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Credit Cards UOB Credit Card V2

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SUSDavid83
post Dec 1 2013, 09:57 PM

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QUOTE(victorywp @ Dec 1 2013, 09:54 PM)
the only advantage of having a supplementary card is if you have a family member who doesn't have a cc and you always can't reach your petrol max rebate per month (by your own). so you give that person your supplementary card to use for petrol and whatever they use, they will pay you back in cash. so you earn 5% from them and you don't waste your monthly rebate quota.  biggrin.gif
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Given the recent petrol price hike and anticipating more hikes next year, it's not very hard to reach the cap for petrol category - RM 500 / RM 300
victorywp
post Dec 1 2013, 11:21 PM

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QUOTE(David83 @ Dec 1 2013, 09:57 PM)
Given the recent petrol price hike and anticipating more hikes next year, it's not very hard to reach the cap for petrol category - RM 500 / RM 300
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yeah, it's surely not enough for me. sad.gif
actually previously i am using uob one platinum, ocbc titanium, and mbb2cards amex together for petrol because my monthly petrol usage is about rm800-rm1k... rclxub.gif
kuai_chai
post Dec 1 2013, 11:55 PM

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if like that... ill consider applying citibank card for the petrol...

sj0217
post Dec 2 2013, 08:09 AM

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QUOTE(kuai_chai @ Dec 1 2013, 11:55 PM)
if like that... ill consider applying citibank card for the petrol...
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This is good for BHP petrol with additional 2% smart cash
victorywp
post Dec 2 2013, 09:48 AM

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QUOTE(kuai_chai @ Dec 1 2013, 11:55 PM)
if like that... ill consider applying citibank card for the petrol...
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QUOTE(sj0217 @ Dec 2 2013, 08:09 AM)
This is good for BHP petrol with additional 2% smart cash
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sj0217 means uob one card offers additional 2% if you pump at bhp (5%+2%) in which citibank doesn't offer.
blekjek
post Dec 2 2013, 10:22 AM

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can i waive out the GST charges??
victorywp
post Dec 2 2013, 11:02 AM

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QUOTE(blekjek @ Dec 2 2013, 10:22 AM)
can i waive out the GST charges??
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no, but you can use your uob smart$ to deduct the gst.
blekjek
post Dec 2 2013, 11:22 AM

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even the smart$ is less than RM50 still can deduct?
how to do that btw?
fly126
post Dec 2 2013, 11:55 AM

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QUOTE(blekjek @ Dec 2 2013, 11:22 AM)
even the smart$ is less than RM50 still can deduct?
how to do that btw?
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Call CS Request Potong dari Situ... hmm.gif

This post has been edited by fly126: Dec 2 2013, 11:57 AM
victorywp
post Dec 2 2013, 06:12 PM

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QUOTE(blekjek @ Dec 2 2013, 11:22 AM)
even the smart$ is less than RM50 still can deduct?
how to do that btw?
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you need to accumulate your smart$ to have at least rm50 first.
kuai_chai
post Dec 2 2013, 09:58 PM

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QUOTE(victorywp @ Dec 2 2013, 09:48 AM)
sj0217 means uob one card offers additional 2% if you pump at bhp (5%+2%) in which citibank doesn't offer.
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i mean, i paid more than rm500 for petrol per month..
1 uob card is not enuff to get the rebates.. biggrin.gif

hmm.. btw.. can anyone confirm with me that the 2% smart cash, izzit capped at rm500 per month too?

victorywp
post Dec 2 2013, 10:01 PM

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QUOTE(kuai_chai @ Dec 2 2013, 09:58 PM)
hmm.. btw.. can anyone confirm with me that the 2% smart cash, izzit capped at rm500 per month too?
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for platinum, the smart$ is capped at rm400 for bhp.
moon yuen
post Dec 2 2013, 11:16 PM

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I got UOB platinum card, but I just wan classic card... Frankly, I won't be spending 36K on credit card... My salary is 40K per annum, I just wonder why they give me platinum lo rclxub.gif

Can I ask a new card because of this ? notworthy.gif
victorywp
post Dec 2 2013, 11:30 PM

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QUOTE(moon yuen @ Dec 2 2013, 11:16 PM)
I got UOB platinum card, but I just wan classic card... Frankly, I won't be spending 36K on credit card... My salary is 40K per annum, I just wonder why they give me platinum lo  rclxub.gif

Can I ask a new card because of this ?  notworthy.gif
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during your application, you should have strongly emphasized to them or warned them that you will cancel your card if they give you another card type other than classic card.

if you try to call the cs now to request about this, i am sure that they will ask you to retain this card saying that you may call to waive the annual fee later on when the time comes (when it's charged).
moon yuen
post Dec 2 2013, 11:35 PM

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QUOTE(victorywp @ Dec 2 2013, 11:30 PM)
during your application, you should have strongly emphasized to them or warned them that you will cancel your card if they give you another card type other than classic card.

if you try to call the cs now to request about this, i am sure that they will ask you to retain this card saying that you may call to waive the annual fee later on when the time comes (when it's charged).
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actually, I got emphasis it ... But, the sales person told me it based on income, they can not do much...

I m guessing annual fee can be waived via phone, m I right ?
victorywp
post Dec 2 2013, 11:42 PM

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QUOTE(moon yuen @ Dec 2 2013, 11:35 PM)
actually, I got emphasis it ... But, the sales person told me it based on income, they can not do much...

I m guessing annual fee can be waived via phone, m I right ?
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yes, but it also depends on the cs you deal with (some cs is terrible) and/or your total usage of the card (how much your card contribution to the bank).
kuai_chai
post Dec 3 2013, 01:28 AM

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QUOTE(victorywp @ Dec 2 2013, 10:01 PM)
for platinum, the smart$ is capped at rm400 for bhp.
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wow... that means any petrol i spent beyond 400 wont get extra 2% cash rebate?
@_@
tat sux...
SUSDavid83
post Dec 3 2013, 07:38 AM

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QUOTE(kuai_chai @ Dec 3 2013, 01:28 AM)
wow... that means any petrol i spent beyond 400 wont get extra 2% cash rebate?
@_@
tat sux...
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Yes. That's the meaning of cap (upper limit).
smartinvestor01
post Dec 3 2013, 04:47 PM

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Guys, i am just asking..

My card just got charged GST RM50 this month as it has been a year already..

I believe my annual fee has been waived because I have swiped more than 60 times already since last year when i received this card..

Anyway, i am wondering, the Government Service Tax (GST) is not waived, right?

Just to double confirm..

Thank you for the input.
fjie
post Dec 3 2013, 05:05 PM

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hi,

can anyone share how is the interest for this uob classic card? thnks

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