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 Fundsupermart.com v4, Manage your own unit trust portfolio

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SUSyklooi
post Sep 10 2013, 03:07 PM

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QUOTE(Kaka23 @ Sep 10 2013, 02:59 PM)
ya... 3 months. This is my second epf withdrawal with FSM. FSM sent me reminder that I can topup my epf investment already.
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ok..i could only top up next month,..so i think i will wait till end of Dec to do a final last top up....
SUSyklooi
post Sep 10 2013, 03:09 PM

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QUOTE(Pink Spider @ Sep 10 2013, 03:07 PM)
I thought u a retiree? Might as well take out all doh.gif
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geee, consider it as a bond fund (ave 4-6%) top up some to EQ
SUSyklooi
post Sep 10 2013, 06:04 PM

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J.P.Morgan Asset Management: WorldView 3Q 2013

http://www.fundsupermart.com.hk/hk/main/re...?articleNo=7140

Conclusion: Opportunities in distorted markets
Most of all, however, global investorsshould recognize how global central banks have distorted the investment environment
by pushing both short-term and long-term interestrates to very unattractive levels. A popular view, particularly since the financial
crisis, is that global financial markets are somehow “fixed” against the average individual, making it hard for them to succeed
in long-term balanced investing
. Ironically, in 2013, central banks appear to have fixed the game from the otherside, making it
exceedingly hard for anyone hoarding cash to beat a balanced portfolio. Even as long-term interestrates rise, this should
remain the case over the next few years, underlining the importance of taking advantage of investment opportunities in a
world of more balance.

What is the meaning of this conclusion?? in laymen term?

This post has been edited by yklooi: Sep 10 2013, 06:07 PM
SUSyklooi
post Sep 10 2013, 08:44 PM

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QUOTE(kkk8787 @ Sep 10 2013, 06:20 PM)
as a start today
Delete? Fund Name Payment Method Investment Amount
Hwang Select Asia (ex Japan) Quantum Fund  Cheque RM 5,000.00
AmAsia Pacific Equity Income  Cheque RM 3,000.00
OSK-UOB Emerging Opportunity Unit Trust  Cheque RM 2,500.00
Eastspring Investments Global Emerging Markets Fund  Cheque RM 5,000.00
Kenanga Growth Fund  Cheque RM 2,000.00

which 1 to taper ah..I was thinking today wanna reduce a bit first maybe in region of total RM 10k-13k as a start dunno which to reduce or drop
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hmm.gif why don't you try to do a pie chart to see the overall in % for each funds in your portfolio...I think it is easier to see.
SUSyklooi
post Sep 10 2013, 09:35 PM

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QUOTE(kkk8787 @ Sep 10 2013, 09:27 PM)
oh..my previous savings all in FDs d....now remaining a bit in savings...so tot wanna find a proper investment vehicle....dunno how else to generate better return than FD..FD big amount there but slow dei....so the FD will be my buffer zone la
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hmm.gif just a note:
Performance data is valuable to chart the progress of your investment. While performance is a key evaluator in identifying a suitable fund, it is not the only factor upon which you should base your decision. It is important to understand that unit trusts do not offer a fixed rate of return: your principal value will fluctuate, and the return on your investment is not guaranteed. The rates of return fluctuate with market conditions, changes of the valuation of the securities a fund invests in, or other factors. For that reason, it is helpful to examine performance over various time periods.
http://www.fimm.com.my/contents.asp?id=100...0030&zid=100008
SUSyklooi
post Sep 10 2013, 09:49 PM

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QUOTE(Pink Spider @ Sep 10 2013, 09:45 PM)
Just start with the absolute minimum to build up a portfolio. Then slowly deploy your capital over a period of, say, 6-12 months to average out your cost. Who knows your initial entry might be at market peak...
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rclxms.gif slowly build up a portfolio.....
after you had focused your intention for the funds.....keep monitoring for dips in the markets.....buy on dips to collect the units....there will always be dips.
SUSyklooi
post Sep 10 2013, 10:13 PM

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QUOTE(kkk8787 @ Sep 10 2013, 10:04 PM)
ya...I think so too..thats y I only go for recommended fund...erm...less than 10% of total cash in trust fund for a start ok right? the one in FD wanna kumpul and buy house soon ahhaha...everymonth I top up using 25% gaji into UT 25% FD
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wow, 25% in FD + 25% in UT + 11% in EPF + (assuming 25% in taxes) + expenses + housing loan + car loan = 1 rich man.
I think it is "safe" for 10% of total cash in UT for a start ...taking into consideration of your very near BIG purchase.
(worst come to worst...you will still get back maybe 5% ....50% of your 10% cash invested got burned)
rclxms.gif notworthy.gif


SUSyklooi
post Sep 10 2013, 10:16 PM

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QUOTE(kkk8787 @ Sep 10 2013, 10:12 PM)
how to tap into Japan ah
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OSK-UOB ASIA PACIFIC FUND has 44.7% invested in Japan
http://www.fundsupermart.com.my/main/admin...eetMYOSKAPF.pdf
PE valuation quite HIGH leh sweat.gif sweat.gif

SUSyklooi
post Sep 11 2013, 05:57 PM

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GLOBAL MONTHLY MARKET UPDATE - - SEPTEMBER 2013
PRESENTED BY IFAST FINANCIAL (HK) LTD

http://www.fundsupermart.com.hk/hk/main/ar..._HK_SEP_FSM.pdf
SUSyklooi
post Sep 12 2013, 12:51 PM

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QUOTE(s_kates81 @ Sep 12 2013, 12:47 PM)
Everything seems rosy, portfolio IRR are returning back to where they were before the mini Kaboom. Quite the opposite of what everybody was expecting september to be the dooms month.
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hmm.gif ha-ha,. what goes up must come down.....indexes had been up for a the past 1 week...time to come down next week in time for the tapering fear? sweat.gif sweat.gif hmm.gif
SUSyklooi
post Sep 12 2013, 01:11 PM

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QUOTE(felixmask @ Sep 12 2013, 01:08 PM)
so fast...meh..u plan to switching ?
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geeee. all funds still in "RED"...cannot switch yet,....waiting for opp to go some into Korea, Taiwan and US.
SUSyklooi
post Sep 12 2013, 01:39 PM

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QUOTE(felixmask @ Sep 12 2013, 01:14 PM)
switch from what to what ? Equity to BOND  tongue.gif
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bal to eq
SUSyklooi
post Sep 12 2013, 07:23 PM

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QUOTE(TakoC @ Sep 12 2013, 05:06 PM)
I wouldn't say fear. Investors are past the fear stage, more like 'prepare to embrace the impact' stage as investors are more or less aware of what to expect. I don't expect to see a ~6%-10% kaboom. Feel free to share your opinions.
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cool2.gif There’s Always Something to Worry About ....By Sudhan P - September 11, 2013
.............The upcoming ‘events’ such as the imminent war on Syria, tapering of monetary stimulus and the reaching of the debt limit may cause huge market corrections. Are you ready to take advantage of it? sweat.gif hmm.gif
http://www.fool.sg/2013/09/11/theres-alway...to-worry-about/

click "refresh" if prompted to sign up

This post has been edited by yklooi: Sep 12 2013, 07:23 PM
SUSyklooi
post Sep 12 2013, 07:58 PM

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Let’s Face It. You Can’t Make Short-Term Predictions In Investing
http://www.fool.sg/2013/09/10/lets-face-it...s-in-investing/
The Market Is Volatile – Get Used To It
http://www.fool.sg/2013/09/09/the-market-i...get-used-to-it/

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SUSyklooi
post Sep 13 2013, 09:05 AM

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The Hwang Asia Quantum Fund
is classified as a Malaysia-focus fund (rather than an Asia ex-Japan fund) on our platform because: 1) it is significantly overweight on Malaysian equities, and 2) technically, it invests in Malaysia, Indonesia, Singapore, Thailand and Hong Kong, rather than the entire Asia ex-Japan region.

http://www.fundsupermart.com.my/main/resea...?articleNo=2565
SUSyklooi
post Sep 13 2013, 10:55 AM

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QUOTE(Pink Spider @ Sep 13 2013, 10:19 AM)
China and HK...I see which fund is most overweight C+HK first hmm.gif
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hmm.gif Hwang China Select Fund
China 34%, HK 63.7%, 2% cash
just the minimum investment sum of RM 30k can be a stopper for some

EI Dinasti EQ fund
China 31.68%, HK 40%, Taiwan 19%
http://www.fundsupermart.com.my/main/admin...eetMYPRUDEF.pdf

This post has been edited by yklooi: Sep 13 2013, 10:58 AM


Attached File(s)
Attached File  23._csf_aug_2013.pdf ( 38.91k ) Number of downloads: 12
SUSyklooi
post Sep 13 2013, 11:43 AM

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QUOTE(brianw87 @ Sep 13 2013, 11:34 AM)
Is it ok to invest in 3-4 funds and hold for over 10 years? I'm looking for long term investment. ty.
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hmm.gif Do You Know How Much You Might Be Losing In Fees?
http://www.fool.sg/2013/07/18/do-you-know-...losing-in-fees/

suggest you pick a few "good stocks" to invest in
SUSyklooi
post Sep 13 2013, 07:13 PM

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QUOTE(s_kates81 @ Sep 13 2013, 06:22 PM)
What's the difference between a correction and a kaboom? If I am not wrong, correction is an around 20-25 % dip, whereas a Kaboom is a 50 % and more fall?
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hmm.gif i think it depends alot on individual risk profile/naiveness/level of exposure in market/amount of assets dumped in/objectives and etc.....
guess a 10% maybe a "Kaboom" to some but just a "blips" to others.
SUSyklooi
post Sep 14 2013, 11:23 AM

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QUOTE(Pink Spider @ Sep 14 2013, 10:06 AM)
Same reason why KLSE ETFs won't do well, cos so many UTs can outdo the index tongue.gif

Less efficient markets (esp EMs and Asia ex Japan) it's easier to beat index. With developed markets, ETFs are a good option to consider. nod.gif
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rclxms.gif notworthy.gif
With less than efficient markets in Asia, fund managers investing in such regions are able to add more value and therefore, outperform the index, as compared to fund managers in the US.
In the long-run, the retail investor will be better off investing in actively-managed Singapore funds than in streetTRACKS ETF.
https://secure.fundsupermart.com/main/resea...l?articleNo=739
SUSyklooi
post Sep 14 2013, 05:38 PM

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just noticed....(pls confirm again, maybe my eyesight got problem)
in month of Aug 13, Hwang PRS invested a lot of % in US,...reducing Malaysia % also alot
see comparison July and Aug holding of PRS Growth...moderate also same
if interested can see other funds too (click on the month and compare)
http://www.hwangim.com/fund-managers-views/fundamentals

what does that means??? US to go and Malaysia to throw...??



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