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 ASN, ASN2, ASN3, ASG, ASB, ASW2020, ASM, ASD, AS1M, AMANAH SAHAM NASIONAL BERHAD V4

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davinz18
post Sep 16 2013, 11:42 PM

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QUOTE(wil-i-am @ Sep 16 2013, 09:26 PM)
Congrat on the successful transfer
I have done simple calculation for EPF n AS1M
The average past 3 yrs return for EPF:AS1M is 5.98%:6.49%
The diff is 0.51%pa
For every RM10k investments, u will get additional RM51pa or RM4.25pm
Mind to share wat makes u decide to transfer from EPF to AS1M?
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If the person is qualified why not take the opportunity.

The small difference of 0.51%pa also money. Nowadays every ringgit also counted. Remember the classic Malay proverb - "sikit sikit lama lama jadi bukit" nod.gif


davinz18
post Sep 17 2013, 03:04 PM

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QUOTE(backspace66 @ Sep 17 2013, 08:44 AM)
epf return is quite unstable, if you look at the historical return rate from 2000 to 2012. it can fluctuate to as low as 4.25%.
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This I agree nod.gif

ASNB fund have more stable dividend (fixed price fund) with min 6%pa rclxms.gif
davinz18
post Sep 17 2013, 03:06 PM

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QUOTE(smartinvestor01 @ Sep 17 2013, 08:14 AM)
Another disappointment for the non-bumi again..

A bonus for the bumi, but frustration for the non-bumi..

Not fair...  cry.gif
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Welcome to Bolehland biggrin.gif

Anything Can Happen nod.gif
davinz18
post Sep 17 2013, 03:30 PM

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QUOTE(titanic_crash @ Sep 17 2013, 03:21 PM)
simple..AS1M div return more stable..
it's 0% charge...no charge at all...
people here complaining of the difficulty to invest in ASNB product...after seeing this, maybe the bumi quota will be full sooner rather than later...

by doing this, i will have my own cash in AS1M when i reach 55...

{For every RM10k investments, u will get additional RM51pa or RM4.25pm}

So, i will get additional rm200... rclxms.gif  rclxms.gif
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Good for you rclxms.gif

if only others bumi think like you smile.gif
davinz18
post Sep 17 2013, 03:47 PM

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QUOTE(lucifah @ Sep 17 2013, 03:38 PM)
too much hassle.

based on this info http://www.kwsp.gov.my/portal/documents/10..._2013__Eng_.pdf

i'd only be able to invest rm 10 - 12k.

i have small EPF savings.
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Okay

You've made the decision. It's your money smile.gif
davinz18
post Sep 17 2013, 04:15 PM

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QUOTE(MGM @ Sep 17 2013, 04:06 PM)
Look on the bright side. This unfair practice will push us  to be more financial savvy instead of being spoonfed. It forces us to look for alternative investment and this learning experience is invaluable. This happen in the biz environment too where we still thrive despite of the many obstacles. Same thing happens in the Property market where we dont enjoy any discount and yet we invested in properties which has shot up in price and these properties can be traded without restriction because they are non-bumi lots. We thrive on frustration, disappointment, deprivation, discrimination and suppression and grow stronger.
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+999 rclxms.gif icon_rolleyes.gif
davinz18
post Sep 17 2013, 09:34 PM

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QUOTE(kmarc @ Sep 17 2013, 07:47 PM)
Agreed. However, this doesn't apply to the poor and the needy non-bumis. Really pity them.....  sad.gif
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Every communities in Malaysia have poor & the needy, not just the "THE ONE". Just go to outskirt of KV area & we could see the disparity of life among the people living there. Sometime I feel so sad & help what I could (this is those really needy not those syndicate cheating type).
davinz18
post Sep 18 2013, 09:12 PM

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QUOTE(MGM @ Sep 18 2013, 01:31 PM)
from btimes:
Amanah Saham Nasional Bhd which is a wholly owned subsidiary of Permodalan Nasional Bhd (PNB) has announced a 6.7 sen income distribution for its Amanah Saham 1Malaysia for financial year ended September 2013.

The state-owned fund manager paid an income distribution of 6.6 sen last year.

PNB chairman Tun Ahmad Sarji Abdul Hamid said the 6.7 sen is the highest paid by the country's largest fund manager since its introduction four years ago.

"The income distribution involves a payout of RM593.0 million which is a 30 per cent increase compared to RM453.03 million last year to 365,355 unitholders which collectively own 9.2 billion units," Ahmad Sarji told reporters at its headquarters in Kuala Lumpur yesterday while unveiling the income distribution results.

Read more: PNB declares 6.7 sen dividend for AS1M http://www.btimes.com.my/Current_News/BTIM...l#ixzz2fDfTAxt4
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As expected by the people rclxms.gif thumbup.gif
davinz18
post Sep 18 2013, 09:18 PM

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QUOTE(backspace66 @ Sep 18 2013, 05:11 PM)
the previous research conducted by PNB already shown fixed price fund are more "popular" than the variable price one & they still "looking" for suitable structure doh.gif

Ordinary people also know that the fixed price fund are very2 popular to all Malaysian.

Just do the ASB2 in Fixed price like ASB, Simple formula for success smile.gif
davinz18
post Sep 18 2013, 09:21 PM

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QUOTE(wil-i-am @ Sep 18 2013, 08:59 PM)
Statistics on Units in Circulation
ASN
16/6/2005 - 1.9 bil
31/5/2013 - 1.54 bil
ASN2
16/6/2005 - 340.9 mil
31/5/2013 - 178.04 mil
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hahahahah, looks like more people withdraw their money than deposit

Already confirm the Variable price fund are not popular & the Units in Circulation are decreasing y-o-y nod.gif
davinz18
post Sep 19 2013, 10:58 AM

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QUOTE(ck23 @ Sep 19 2013, 09:48 AM)
Hi, Im new to this.  How to buy Amanah Saham?

I thought it was offered to BUMI only.

The return is way better than FD and savings plan.
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Read the 1st page smile.gif
davinz18
post Sep 19 2013, 11:07 AM

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QUOTE(ck23 @ Sep 19 2013, 10:59 AM)
Where to buy and how to buy?

First page is too messy.
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Can Buy at Pos Malaysia, Maybank, CIMB, RHB & ASNB branch.

Currrently all those fixed price fund already sold out (non-bumi), Bumi quota still available.

http://www.asnb.com.my/


davinz18
post Sep 19 2013, 12:42 PM

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QUOTE(ck23 @ Sep 19 2013, 11:30 AM)
im non bumi. Meaning I cant buy already?
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ASN3 & ASG - ANYTIME (if suspended for dividend calculation, cannot buy) - Variable price fund

ASW2020, ASM & AS1M - NO chance now (for non-bumi only) - Fixed price fund


davinz18
post Sep 19 2013, 12:44 PM

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QUOTE(MGM @ Sep 19 2013, 11:49 AM)
TAKEN from FreeMT:
PNB chairman Ahmad Sarji Abdul Hamid said in his speech at the announcement of the income distribution that as of Sept 16, 2013, AS1M has recorded a gross income of RM723.93 million, with profit from sale of shares accounting for RM405.99 million or 56.1% while RM128.15 million or 17.7% was derived from investments in short-term instruments and other income.

“Based on the reserve, we could pay more than eight sen per unit and right now, after the payout, we still have RM150 million yet to be distributed,” said Hamad Kama Piah in response to a question about the amount of reserve kept aside from AS1M earnings.
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the rm150mil as "back-up" to next year (if the fund make less money). This is why asnb fund always pay "good" dividend even when the market not so good nod.gif
davinz18
post Sep 19 2013, 01:33 PM

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QUOTE(MGM @ Sep 19 2013, 01:26 PM)
Wonder what is the accumulated reserve from the previous 3 years.
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According to the last year annual report, the amount is rm 146,875,013 sweat.gif
(PAGE 28, Number 10 - Keutungan Belum Diagihkan)

http://www.asnb.com.my/Laporan%20AS1M%2030%20Sept%202012.pdf

This post has been edited by davinz18: Sep 19 2013, 01:35 PM
davinz18
post Sep 19 2013, 02:31 PM

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QUOTE(MGM @ Sep 19 2013, 02:20 PM)
So total accumulated reserve would be RM 300mil.
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I don't think so. The rm146mil would be included to this year income. After income distribution, still left rm150mil which to be carried forward to next year.




davinz18
post Sep 19 2013, 04:20 PM

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RM2b of AS1M not taken up by Bumiputera

About half of the RM5 billion bumiputera allocations have not been taken up in the Amanah Saham 1Malaysia (AS1M) share trust units despite Permodalan Nasional Bhd (PNB) declaring a record 6.7 sen income distribution for AS1M for the financial year ended Sept 30, 2013.

The amount not taken up stood at RM2 billion, translating a take-up rate of only 60% for the bumiputera portion for AS1M.

“About RM2 billion of the bumiputera quota has not been subscribed,” PNB group chief executive officer and president Hamad Kama Piah Che Othman told reporters in Kuala Lumpur yesterday, adding that all the non Bumiputera portions for AS1M have been subscribed.


davinz18
post Sep 19 2013, 04:29 PM

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QUOTE(lucifah @ Sep 19 2013, 04:23 PM)
2 billion!

that's RM134 million in dividend if i can takeup all 2 billions if i had that much money  laugh.gif
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Yup. AS1M no limit, so few million also can deposit smile.gif
davinz18
post Sep 19 2013, 04:49 PM

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QUOTE(navink @ Sep 19 2013, 04:37 PM)
not all bumi ada $$ mau beli lor.. at 1st i asked my wife to open the acct, then later found out that i also can open asb..
so my wife AS1M now sleeping with RM100 inside. already offer to my parents but they yet to reply. smile.gif
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I know bumi got $$$ problem, that's way some people ASB also not max yet. Some already max their ASB & slowly investing in others fixed price fund, but how much can they "support". That's why we always hear got units available for those "Malaysian" fund.

You better ask again your parents, try explain to them. Ask them to take the "opportunity". Not everyone can get this chance. I'm if in your parents place sure agree to take the offer nod.gif
davinz18
post Sep 19 2013, 04:51 PM

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QUOTE(wil-i-am @ Sep 19 2013, 04:39 PM)
Any possibility they open RM2 bil to non Bumi?
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I not sure for this year, Maybe next year hmm.gif

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