50 GST waiver asking me to keep the card, i rejected it too since i don't use it

yes, it does not work in mobile phone. tried it on S2

try a few times then can log in

that SA bs you only, who said cannot apply 1 card only. you call UOB customer service see got such rule or not. that SA is trying to get more commission by forcing you to apply 2 cards instead of 1

i have mentioned numerous times here, don't believe the t&c that mentioned you need to spend 36k pa to waive the annual fees. the moment you say you want to cancel the card, they will waive 5 years annual fees for you.

been there, done that!

Imagine that they are willing to offer RM50 to offset GST to retain you as a credit card customer, do you think they will be stingy of the annual fees which is only an internal generated cost?

a year ago, i held UOB One Classic then i applied UOB Vox card (got RM50 welcome bonus as well) due to i don't pump petrol. After i got the Vox Card then i terminated the One Card. They actually called me to offer RM50 so that i will retain that One Classic, my One Classic still had 1/2 year to anniversary month. I rejected the offer because i don't need so many cards, therefore now i only have the UOB Vox Card.

1 year before i terminated the UOB One Card, they had offered me RM50 to offset GST and 5 years annual fee waiver as retention offer. To be honest, i think i did not spend more than RM5k in a year.

Therefore the conclusion is the moment you say you want to terminate your card, they will offer you something. if they don't, wait for the card cancellation department to call you, they are very likely to offer you something.

yes, wait for that call. most likely is around 1 week. if you missed that call means say bye bye to UOB.

Card Cancellation Department la, see whether they want to offer you something

maybe they would have the final say on whether to provide you a retention offer