Gark-pak, when closer to 10%pa to 11%pa lar (ie. near Asian currency crisis level)

Seriously - anyway to get into Indo bonds other than OSK-UOB Emerging Markets Bond fund? 1.5% banyak painful for bond funds lar

18%?! er.. dont lar peak - "somewhere up there" worthwhile enough lar (ie. DY% way above average like 2x+)
i dont aim to catch peaks & valleys

every 3 months can withdraw
thus Sep 10 withdraw,
Dec 10 can withdraw again

wei.. when did i become guru ar?
big L learner plate stamped on my forehead leh - case in point my focusing on BRICs coz "lelong" for past 2 years still havent gotten me the golden pot yet
Unker Gark lar, Guru-ji - moving from stocks to mutual funds

Anyhow, anyone has managed to get FSM to leak what's the big coming thing ar?
scary or good?
i hate surprises...

This post has been edited by wongmunkeong: Sep 18 2013, 06:45 PM

Oct 15th debt ceiling thinggy - another possibility for semi-lelong or lelong buys.
FEAR baby... FEAR

er.. mutual funds or even stocks - the moment U buy, U lose $ liao lar
service charges, commissions, brokerage, stamp duties, etc.


Needs time for business to grow value mar.
ever heard of compound interest ^time? (compound interest power of time)

This post has been edited by wongmunkeong: Sep 24 2013, 07:16 PM

Just to share:
Eastspring Investments SmallCaps
Distribution of 1:1
confirmed by Eastspring Investments themselves this morning in email

bloody thing gave me a scare last night when NAV RM1.9X dropped to RM0.9X (thus my ranting till wee hours in insurance thread ) when i saw my portfolio losing $xxK+ in one day.
phew..

This post has been edited by wongmunkeong: Sep 25 2013, 11:10 AM

Crazy lar 1:1 distribution... why the heck they go do that
OTHER than to con newbies that it's "cheap" (ie. NAV went down 50% wor!)
never seen such craziness before


eh, bro - that fellow's posting was totally lopsided and like stating BS as facts lor
even bring in to play Japan insurance buying pulak.
might as well bring in to play earthquake in Pakistan, tsunamis in Indonesia, slaughtering in Syria - oo that cannot hor, life/medical insurance doesnt cover riot & war right?

Ammo +0.5% +1% +1% service charge tokens ready!
anything but MY equities - still holding way too much via EPF mutual funds

FooGray,

i think 1 MAJOR item to worry about (other than interest rate/this/that may go up/down):
When U buy into a mutual fund - U LOSE x% to x.x% straight away
Thus, if U use LEVERAGE (ie. borrowings) to execute mutual fund purchases... wouldn't the initial loss be amplified?

Then in addition, how ar if it's stagnant OR go down OR go up a bit only per annum?
Your probability of winning is higher only in the long run (ie. more than 5 years).

Thus, in the short run - if U can cover and are ok, no probs (ie. can hold and service the payments WITHOUT selling or getting any dividends for 10 years or more)
Keep in mind - if/when kaka hits the fan, are U sure U can hold?

Problem / Q solved?
Just a thought

This post has been edited by wongmunkeong: Oct 4 2013, 04:34 PM

hold... hold... <'ala Braveheart>

dagnabit.. nothing for old farts like me

bloody max tax bracket also nothing until 2015

ETFs, stocks, other mutual fund agents - many options if FSM.MY goes "overboard".

This post has been edited by wongmunkeong: Oct 27 2013, 07:16 PM