I agree with this "if everyone buy, who want rent" and that is my thought.

I didn't buy a property until now because my old man said to me " If you don't have such a big head, don't wear such a big hat ".

When time to buy, buy within my means.

I am 30 years old now and in the past I hit the wood many times. Like Lampa Burger and etc.

I save hard and do part time business invest kao kao stock market. Example No regret buying MYEG stock when it is 30 sen +++ long ago and in the long run accumulate.

End up sold it near peak and 90sen.

I was a runner at layer office and saw workmate clicking MYEG button. With simple thinking and not intelligent in real life,I was thinking the future will be internet world, government link some more,cheap, afforable and blue chip.

I take the risk Interest rate vs Appreciation Capital. Long Run so it is not a gamble.

Buy 30 sen++ become sell 90 sen onwards. Appreciation more than tiga kali ganda. (Good Investment for me than investing property)

For own stay property buy what I can afford.

Post 92 and Post 88 is the right answer to the question.

I don't want to see this thread anymore.

I don't have a property yet.

My thought will be if the current market rental for that place is RM1000 then I will ask banker and myself how much loan I can get with RM1000. Example I GUESS is RM200k loan amount for monthly installment RM1000. If my current income allow me to borrow more money. Then loan amount will be more than RM200k. You can still sell Stock to fund the property you want as well to lessen the liabity or get a better property you preferable.

Don't know people will able to understand my explaination here or not.

Accentera Gor said it is BUY! BUY! BUY! wor.

I also haven't heard about it as well DR. But looks like a good idea and landlord & tenant doing the same unlawful act.

What is the accounting formula liao?

Asset = Liability + Capital?

Agree, Stop renting and control spending. ADD your point, try to minimise liability.

Greedy always will led us to a bad result as well.

This post has been edited by Seremban_2: Aug 10 2013, 03:02 AM

Buy property also buy the near the better to KL as capital appreciation more like increase than those in seremban.

Interesting topic from the star newspaper:

http://www.thestar.com.my/Opinion/Letters/...-expensive.aspx

He is quite right.

Last time you recommend a unit amount RM400k developer price if not mistaken kajang or semenyih. RM450k and RM400k about the same then make no difference might well buy from developer. haiz.

I now only know that personal loan interest rate is very high and higher than housing loan. after thinking all the factor, there is forever people demand for buying houses and it will keep going up.

if need money just refinance the property to get cash back than getting personal loan.

This post has been edited by Seremban_2: Aug 17 2013, 07:46 AM

Yes Indeed.
After reading Pelangi Semenyih thread seem like really good comparing mantin developer houses. Mantin, Negeri Sembilan housing project price is far too expensive as location speak itself and by comparing this project above.