from my yearly statement, it seems to be added into my total units...
never get any cheques...

Went for my 2nd attempt to get more units.

Went to CIMB and the gentleman at the teller told me that he could not check whether there was any unit available. He suggested that I fill in the purchase form and only then he could find out whether there was any available.

The other day at ASN, the teller checked on his terminal and could tell me yes or no.

I guess non ASN banks cannot check for unit availability.

Do you encounter similar process at ASN and non ASN banks?

Cheerio.

Wow, I learn new thing today. 

Thanks for the information

Even if you can check units availability, transaction over the ASNB counter need cash.

Yes, if you are robbed carrying too much cash. Whereas in the bank, money from your account which is safer.

I have enough of asnb funds. Bought AS1M when most people avoided it, slowly accumulating it for a few months. Will unload it monthly when I retire but thru the BANKS, just don't want to carry too much money around even in thousands.

AS IF you can get 10k at ASNB office on "try & error" basis (if got connection/ insider, different story). Even rm50 also sometimes hard to get

You go banks & try. The staff won't even give you the waiting number for ASNB Transaction (some case) or they just pretend "trying" (key-in)  for you 

I know the risk involved, in fact everyone knows that here.  don't you read the previous posting & their experience dealing with the banks "good" services.

Tomorrow you go try at the bank. You can feel the "service" given by them okay 

(I know you on FD rite now)

Does anybody have any info about the new ASB2 e.g when will it be launched, what's the max investment limit per person, dividend rate, etc?

Helping the "needy" one 

I think so 

Now they doing 'social service" by giving Bonus 

If not mistaken, they gave "one off" Bonus to ASW2020 & ASM sometime back 

If they extend to others, Everyone would be 

Really? 

I tot PNB gave the money, not from the Funds retained earnings.  When announce bonus for asw2020, all the newspaper praising PNB saying they use their earnings to pay it, "social obligation" crap thing. Now only I know they cheat me 

Do you have ASW2020 year 2007 Annual Report? I want to see what they said about the Bonus thing? Is that also "pendapatan Khas" or Bonus dari PNB?   

Interesting exchanges on the dividend/bonus/retained earning.

I have been wondering what are their payout ratios (dividend/earning). On the high end?

Saw a few threads saying the dividends could be higher but they reserved some $ for the just-in-case future bad years. Is that true?

Can tell from the payout ratio or retained earning.

Cheerio

In absolute term, the amounts are the same in the 2 cases. But I prefer to get the $$ earlier on compound interest perspective.

We don't get compounded interest on retained earning in EPF, right?

Cheerio.