An Insight Into The Investor Sentiment Cycle
By James Yeo - October 11, 2013
Stock market goes through cycles just like the 4 seasons: spring, summer, autumn and winter. However, if you were to compare the market cycle and investors’ sentiment, you realise that human emotions often get into the way of investing.
http://www.fool.sg/2013/10/11/an-insight-i...s76yhocs0070001
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hmm kindly enlighten, why interesting market ahead?

for me , i just top up regularly - regardless the momentary market jerk. money cost averaging, this should be a slow and steady long term investment.

No guarantee that dca will result in profit over the long term. It depends highly on the fund, all dca does is smooth out the ups and down of the performance.....

Attempt to dca in a lousy fund will result in lousy results, but then again past performance does not indicate future performance....

Any agent who tell you otherwise should be shot...

Correct buying REIT got no sales charge .....

but...

have to pay brokerage fee, clearing fee and stamp duty.    There is No free lunch (unless pinky belanja )

Your friend is misleading or delusional..and IF he solely concentrate on REIT, I cannot imagine he is doing well lately. 

BTW Most REIT in Malaysia HAVE management fee like UT... about 0.5%-1.0% p.a. 

Why cant I buy amdynamic using regular saving plan?

maybe

RSP Special List
 
It is not required to have an initial investment for funds stated in the RSP Special List before starting the RSP.

For the funds that are not included in the RSP Special List, you are required to invest at the minimum initial investment amount first before starting the RSP.

for list of RSP Special list in FSM

https://www.fundsupermart.com.my/main/buyse...pecialList.svdo?

Ask FSM Client care....
http://www.fundsupermart.com.my/main/home/clientCare.tpl?

U mean u already holding AmDynamic Bond?

Regular Savings Plan tab > Apply

Oops, just checked, it's indeed not available for RSP.
Most likely FSM expect it to be closed for subscription again in a not-too-distant future, thus did not bother to allow it for RSP. Just buy in manually every month lor...

I guess maybe because it was closed for subscription in July 2012 and was only reopen for purchase recently....
a lot similarity? as of Sept 13
Ambond holds
30.21% AAA grade bonds
44.65% AA grade bonds
3.93% A grade bonds
Amdynamic holds
1.97% AAA grade bonds
60.96% AA grade bonds
20.84% A grade bonds

1 is lower risk (Lipper 1.2 vs 2.0) than the others and I guess so are the returns volatility too

I like a little risk....I go for dynamic.
I suggest you ask CIS at FSM
CIS = Client Investment Specialist.
previously a forummer posted a question that is worth giving a thought.....
if a bond fund is giving a return almost similar to FD...why go bond?

Nothing much to talk about, it's a fairly stable and well-managed global fund IMHO
Good idea.

Every month dump all excess cash in CMF. Then when ur FD matures, sell CMF and transfer to ur bank, then top up FD

Tailou, CMF zero sales charge and zero exit fee lar

If u use Maybank, Hong Leong or CIMB, u transfer to FSM also zero charge