prefer to slowly top up after that but dunno which to taper

wait ah I try doing..not good with pie chart pie chart haha..I noob

I tried pie chart for allocation I put just now..ya I will try to find exposure to Japan Europe US also...


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dun laugh at me took me 10 mins to do I tot masuk d end up haih...hahahawait I try again..my work no need do pie chart 1

sucessful!!!


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US recommended on FSM only RHB wo....Japan and Europe le??

ohh I tot u meant US Focus Europe Focus and Japan Focus..I was eyeing EGEF vs OSK UOB Global...might add these 2 lo...I was a bit heavy on asia ex Japan coz tot it might prosper next few years..Japan le...how to masuk Japan focus ah..olympic ma

oh..my previous savings all in FDs d....now remaining a bit in savings...so tot wanna find a proper investment vehicle....dunno how else to generate better return than FD..FD big amount there but slow dei....so the FD will be my buffer zone la

ya...I think so too..thats y I only go for recommended fund...erm...less than 10% of total cash in trust fund for a start ok right? the one in FD wanna kumpul and buy house soon ahhaha...everymonth I top up using 25% gaji into UT 25% FD

Hwang Select Asia (ex Japan) Quantum Fund
AmAsia Pacific Equity Income
Kenanga growth fund
OSK-UOB Emerging Opportunity Unit Trust
Eastspring Investments Global Emerging Markets Fund
Alliance Global Equities
I think I gonna go with the above with minimal first....see how it goes

how to tap into Japan ah

not rich just lucky for now to not have house loan car loan bla bla only...once got family Ill be gone...haha now single

I very kuhon 1..haha cheapskate thats y can save a lot

thx pink spider haha..thx a lot yklooi

Just bought from fms just now...the investmnt specialists or what was very helpful ah....siap suggest what to buy haha...he said buy buy bond for some fixed income also....I tot our view on bond is not so rosy anymore? Anyway I go amdynamic la...he recommended dca method but I have 7 funds in total if I top up same amount avmonth how do I spread to all 7 ? Equally ? Now market conaider bull or bear potential....I know small dip in malaysia la generally?

Hi just want to ask in fundsupermart intra fundhouse switching got charges? I was thinking if no can put money in cash management fund then whwn wanna go in just switch fund only

thanks a lot yklooi..ya CMF seems better than usual saving accounts.. another thing on FDM my transaction date lets say on Friday 13 Sept and in process does that mean my price lock in is Friday or Monday when they reopen

Ya nola friday I started to buy 7 funds 1 shot...no cmf yet coz the consultant ask me to do dca...but now I think back how to dca I went in 7 funds 1 shot.no way I can top up dca method same amount...gaji x enuf haha...tot maybe accumulate in cmf when wanna top up only go in....I have hwang bond and amdynamic bond also but heard bond not so rosy alrrady right..
Just checked faq ya it said transaction date is price lock in day..thanks ya

I have a question..how to dollar cost average after a lump sum...as in I just started a portfolio and becuase each of it needs 1k to 1.5k minimum to start now I cant top up same amount every month using dca coz the amount of all the funds add together is huge more than my monthly pay how to dca ah

u intro RSP?
ya either that or fix every 3-4 months once lo...if I top up 100 to every fund every month that defeats the purpose of DCA d right coz the initial amount is 10 times higher